Americor (americor.com) has a 4.5 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.
What people say
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Roni Lucas · 1 review · Experienced 2026-06-18 ·
★★★★★
Easy and Kind
Jessica made everything easy and answered all my questions. Its a stressful time and I appreciate how kind and knowledgeable she was!
Reply from Americor2026-06-22
Roni,
We're glad our team member made everything easy and answered your questions. We appreciate their kindness and knowledge during a stressful time.
L
Lisa Salazar · 3 reviews · Experienced 2026-06-19 ·
★★★★★
WOW!!
WOW!!! That's all I can say. I feel this is the BEST program for anyone that is struggling with debt. I feel I can breathe now!!
Reply from Americor2026-06-22
Lisa,
We are so happy to hear our program has brought you such relief and peace of mind. Thank you for your wonderful feedback!
I’ve been with Americor for about 3 years. Anytime I call with a question or concern it gets taken care of immediately. Keith was great today, we even talked about Boston sports today and Friendly’s😊
Reply from Americor2026-06-22
Lynne,
We are so happy to hear about your positive experience and appreciate your kind words! We are glad our team could assist you so effectively.
T
Terisa · 1 review · Experienced 2026-06-19 ·
★★★★★
I really appreciate it
Reply from Americor2026-06-22
Terisa,
We're glad you enjoyed your experience. We appreciate your positive feedback.
Clear and concise communication. Empathetic counselors. Results seem to be well documented.
A difficult situation brought you to this point. This program acknowledges this and gives hope for a resolution.
Reply from Americor2026-06-19
We are so glad our communication and counselors provided support during a difficult time, offering hope for a resolution. Thank you for your kind words.
Z
Zia Jacob · 2 reviews · Experienced 2026-06-17 ·
★★★★★
Wonderful company to work with
Wonderful company to work with. Very understanding of my needs. Explained everything I needed to know to become debt free in a short time.
Reply from Americor2026-06-19
We're so glad to hear we could help you on your journey to becoming debt-free and that we understood your needs. Thank you for your kind words!
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Chris S · 1 review · Experienced 2026-06-12 ·
★★★★★
Excellent customer service and…
Excellent customer service and professionalism.
Reply from Americor2026-06-18
Thank you for your kind words!
We're thrilled to hear that you experienced excellent customer service and professionalism from our team. Providing exceptional support and treating our clients with respect throughout their financial journey is our top priority.
We appreciate your trust in Americor and thank you for taking the time to share your experience. We look forward to continuing to support you every step of the way.
– The Americor Team
M
Michael Sanders · 4 reviews · Experienced 2025-06-28 ·
★★★★★
I used Americor for over 1 1/2 years…
I used Americor for over 1 1/2 years and I was depositing $450 by biweekly into my account for settlement purposes. They contacted me periodically with negotiation settlements of 50% less than what I owed, which was good, but I could’ve done all of that on my own if not more.At the end of the day, I could’ve negotiated my own settlements with the money as I was providing so rather than paying Americor for their services, you can do this on your own. You don’t need them to speak on your behalf. You can speak for yourself without paying their fees.
Reply from Americor2026-06-19
Thank you for taking the time to share your feedback and your experience with our program.
We're pleased to hear that settlements were successfully negotiated on your accounts and that you were able to achieve reductions on your enrolled debt. We also appreciate your perspective regarding the debt resolution process.
Our goal is to provide clients with support, guidance, creditor negotiations, account management, and ongoing assistance throughout what can often be a stressful financial situation. We understand that every client's needs are different, and we respect that some individuals may choose to negotiate directly with their creditors.
Thank you for allowing us the opportunity to assist you during your financial journey. We appreciate your feedback and wish you continued success moving forward.
– The Americor Team
Keith gave me all the information I asked for and has a great personality.
The only issue I have is not with him, but with Americor not having one person handling our account.
Every time I call I deal with a different person. Maybe you feel everyone has the ability to see our account, so it's not necessary to dedicate one person to each account you have.
Reply from Americor2026-06-17
We appreciate your positive feedback about our team member. We understand your preference for a dedicated account representative and recognize how important consistent communication is. We are always looking for ways to improve our service.
