KEPT OUR DEPOSIT AFTER DENYING APPLICATION
When you apply they take your deposit before doing the approval credit check. Yes they check your credit score. the problem we had is we made a substantial deposit equivalent to a month's wages then figured we put bills on it and pay them off to build credit. Well they were quick to take our money then denied us and KEPT THE MONEY. not kept as in pending in our bank then later reversed...just KEPT IT!