Americor (americor.com) has a 4.5 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.
Americor made me feel comfortable from our first phone call. They didn't end the call until they were sure I understood every possible aspect of the agreement and had my best interests in mind the entire time.
We're so happy to hear that you felt comfortable from your first call with us! It's wonderful to know that our team ensured you understood every aspect and had your best interests in mind.
Been on this program for couple years or so... americor sent me too credit 9 for the loan part. Was told make payments don't miss or anything. I could get a low interest loan... called about getting lower interest and the send you too multiple people. And stories keep changing. Have called two days in row got different story each time. They are being shady..... STAY AWAY
Hello, Gary, Thank you for sharing your feedback. We're sorry to hear that your experience has been frustrating and that you received inconsistent information regarding your financing options. We understand how important clear and consistent communication is, especially when discussing loan eligibility and interest rates. We'd appreciate the opportunity to review your account, clarify any information you were provided, and address your concerns. Please contact our Office of the President at [email protected] with your account information so we can investigate this matter further and assist you.
I’ve been with Americor for 4 years now making payments every month of $207.00 for 4 years. My credit has not improve my debt has barley gone down and I’m going through a financial hardship and the past two months they withdrew the money from my bank causing me to go in the negative and put me with more fees from my bank. If you try to skip payment forget it they say you can put it out a few days but it will mess up the program if you miss. Well I don’t have it to give so withdraw anyways even when no money there and screw me up more. I’m legally binded to the contract for god knows how much longer but I only went in with literally 7000 debt and been paying 200 per month for 4 years. See where my confusion is. The Payments made to creditors are literally only 10-15 bucks of the 200 and there is about 10 hidden fees that eat up the rest of dedicated account. Terrible don’t recommend if trying to fix credit or get out of debt cuz I’m still paying on the cards from 4 years ago . I can’t wait to be done with this for good
Hello Breanne, Thank you for sharing your feedback. We're sorry to hear about the financial difficulties you've experienced and understand how frustrating this situation must be. We would appreciate the opportunity to review your account, discuss your payment history, explain how funds have been applied throughout your program, and address your concerns regarding your dedicated account, fees, and recent withdrawals. Please contact our Office of the President at [email protected] with your account information so we can investigate your concerns and work toward a resolution.
It was so easy to work with this company and they talked you through everything and was very helpfull
We're so glad to hear that working with us was easy and that our team was helpful in explaining everything to you. Thank you for your feedback!
Very good customer service explaining everything very well I am happy they lowered my debt by half with a monthly payment low the cost of living raised for families and this program is excellent for debt relief
We're so happy to hear about your positive experience with our customer service and that we could help lower your debt with an affordable monthly payment. It's wonderful that our program is providing excellent debt relief for you and your family.
My son chose to use Americor to help with his debt consolidation. Started out ok but failed him big time! After 2 years in the program, his bank accounts were frozen and had to go to court. He was offered no legal representation from Americir or Advantage Law. When appeared before judge, the lawyer for Discover had absolutely no information regarding agreed settlement. Absolutely unbelievable that a supposedly A+ rating is given to this company. Probably should be investigated to make sure this is accurate. In addition, each time you contact the company, they ask for more money but do absolutely nothing for you in return.
Hello Beckie, Thank you for sharing your concerns. We're sorry to hear about your son's experience and understand how stressful it must have been to deal with legal proceedings and account restrictions. We take feedback like this seriously and would appreciate the opportunity to review what occurred. Please have your son contact our Office of the President at [email protected] with his account information so we can investigate the matter, address his concerns, and determine how we may be able to assist.
The person who guided me through the experience was patient with my questions; so willing to express the concepts in a different way that I may truly understand the process. I don't know if I may name the person so I won't. His voice was warm and compassionate; I felt reassured throughout the process that my sense of safety was important. I am grateful for the experience.
We're so pleased to hear that your experience was a positive one and that our team member was patient and helpful. It's wonderful to know you felt reassured and understood the process clearly.
Tried many ways to consolidate, tried diferent corporations, also looked into Chapter 13. But is a joke. None like Americorp... straight to buisness. Easy to manage my preference and app is big plus. I can finally breathe. Thank you!
We are so glad to hear that our services have made such a positive impact and that you can finally breathe easier. We appreciate you sharing your experience with us!
Customer service awesome I am well along in the program and everything is working as stated!
