Americor (americor.com) has a 4.5 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. 89% of reviews are 4 stars or higher and 10% are 1 star; The business has replied to 95% of negative reviews. Last updated 2026-08-10.
What people say
A
April Cacy · 2 reviews · Experienced 2026-06-15 ·
★★★★★
Great service for a touchy subject
I am so glad to have had Robert Mackey as my agent. He is very knowledgeable and informative about the entire process. It is a process to go through, but I got myself into this mess and he is assisting me to get out of it!! The welcome call at the end was short and sweet and the adorable young lady that assisted me helped both sign me up in the app and for the orientation call with the CEO of the company. Not many companies can offer that.
Reply from Americor2026-06-18
We are so glad to hear about your positive experience and appreciate you sharing your feedback. It is wonderful to know our team provided such helpful and informative assistance.
M
Michael Moore · 2 reviews · Experienced 2026-06-12 ·
★★★★★
Julio was an excellent guide through…
Julio was an excellent guide through the entire process.
Reply from Americor2026-06-18
We're so glad to hear about your excellent experience with our team. Thank you for your kind words!
I
Ivon Berry · 2 reviews · Experienced 2026-06-14 ·
★★★★★
I was very happy with AMERICOR FUNDING
I was very happy with AMERICOR FUNDING, LLC, not happy from what just happened !
!!!!! DO NOT USE THEM !!!!!!
I will tell you why I’m not happy at this time.
For everyone and hope YOU READ THE ENTIRE REVIEW.
Take into consideration, that I am still paying a loan thinking that all the credit cards were taking care, and they are NOT !! Learn from me, and go to a company that will show you good COSTUMER SERVICE COMMUNICATION AND CARE, make sure they send you emails, notifications and mail for you to know on time! This is the FIRST TIME I AM GOING THROUGH THIS IN MY LIFE.
For the entire year from April 2025 through today everything seems to be going well, Not at all, I got the app for TRANSUNION and looking at my credit cards, because I notice that my credit wasn’t going up like it was supposed to. I saw the SYNCB still having the BALANCES ! That it was supposed to be taking care of from Americor deals that I was paying since 2025.
I called and spoke to John today 06/14/2026 around 3:26 pm on a Sunday, he said that I called on October to remove this Credit cards from SCNB ! I explained that it didn’t make any sense, because I stopped paying them right on April of 2025 for AMERICOR to start doing the negotiations just like we talked, and why I am going to called in Oct/6/2025, to removed it when they were supposed be taking care of by negotiation and it was 5 months without sending a payment!!
When we keep on talking I asked for the recording for the mentioned day, also asked with the person that he said I called to have it removed!
John told me that they sent me a confirmation email, and I stated looking for the date that the email was sent, like John mentioned, it was not a confirmation email!!!!!
like John mentioned it was just an Email that I didn’t open, because I had the Application from AMERICOR and everything was through the application.
The email was sent with a subject of just Update from Americor, I thought it was a normal dealing Notification and got to Americor application because all communications were supposed to be in the app as well, I do not have enough time during the day to check all the emails, that app was working great with the proper notifications.
Conveniently AND I said conveniently because it was 5 months after I STOPPED PAYING ALL THE CREDIT CARDS, and it was to late already, “YOUNG KIM” a customer service or someone above I believe, sent me an email with no urgent subject, and an email that was not delivered on my primary, it was on the spam folders! The email that I just open today because John make me feel STUPID, making me more impatient , telling me that I am supposed to checked all my emails when I did, but this email when stray to spam that I never deleted spams email , I leave it for a entire year! Thanks god !! I’m the one that has to deal with this, and now I know how to deal with it. !!
I’m writing all this to let you know to pay attention to the details, to check all your emails, that if is possible for you to NOT USE AMERICOR FUNDING LLC
Don’t use them to help you with your credit, there are other companies out there. Or you can do it yourself. Research how to pay for your credit cards, concentrate in only one, research other companies if you think like I used to think!
Do not use AMERICOR FUNDING LLC.
Reply from Americor2026-06-15
Thank you for taking the time to share your feedback. We are sorry to hear that your experience has been frustrating and did not meet your expectations.