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Richard Flippin · 7 reviews · Experienced 2026-06-17 ·
★★★★★
Advantage Law Experience
I enrolled in the Advantage Law Program in August 2022 with a 48-month term and recently completed the program in my 45th month after deciding to pay off the remaining balance early. Overall, my experience was positive, and I’m glad I chose this path to become debt-free.
At the start, I had 10 credit cards totaling approximately $33,000. Through the program, these balances were successfully negotiated down to about $19,000, along with a 15% service fee (around $6,000), which is standard for most consolidation and negotiation programs and was built into my monthly payments. In total, I saved about $7,000 in principal, not including the interest I no longer had to pay.
What Worked Well
One of the biggest benefits of the program was the support from their team. Whenever I called, representatives were professional, helpful, and took the time to answer all my questions. Additionally, the few times (2–3 occasions) I had to go to court, their attorneys were present and represented me, which gave me peace of mind.
After completing the program and paying off the balance, Advantage Law was very professional in closing out my account.
They provided all necessary documentation for my records and instructions for submitting updates to the three credit bureaus. They also sent confirmation letters showing that my debts were satisfied.
Important Lessons & Considerations
While my overall experience was good, there were a couple of points future clients should be aware of:
Delayed Results: I didn’t begin to see noticeable progress until about 12–15 months into the program, when my first credit card was settled. This requires patience and trust in the process.
Program Term Flexibility: One key detail in the fine print is that the program length is an estimate, not a strict end date. In my experience, there’s a possibility that the term can be extended depending on payments and negotiations. While I understand they are a business, it’s important to actively manage your timeline.
To avoid any surprises, I strongly recommend being proactive during the last 12–15 months of your program. Communicate clearly—by phone, email, and written correspondence—about your desired completion date. Staying consistent and assertive ensures your goals are met within your expected timeframe.
Keys to Success
To be successful in this program, you must:
Be disciplined with your finances
Stay patient during the early stages
Be proactive in communication
Keep detailed records and documentation
Make consistent monthly payments
Have a clear game plan—and stick to it
Final Thoughts
Ultimately, I am grateful for the Advantage Law Program. They helped me reduce my debt, eliminate costly interest, and successfully become debt-free. While the process requires commitment and attention, the end result is worth it.
I would highly recommend this program to anyone serious about resolving their debt—just be sure to stay engaged, informed, and proactive throughout the journey.
Reply from Americor2026-06-18
Thank you for taking the time to share such a detailed review of your experience with Advantage Law Program.
Congratulations on successfully completing your program and becoming debt-free. We’re delighted to hear that our team was able to support you throughout your journey and that you found our representatives professional, helpful, and responsive whenever you needed assistance. We're also pleased that our legal team was able to provide representation when needed and help give you peace of mind during the process.
We appreciate your transparency in sharing both the benefits of the program and the lessons you learned along the way. Debt resolution is a process that requires patience, commitment, and active participation, and your insights regarding communication, documentation, and staying engaged throughout the program are valuable for others considering a similar path.
Thank you for trusting us to assist you in resolving your debt. We are honored to have been part of your financial journey and wish you continued success as you move forward debt-free.
– The Advantage Law Team
Communicated with complete knowledge inn updating my account along with verification emails to complete update... loved interaction and intelligence of system.
Reply from Americor2026-06-17
We're so glad to hear our team provided knowledgeable assistance with your account update and that you appreciated our system!
The lady that helped me today was awesome. She not only have patience but very knowledgeable. I look forward of getting her again to help me with my needs
Reply from Americor2026-06-18
We're happy to hear our team member was awesome, patient, and knowledgeable. We appreciate your kind words!
c
customer · 3 reviews · Experienced 2026-06-09 ·
★★★★★
Compassion is Americor
Compassion, understanding, ability to work with you. This company has been fantastic to work with! Daniel L. Is absolutely the BEST!!!
Reply from Americor2026-06-18
We're so glad to hear about your fantastic experience! Your kind words about our team mean a lot to us.