I had no options but to get an Acheive loan
I had no options but to get an Acheive loan as the sister company's incompetence cause me to have 3 liens against my house that I did not know existed until I was in the middle of selling my home. As a valued customer who never missed a payment they showed their thanks by giving me a 23.9% rate. The total amount of the loan, once they added their fees, was $1055.48. The total amount I will pay back, while adding extra every payment, will be $13,108.16. I am looking for work and trying to payoff as much as possible but Acheive will Not negotiate a lumpsum of $4,500.00, which would pay back a little over what was owed. Acheive is the only creditor not will to negotiate. Acheive imposes exorbitant interest rates, employs unfair lending practices that disproportionately target vulnerable customers and keep people trapped with unfair loan terms. I turned down Achieve's loan offer several times but had no other options because of the liens, that I had not been made aware of, which had to be paid in full. I am frustrated and disgusted and do not understand why these companies are allowed to stay in business. I received a call from Acheive after my review and was simply told that they will not accept any lesser amounts. Thanks for the "discussion". I have been contacted several times by the company to tell me they will not work with me. Achieve only contacted me to reiterate that they will not accept anything less than their loan shark terms which were agreed to when they had me backed into a corner. I paid the full amount, I am ecstatic to be done with this mercenary and profiteering organization.