How dare they?
I bought an item online at Target. They charged a 25% (cost of the item) holding fee to my credit card until the payment cleared. Frankly, how dare they? Especially in these economic times. That could have put somebody over their limit and resulted in an overdraft fee, which last time I checked was $35. I called Target and they basically told me get over it, that's how we do business. I mentioned a possible overdraft fee could be incurred. They hung up on me. Great service, thank you very much. I'll be shopping somewhere else from now on.