We're delighted to hear that you're well into the program and that everything is working as stated! It's wonderful to know you've had such an awesome customer service experience.
Working with Americor has relieve so much stress of my plate I can finally breath again!
We're so happy to hear we could alleviate your stress and help you breathe easier. Thank you for sharing your positive experience!
Look, the AI scheduler was kind of turn off up front as I was getting spam call after spam call, so I finally broke down and let them get me on the phone. What's the worst that could happen we waste 15 minutes shooting the breeze, they deny me. Boy was I wrong, this dude Bradford M. is just who I needed to speak with that day. My debt service has gone from 1400 a month to 850 all in. That's like a month of groceries. Can we have beef again? I think we might be able to even swing 2 entire plys of toilet paper again and stop stealing the cheap stuff from work! Thanks guys!
Thank you for sharing your experience! We're so glad you decided to give us a chance and that Bradford was able to provide the guidance and support you needed. It's wonderful to hear he helped you find a solution that better fits your budget and we appreciate your sense of humor, too! We'll be sure to share your kind words with Bradford. Thank you for trusting Americor, and we wish you continued success on your journey toward financial freedom!
This is the worst company. I would never do business with them by the way they treat their employees.
Hello Kelly We're sorry to hear you feel this way. We strive to foster a respectful and supportive workplace while also providing excellent service to our clients. We take feedback seriously and are always looking for ways to improve. If you'd be willing to share more about your concerns, please email us at [email protected] so we can better understand your experience.
Quick and easy, im on my way to financial success
We're happy to hear that we could assist you on your journey to financial success!
They claim to help you save with a dedicated savings account that is supposed to be for your creditors, fees were hidden. They used the dedicated savings account to pay themselves. This is what the customer support said, I had $4000 saved, they settled one creditor. Regarding the settlement fee: The fee of $3,897.72 was paid to us (Americor), not to Achieve or your creditor. This fee covers our services in negotiating, managing, and supporting your settlement program. Payments to your creditor (such as Achieve or Velocity) are made separately from your dedicated account as part of your settlement agreement, but the program fee is for the work we do on your behalf. If you have any other questions or need more details about your program, please let me know how I can assist you.
Hello Jose Thank you for taking the time to share your experience. We're truly sorry to hear that you feel disappointed and that your experience has left you feeling this way. We understand how upsetting it can be to have questions about how your funds were applied and to feel that the program did not meet your expectations. Your concerns are important to us, and we'd genuinely appreciate the opportunity to review your account with you, provide clarity regarding your program and fees, and address any outstanding questions. Please contact our Office of the President at [email protected] so we can personally look into your concerns and work toward a resolution.
Very professional people and really care about helping clients to get out of debt. Your client portal is easy to navigate and the hours you are available to answer questions great
We're glad to hear that our team is professional and dedicated to helping clients with their debt. We appreciate your positive feedback on our client portal and availability!
I would recommend all to Liberty truly people who understand and are there to help in any way possible
We truly appreciate your kind words and are so happy to hear that our team provided you with such a positive experience.
I have never experienced a hiring process this unprofessional. FOR THE RECORD: IVE NEVER LEFT A REVIEW IN MY LIFE. But this is completely unacceptable. I was originally contacted by Teri Fallou and told, “I have an offer for you.” Based on those conversations and the expectation that I would be joining the company, I even made career decisions around this opportunity. After that, the communication became a complete mess. Calls were scheduled and missed. I repeatedly cleared my schedule only to be told there were emergencies, vacations, or that someone would “call in a few hours.” Days turned into weeks, and weeks turned into months. Then Crystal reached out, only to tell me she couldn’t move forward because Teri was handling my application. After even more waiting, I was told my application had been sent back to a hiring manager because they “didn’t move forward with me before” and they wanted to see how to proceed. A couple of hours later, I received a text saying they would not be making an offer after all. Fortunately, I own and operate a successful business, so I wasn’t relying on this job to pay my bills. I was simply looking for an additional opportunity. That doesn’t change the fact that candidates deserve honesty, communication, and respect. If your recruiters tell someone they have an offer, don’t leave them hanging for months, repeatedly waste their time, and then end the process with a text message. That’s not how professionals treat people. Mind you, I cleared over 3 mill in debt at NDR & they switched me positions so I wanted to get some of that AmeriCor money. I have saved every text message and will be posting the timeline so people can judge the process for themselves.