We understand your concerns regarding account status updates, communications, and the information you received throughout your program. We recognize how important clear communication and transparency are, and we regret any frustration or confusion this situation may have caused.
We take feedback like yours seriously and would appreciate the opportunity to review your concerns in greater detail. Please contact our Office of the President team at [email protected] so we can better understand your experience and review your account with you directly.
Thank you for bringing this matter to our attention. We value your feedback and hope to have the opportunity to speak with you.
– The Americor Team
M
Marguerite · 3 reviews · Experienced 2026-06-12 ·
★★★★★
The Americor staff were great
The Americor staff were great! They had very clear explanations about both the application process and about the long term events to expect during loan repayment. The graphics and data in the emails were very helpful for understanding how the ways that the Americor loan would be better than current loans. Overall, it was a reassuring process that convinced me that this was the right way to deal with the situation.
Reply from Americor2026-06-15
We are so pleased to hear that our team provided clear explanations and helpful information. It's wonderful that the process was reassuring and convinced you this was the right path. Thank you for your positive feedback!
E
Ellen Diaz · 3 reviews · Experienced 2026-06-10 ·
★★★★★
The moderator was clear
The moderator was clear, answered questions and was very helpful.
Reply from Americor2026-06-15
We appreciate your feedback! We're glad our moderator was clear and helpful.
S
Sarah Smith · 2 reviews · Experienced 2026-06-10 ·
★★★★★
Tyler who I spoke to was very nice and…
Tyler who I spoke to was very nice and the whole process was swift and easy to complete. The Welcome call was difficult because I have a busy schedule and live in a different time zone. Once scheduled it was no problem.
Reply from Americor2026-06-15
We're glad to hear the process was swift and easy! We appreciate your feedback regarding scheduling the welcome call and will consider it.
Very patient in answering all of our questions and explaining to us information we were seeking.
Reply from Americor2026-06-12
We're so pleased to hear we patiently answered your questions and explained the information you sought. Thank you for sharing!
M
Michael Alvarado Arroyo · 2 reviews · Experienced 2026-06-12 ·
★★★★★
There when I mostly needed you and…
There when I mostly needed you and saved me stress and anxiety thank you so much wonderful customer service support.
Reply from Americor2026-06-15
We're so glad we could be there for you when you needed us most. Thank you for your kind words!
K
KLC · 1 review · Experienced 2026-06-09 ·
★★★★★
Kim Cornelison was a pleasure to work…
Kim Cornelison was a pleasure to work with, she was professional, knew exactly what I needed to submit and even took the time to walk me through the process. I appreciate the support and time she spent to make the process easier.
Thank you !
Reply from Americor2026-06-11
We are so pleased to hear you had such a positive experience with our team member! We truly appreciate your kind words and valuable feedback regarding the support and time spent to make the process easier.
T
Tina T · 1 review · Verified · Experienced 2026-06-10 ·
★★★★★
Great Customer Service
Keith was friendly, easy to talk to, patient, researched the history prior to explaining everything and finding a solution regarding my questions
Reply from Americor2026-06-11
We're so glad to hear about your positive experience! We appreciate our team member's friendly, patient, and helpful approach.
R
Richard Miller · 1 review · Experienced 2026-06-11 ·
★★★★★
Not a good experience
First the company added 9 months to my contract then I had to go to court and now have a judgement for $8000 on my credit of witch Americor still shows as in negotiations also three other accounts same status for 2 years. All of which are in the original amount of the contract so why was the extra 9 payments added to my account?
Reply from Americor2026-06-11
Thank you for sharing your feedback. We are sorry to hear that your experience has been frustrating and has not met your expectations.
We understand your concerns regarding the extension of your program, the status of your accounts, and the judgment you referenced. We recognize how important it is to have clarity regarding your program timeline and account progress, and we regret any frustration this situation has caused.
We would appreciate the opportunity to review your account and discuss your concerns in greater detail. Please contact our Office of the President team at [email protected] we can better understand your experience and work toward addressing your concerns.
