Achieve is a leading digital personal finance company built to help everyday people like you get on, and stay on, the path to a brighter financial future. We offer personal loans, home equity lines of credit, debt solutions, and smart money tools and education to help single parents, entrepreneurs, newlyweds, underemployed people and so many more thrive financially. Through innovative tech, intelligent analytics and most importantly, an empathetic human touch, we deliver personalized money solutions built around you, for you. Make today the day you consolidate high-interest debts, free up extra cash and move forward in a life-changing way. Over the past twenty years, Achieve has served over 1.5M members, helping resolve $20B in debt and making over $13B in loans. Learn more about: Debt Relief Debt Consolidation Personal Loans Home Equity Loans Life after debt starts at Achieve Achieve.com (NMLS #138464), Achieve Loans, Achieve Personal Loans, and Freedom Debt Relief are separate operating subsidiaries of Achieve Company. Debt settlement is available through Freedom Debt Relief (NMLS #1248929). Personal loans are available through Achieve Personal Loans (NMLS #227977) originated by Cross River Bank, a New Jersey State Chartered Commercial Bank, and may not be available in all states. Home Equity loans are available through Achieve Loans (NMLS #1810501). All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history.
Written by the business, not verified by us.Achieve (achieve.com) has a 4.7 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 100% of negative reviews. Last updated 2026-08-12.
The loan officer was well informed and exceptionally patient
Hello George, We're so pleased to hear that our loan officer was knowledgeable and demonstrated such patience. Thank you for sharing your positive experience with us!
Celeste was absolutely amazing!! She is very reliable, works fast to achieve what we wanted/needed!! Her positive attitude and energy is very important in this process and we really appreciate all her hard work!!!!
Hello Oksana, We're so glad to hear that Celeste was reliable and worked quickly to meet your needs. We appreciate you highlighting her positive attitude and hard work!
Joshua Leve Loan Consultant II He was amazing to work with
Hello, We are so happy to hear about your positive experience! We truly appreciate you sharing your kind words with us.
Celeste was very informative and kept us up to date through the whole process! I had worked with Celeste in the past and she remembered me and it was such a pleasure to get to work with her again! The process was very smooth, and Celeste went above and beyond to help us with a rate and payment that met our needs. Celeste is awesome and if you are shopping for a home equity loan, I would ask for Celeste when you call!
Hello Patty, We are so pleased to hear about your positive experience! It's wonderful that Celeste kept you informed and provided such a smooth process. We appreciate you highlighting their dedication to finding a suitable rate and payment.
Brittini's patience and helpfulness truly stand out. She is a valuable asset to your company and does an excellent job representing your brand. The process was smooth and effortless thanks to Britinni's guidance every step of the way. I adore her communication style and skills. She is delightful.
Hello Debra, We're so pleased to hear about the excellent experience you had. It's wonderful that the process was smooth and effortless, and we appreciate you highlighting the helpfulness and communication skills. Thank you for sharing your positive feedback!
Great customer service and quick loan processing.
Sherri was great to work with. She guided us through every step of the process!
Hello Russel, We are so pleased to hear that Sherri was great to work with and guided you through every step of the process! We appreciate your kind words.
Hello Nicky, Thank you so much for taking the time to leave us a review! We're thrilled to hear that you experienced excellent, professional service with our team. We truly appreciate your feedback!
The process is very easy. Customer service is great. I have never had a bad experience and funding is efficient.
Hello Marilynn, We're happy to hear that the process was easy for you and that funding is efficient. We appreciate you recognizing our great customer service!
Tracy made the whole process smooth and not rushed. She patiently answered my questions and explained the technicalities of the loan process as well as the loan documents.
Hello, We're so glad to hear the process was smooth and not rushed. We appreciate you highlighting the patient support and clear explanations you received. Thank you for your kind words!
Melissa was very kind and discussed all options and answered questions with patience and quickly contacted me with mistakes I made with sending files.
Hello Glynis, Thank you so much for taking the time to share your feedback! We’re thrilled to hear that Melissa provided such kind, patient support and was quick to help resolve the file upload issue. We'll be sure to pass your kind words along to her!
Communication was prompt and efficient. We were kept informed each step of the process and when were being transitioned to a different team member. The check list made documentation collection easy. The staff was professional and courteous.
Hi Lisa and Chad, We're so pleased to hear that our communication was prompt and efficient throughout your experience. It's wonderful that our checklist made documentation easy and that our staff was professional and courteous. Thank you for your kind words!
The person I worked with for the loan was kind, understanding and helpful.
Hi Debra, We're so happy to hear that your experience with our team member was kind, understanding, and helpful. Thank you for sharing your positive feedback!
Melissa Herold was very helpful and got us our loan .. she’s amazing
Hi Shannon, We are so glad our team member was helpful and that you had such a positive experience with us. Thank you for sharing your feedback!
We had an excellent experience working with Mr. Joseph Freedman and Achieve. From the very beginning, the process was smooth, organized, and easy to follow. Mr. Freedman was always available to answer our questions and responded quickly whenever we reached out, which gave us confidence throughout the process. The entire process was clearly explained, and there were no surprises along the way. The underwriting, document review, and closing all moved efficiently, and the final signing and notary appointment were handled professionally. We truly appreciate Mr. Freedman's professionalism, responsiveness, and excellent communication throughout the process. Based on our experience so far, I would definitely recommend Mr. Freedman and Achieve to anyone looking for a straightforward and well-managed lending experience.
Hello Vino, We are so pleased to hear about your excellent experience with us. It is wonderful to know that our process was smooth, organized, and easy to follow, and that Joseph's responsiveness and clear explanations provided you with confidence throughout. We truly value your kind words regarding the efficiency of our underwriting, document review, and closing, as well as the professionalism of the final signing and notary appointment. Your recommendation means a great deal to us, and we are grateful for your positive feedback.
Sofar have had nothing but great experience with all of your personal.
Hello Richard, We're so happy to hear about your great experiences with our team. We appreciate your kind words!
The rep was extremely helpful in explaining each step and how taking out different amounts would impact me, what the best options were and allowing me to ask questions to clarify my understanding. the process was concise. Keenan was outstanding !
Hello Arlene, We're so glad to hear that the process was concise and that you felt well-informed every step of the way. We appreciate you sharing your positive experience!
Sherry was very helpful and informative informative. I appreciate her taking the extra time to talk to me and offer way I could improve my credit. Will definitely use you again if needed.
Hello Kristy, We're so glad to hear that you found Sherry to be helpful and informative. It's wonderful to know that the extra time taken to discuss credit improvement was appreciated. We look forward to assisting you again if needed!
梅兰妮在其中发挥了重要作用，幕后人员必须努力工作才能让一切顺利进行！ 很高兴这样做并摆脱利率的束缚！
Hi Dan, We're delighted to hear that our team worked hard to make everything work for you. It's wonderful to know that you had a pleasant experience with us!
很棒的帮助..很棒的人
Hi Brenda, We are so happy to hear that our team provided you with wonderful help. We truly appreciate your kind words!
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