Thank you for taking the time to share your feedback. We understand that this was a disappointing experience, and we'd like to provide some additional context regarding the timeline. Following your interviews earlier this year, our team discussed moving forward with a verbal offer. Before a formal written offer was issued, we completed additional internal review and ultimately made the decision not to move forward. That decision was communicated to you in March 2026. On June 29, 2026, you submitted new applications for two separate openings. Because those applications were received by different recruiters, one recruiter initially reached out before recognizing that you had previously been through our hiring process. We reviewed your application again and, on July 2, confirmed that we were standing by our original decision. We do acknowledge that our communication during your reapplication took longer than we would have preferred due to a high-volume hiring period and the holiday week, and we apologize for that delay. However, the original hiring process concluded in March, and our July communications were the result of your new applications. We appreciate your interest in Americor and sincerely thank you for taking the time to share your experience. We continually evaluate our hiring and communication processes to identify opportunities for improvement while ensuring every hiring decision is made thoughtfully and consistently.
I had a wonderful representative explain the program to me. Miss Hirsch. I started a year ago and I have 4 credit cards paid in full. I have several with payment plans in place. I have 4 that have not started negotiating yet. I wish they would have told me when I stop payments to cancel the cards. One of the cards went from 12,000 to 15,000. Just in interest in a year. I got a collection notice I sent it to Americor to move it up to priority. I also sent a message to ask if there is something I should be doing for this. I didn’t hear anything so I thought it was being handled. This week I received a summons from the court for this account and a complaint. I uploaded it to them. I called them after that which was July3 they were closed. So I called Monday the 5th sent the documents I received from the court that was taped on my house. Camillo said they would move this up to priority to check back in 3-5 days. When I did that the person I talked to said that can’t do anything with this account until I send in $3,100. I don’t understand. First if they would have said upfront that my 2 week payment should have been more I would have done that. Since it wasn’t more I set up a plan with the extra money I would have to pay off 2 of my kids student loans. Which is still going to be 15 years. I will be 77. I felt they were honest upfront. They told me they don’t offer legal advic. I see on a 5 star review that a gentleman had legal advice through them.i am negative $335.00 in checking living paycheck to paycheck. I have since called the attorney company to see if there is anything I can do they said they would settle today if I could pay $13,000. If I can’t pay the $3100 to Americor how was I to pay them. I said I asked friends one can borrow me $1000. To give to Americor to start negotiations with them. They said they would talk to them. I have to answer the complaint to the court by July 20th. I wish someone at a Americor could help me instead of saying they can’t talk unless I pay $3100. Can someone help me Please!
Thank you for taking the time to share your experience and for providing these details. We understand how stressful it can be to receive legal documents, especially while already managing financial hardship and trying to find a path forward. We appreciate you sharing your concerns regarding communication, the status of your account, and the questions you have about the negotiation process. We would like the opportunity to review your account and better understand what occurred, including the status of the creditor you received the summons for, the documents you uploaded, and the information provided to you regarding next steps. Please contact our Office of the President at [email protected] with your account information so we can look into your concerns and work toward providing clarification and assistance. We also want to remind you that Americor is not a law firm and cannot provide legal advice; however, we encourage you to continue following any court deadlines and seek guidance from a qualified legal professional regarding your legal options. Thank you again for bringing this to our attention. We hope to have the opportunity to assist you further.
I initially wanted to qualify for a personal loan but I was rerouted to becoming debt free. Upon seeing my situation. Their response wasn't just a denial letter.. but a hey let me help. Jewels helped me all through the steps she came in contact with her advisor making sure she was providing thr best option for me. Her voice, her patience and willingness to help made me feel I made the best desicion.
Thank you for sharing your heartfelt experience! We're so glad that, instead of simply turning you away, our team was able to help you find a solution that better fit your situation. It's wonderful to hear that Jewels provided such compassionate, patient, and thoughtful support throughout the process. We'll be sure to share your kind words with her. Thank you for trusting Americor, and we wish you continued success on your journey toward financial freedom!
My representative Mershad was so helpful and guided me professionally and patiently with this process. He answered many questions, some I had repeated, and never made me feel uncomfortable. He explained all that was going to happen and made me feel like it was all going to be ok. I would recommend him to anyone. He should be commended on his service and kindness he showed to me and I am sure others.
We're so glad to hear about your positive experience. It's wonderful that our team member was professional and patient, answering all your questions and making you feel at ease. We appreciate you recognizing their excellent service and kindness.
200 reviews matching