Thank you for bringing this matter to our attention. We look forward to the opportunity to assist you.
– The Americor Team
J
Jeff Seymour · 1 review · Experienced 2026-06-11 ·
★★★★★
The company does a great job
The company really does a great job in keeping in communications with me by the use of their mobile app I can see all my creditors all my settlements all my payments and I can monitor everything. They've done exactly as they promised and I would highly recommend this company.
Reply from Americor2026-06-11
We're so happy to hear our mobile app has been helpful in keeping you informed and that we've met your expectations. Thank you for your kind recommendation!
P
Patricia · 1 review · Experienced 2025-06-24 ·
★★★★★
Avoid this rout by all means it will do your…
Avoid this by all means it will do your credit more harm than good and if you must enrol ensure you record your conversations with them you might still be sued due to their négligence. Again they charge huge commissions upfront takiing out their entire fees long before paying off any of your dents which they dont capture in the data presented to their clients so be careful you might be in better position to deal directly with your créditors and still maintain your credit card status. Finally all the payment you make throughout the program will reflect on the other side at the final payment making your credit score to bleed to the end of your program mosly likely reported 2-3 months after your final payment
Reply from Americor2026-06-12
Thank you for sharing your feedback. We are sorry to hear that your experience did not meet your expectations.
We understand your concerns regarding the program, its impact on your credit, creditor actions, and the overall debt resolution process. We recognize that every client's financial situation is unique, and outcomes can vary based on factors such as creditor participation, account status, and individual circumstances.
We take feedback like yours seriously and would appreciate the opportunity to review your concerns in greater detail. Please contact our Office of the President team at [email protected] so we can better understand your experience and address any outstanding issues.
Thank you for bringing your concerns to our attention.
– The Americor Team
L
Luis Miranda · 4 reviews · Verified · Experienced 2026-06-10 ·
★★★★★
The staff is kind and understanding and…
The staff is kind and understanding and have explained all the steps and processes to how this goes. Desmond was and is a great help.
Reply from Americor2026-06-11
We're so glad our staff was kind and helpful, explaining all the steps clearly. Thank you for your positive feedback!
Kieth gave me information I was in great need of hearing. I appreciate his great ability to help.
Reply from Americor2026-06-11
We're so glad our team member provided you with such helpful information. We appreciate your kind words.
P
Phet · 2 reviews · Experienced 2026-06-11 ·
★★★★★
My experience with Americor was…
My experience with Americor was top-notch! My representative, Chad was super nice, courteous, knowledgeable, and very easy to talk to. They made me feel comfortable throughout the process and took the time to answer all of my questions clearly and professionally. I look forward to working with Americor and have confidence that they will help me successfully navigate my financial situation. Based on my experience so far, I highly recommend their services.
Reply from Americor2026-06-12
We're so pleased to hear about your excellent experience. It's wonderful to know our team made you feel comfortable and answered your questions clearly. We appreciate your confidence in us and look forward to helping you. Thank you for your recommendation!
S
Santana · 3 reviews · Experienced 2026-06-10 ·
★★★★★
Americor made me feel 100% confident…
Americor made me feel 100% confident during my first meeting initially I was nervous but they put me at ease Made me feel important because I had so many questions but No Questions were dubbed unreasonable Im confident moving forward with my financial future being directed by Americor
Reply from Americor2026-06-12
We're so glad we could make you feel confident and at ease during your first meeting. It's wonderful to know we addressed all your questions and that you feel positive about your financial future with us. Thank you for your kind words!
Americor is the right place for me to seek help during this time of financial hardship. Alex W. and Nathan did a fantastic job with my enrollment call and were knowledgeable, professional, and made my reaching out for help feel like the natural and safe way to handle my debt crisis. I like the transparency of their work and subtle but effective emotional support. Great place to take steps to alleviate crushing debt in the face of financial hardship!
Reply from Americor2026-06-11
We're so glad to hear that you found our team knowledgeable and professional during your enrollment. It's wonderful to know that we could provide transparent and emotionally supportive guidance during a challenging time. Thank you for trusting us to help alleviate your debt.
