Axos Bank is a digital bank that offers a comprehensive range of Personal & Business banking products and services. Experience Axos Bank - Banking Evolved.
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Is Axos Bank legit?
Axos Bank (axosbank.com) has a 4.4 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 87% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and dedicated representatives for being exceptionally kind, patient, professional, and genuinely knowledgeable during all phone interactions. Reviewers note that customer service agents consistently go above and beyond to provide clear guidance and successfully resolve complex account issues smoothly.
However, some customers also noted frustrating challenges regarding unusually slow fund transfer times and extended, unexpected holds placed on deposited checks. People additionally mentioned difficulties trying to navigate automated phone systems, reaching a live person, and experiencing communication barriers with certain support staff.
Auto-generated from all reviews of this business. For reference only.
The bank member was helpful and honest about the outcome, and followed up the next day to ensure I was taken care of.
Reply from Axos Bank2026-07-22
Hi Ira, We're so happy to know you felt well supported throughout the process and that our team made sure your needs were taken care of every step of the way. This is exactly the kind of service we strive to provide for our customers. Thank you for your business and for taking the time to recognize our team.
Aaron/Aren delivered outstanding customer service. Aaron/Aren was the only representative identified the cause and was able find a solution to resolve the issue I was calling about. He represented Axos company well. He is very knowledgeable, helpful, sincere, and above all he delivered above and beyond what I expected on customer service. He is an asset to your team. Highly satisfied.
Reply from Axos Bank2026-07-21
Thank you for taking the time to share your experience, Aa. We're delighted to hear that Aaron was able to provide the support and resolution you needed. Delivering knowledgeable, personalized service and helping customers navigate challenges with confidence is what we strive for every day. We're lucky to have team members like Aaron who are passionate about helping our customers succeed, and we'll be sure to share your kind words with him. Welcome to Axos! We look forward to supporting your financial goals and being here whenever you need us.
Tabinda was very helpful during my call today. She handled everything I needed done in a professional and friendly way. Thank you.
Reply from Axos Bank2026-07-21
Hi Christian, we're so happy to hear that Tabinda was able to assist you and help make the process a smooth one. We'll be sure to pass along your kind words, recognition like this means a great deal to our team. We truly appreciate your trust and value your business.
A real person (Edward) who knew what to do and took care of it right away.
Reply from Axos Bank2026-07-21
Hi Sara, We're delighted to hear that Edward was able to provide the assistance you needed and make the process a smooth one. We'll be sure to share your kind words with him. Thank you for choosing Axos and for giving us the opportunity to serve you!
Yaya was very thorough and resolved my case with care and understanding. She offered up another option to me that I was looking for and I am very satisfied with her service!
Reply from Axos Bank2026-07-21
Hi Mel, We're so happy to hear that Yaya was able to provide the support and guidance you needed. It means a lot to know you felt cared for throughout the process and that the solution offered was a good fit for your needs. We'll be sure to share your kind words with her. Thank you for choosing Axos and trusting us with your banking needs!
Chris is the associate that assisted me today. He is extremely patient and reassuring, courteous and professional. Bless his heart, he took me by the hand and walked me through every step I needed to solve my problem. Please come in Chris on his excellent customer service. He’s an asset to your bank.
Reply from Axos Bank2026-07-21
Hi Carol, we're so pleased to hear that Chris was able to provide the support and guidance you needed. It means a lot to know he helped make a challenging situation feel manageable and left you feeling confident every step of the way. We'll be sure to share your thoughtful recognition with Chris. Team members like him make a real difference, and we're grateful to have him on our team. Most importantly, thank you for your continued trust in Axos. We're grateful to have you as a long-time customer and truly appreciate the opportunity to serve you.
This was an excellent, and knowledgeable phone call, much like the one from Saturday (7/18). I was greatly heartened to hear that my wire transfer will occur this afternoon. The reason it isn't 5 star is that I don't have the Fed wire number yet to verify at my financial institution.
Reply from Axos Bank2026-07-21
Hi Stephen, thank you for taking the time to share your feedback and for recognizing our team. We're delighted to hear that your recent interactions have been positive and helped provide reassurance regarding your transfer. We understand your desire to have the Fed wire number available as soon as possible. While it is not immediately available to us, it can be viewed within the wire case once it becomes available. To help ensure you receive this information, a member of our team will be reaching out directly to assist and follow up with you. Thank you for your patience and for giving us the opportunity to serve you.
Hi Russell, We're thrilled to hear our team was able to provide the support you needed. Creating positive experiences for our customers is always our goal, and it's wonderful to know we could help. We truly appreciate your feedback and value your business.
Very friendly representative who explained things well.
Reply from Axos Bank2026-07-20
Hi Mary Beth, We're so glad your experience left such a positive impression. Helping customers feel informed and confident is always our goal, and it's wonderful to know our team helped make the process a smooth one. Welcome to Axos! We appreciate the opportunity to serve you and look forward to supporting your banking needs for years to come.
HELLO, I LIKE THE FACT YOU'RE COMPANY IS VERY CONSIDERATE OF ITS CLIENTS, AND VERY HELPFUL. I WILL CONTINUE WITH DOING BUSINESS WITH YOU.
THANK YOU, YOU'RE FRIEND
MICHAEL 👋
Reply from Axos Bank2026-07-21
Thank you for your wonderful review, Michael! We're so grateful for your kind words and are thrilled to hear that you've had such a positive experience with us. Building lasting relationships with our customers is incredibly important to us, and it's an honor to have earned your trust. Welcome to Axos! We're always here whenever you need us and look forward to supporting your financial journey for years to come.
Very easy to apply and easy to understand. Very friendly helpful staff.
Made for a great experience. I highly recommend Axos Bank.
Reply from Axos Bank2026-07-17
Thank you for taking the time to share your experience with us, Dave. We're delighted to hear the process left such a positive impression. We're grateful you chose Axos for your lending needs, and your recommendation truly means a lot to our team. We appreciate the opportunity to assist you and look forward to serving you in the future.
Jada was exceedingly helpful getting to the answer of the question we were asking. Thank you.
Reply from Axos Bank2026-07-17
Hi Kenneth, thank you for taking the time to share your feedback and for recognizing Jada's efforts. We're delighted to hear she was able to provide the guidance you needed and help bring clarity to your question. We'll be sure to pass along your kind words to her. If there's anything else we can assist you with, please don't hesitate to reach out to us at [email protected].
Thank you for the 5 stars, James! We're glad to hear you're enjoying the benefits of your account. We appreciate you taking the time to share your feedback and are pleased to welcome you as part of the Axos community.
Customer Care agent was very helpful and patient and guided us throughout the process of registering our account after it transferred over from Jenius Bank.
Reply from Axos Bank2026-07-17
Hi Steven, We're so glad to hear your transition experience was a positive one and that our agent helped make the process seamless. We'll be sure to share your kind words with our team. Welcome to the Axos community!
Customer Service was great. I made a phone call and did not have to wait long for someone to answer my call and questions. AND most importantly - I did not have to go through a BOT and hit 20 different buttons to get an answer.
Reply from Axos Bank2026-07-18
Thank you for taking the time to share your feedback, Deb. We're glad to hear our team was able to assist you and provide the support you needed. We also apologize for any frustrations you may have experienced previously and appreciate the opportunity to help improve your experience. We're committed to continuously enhancing our service and making every interaction as smooth and convenient as possible. Thank you for your business and for choosing Axos.
Thank you for the 5 stars, Sean! We're delighted to hear our team was able to assist you and provide a smooth resolution. We appreciate your business and thank you for choosing Axos.
Thank you for taking the time to share your feedback, Robert. We understand how frustrating delays can be. We're working to expand our transfer options, including the upcoming addition of Zelle, to provide faster and more convenient ways to move money. If you have any questions, please reach out to us at [email protected]. Thank you for being a valued long-time customer. We sincerely appreciate your business and continued trust in Axos.
Jada was extremely patient. Extremely helpful and so knowledgeable. When I inquired, she shared so many awesome things about Axos bank. With her, it felt like Axos was fhe best bank in the world and i am really considering banking with Axos beyond just getting a loan. She never once acted like she knew everything and was honest about all her responses. She is simply awesome.
Reply from Axos Bank2026-07-20
Thank you for taking the time to share your experience, Boloye! Reading feedback like this truly means a lot to us. We're so happy to hear that Jada made you feel supported, informed, and confident throughout your interaction. Creating that kind of personal connection is something we strive for, and it's wonderful to know she left such a positive impression.
We're incredibly proud to have team members like Jada on our team, and we'll be sure to pass along your kind words. Thank you for considering Axos for even more of your banking needs. We appreciate your support and look forward to being here for you in the future.
Thank you so much for the 5 stars, GC! We're so glad to hear you had a positive experience with our team. We truly appreciate your kind words and thank you for choosing Axos.
Jada was very kind and patient in assisting my needs. Dealing with customer service reps like her is enjoyable.
Reply from Axos Bank2026-07-20
Hi John, We're so glad Jada was able to make the process a positive one for you. Providing friendly, attentive support is what we strive for, and it's wonderful to know her assistance left such a great impression. Thank you for your continued trust in Axos and for being a valued customer over the years. We truly appreciate your loyalty and the opportunity to serve you.