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Money & Insurance

Axos Bank

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100 reviews

4.4100 reviews
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About Axos Bank

Data updated
Website
axosbank.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
100 reviews
Replies to negative
100% (12/12)
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About this business

Axos Bank is a digital bank that offers a comprehensive range of Personal & Business banking products and services. Experience Axos Bank - Banking Evolved.

Written by the business, not verified by us.

Is Axos Bank legit?

Axos Bank (axosbank.com) has a 4.4 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 87% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-08-11.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and dedicated representatives for being exceptionally kind, patient, professional, and genuinely knowledgeable during all phone interactions. Reviewers note that customer service agents consistently go above and beyond to provide clear guidance and successfully resolve complex account issues smoothly. However, some customers also noted frustrating challenges regarding unusually slow fund transfer times and extended, unexpected holds placed on deposited checks. People additionally mentioned difficulties trying to navigate automated phone systems, reaching a live person, and experiencing communication barriers with certain support staff.

Auto-generated from all reviews of this business. For reference only.

What people say

DO NOT BANK WITH AXOS

RUN! Do not have anything to do with Axos. Total scam. They didn't transfer my money so I got many fees from bills that I couldn't pay. They kept making excuses as to why the transfer did not go through. I requested to close the account with the option to do it digitally which did not happen with the transfer so I requested USPS. It didn't come. Now they are saying it could take up to 14 days to get my check processed. Meanwhile, I am losing interest on my money.

Reply from Axos Bank2026-07-24

Hi Ms. Nguyen, we're very sorry to hear about the difficulties you've experienced and regret that this has been your impression of Axos. We understand how frustrating it can be when a transfer does not occur as expected, especially when it impacts your ability to access funds and manage important payments. We will review your situation, and a member of our team will follow up with you directly to better understand what occurred and provide any assistance we can. We appreciate you bringing these concerns to our attention. We regret that this was your experience and hope for the opportunity to reestablish your trust and confidence in Axos.

I have been communicating with your…

I have been communicating with your company for over 6 weeks. We have provided all authorizations to get this completed with the borrower's permission. We are asking for an ASSIGNMENT of mortgage in order to do a CEMA. Every person I speaks to says that it will be ordered and I will be informed. I NEVER have heard from you on each occasion. Your customer service is not equipped to handle these requests and do not know how to forward the request to the proper party.

Reply from Axos Bank2026-07-23

We're sorry for the trouble you've experienced and understand how frustrating this situation must be. For the protection of our customers, requests from third parties often require the account holder to contact us directly or be included on the call so we can properly verify authorization and provide assistance while maintaining account security. We take customer security and authorization requirements very seriously, but we also want to ensure your request reaches the appropriate team and receives the attention it deserves. Please contact us at [email protected] with your contact information and any relevant details so we can help direct this matter to the correct department for further review and assistance. Thank you for bringing this to our attention. We appreciate the opportunity to help and hope to work with you toward a resolution. We look forward to hearing from you.

Reliable

Reliable; attentive customer service; helpful.

Reply from Axos Bank2026-07-24

Hi Ric, We're thrilled to hear you've had a positive experience with our team and service. Providing helpful support and peace of mind to our customers is what we strive for every day. Welcome to Axos! We're glad to have you as part of our community and truly appreciate your business.

Jason was amazing!

Jason is thorough, clear, and gsve me all the info I needed without transferring me to 50 million other depts.!

Reply from Axos Bank2026-07-24

Thank you for taking the time to share your experience and recognize Jason. We're delighted to hear he was able to provide the guidance and support you needed while making the process as seamless as possible. We'll be sure to share your kind words with him. Thank you for being a valued long-time customer. We truly appreciate your continued trust and support and are grateful for the opportunity to serve you!

Loren was friendly and assisted me with…

Loren was friendly and assisted me with exactly what I needed. Prompt attention to my issue. I am a very satisified customer

Reply from Axos Bank2026-07-24

Hi Lori, We're so pleased to hear that Loren was able to make your experience a positive one. Providing thoughtful, attentive support is something we take great pride in, and we'll be sure to share your kind words with him. Thank you for your business, and we hope to welcome you back in the future.

Excellent customer support!!!

Reply from Axos Bank2026-07-23

Hi Thuan, We're thrilled to hear you had such a positive experience with our team. Providing exceptional support is always our goal, and it's wonderful to know we made a great impression. Welcome to Axos! We're happy to have you with us and truly appreciate you taking the time to share your feedback.

Rana was very helpful

Rana was very patient, insightful, and helpful

Reply from Axos Bank2026-07-23

Hi Janis, We're so glad Rana was able to provide the support you needed and help make your experience a positive one. We'll be sure to share your kind words with Rana. We truly appreciate your feedback and thank you for choosing Axos!

Jada was extremely knowledgeable and…

Jada was extremely knowledgeable and quickly resolved the issues I was having with my online banking. She was patient and clearly provided easy to understand directions that helped facilitate the interaction.

Reply from Axos Bank2026-07-23

Hi Allen, We're pleased to hear that Jada was able to help get things back on track and make the process easier to navigate. Providing clear guidance and effective support is what we strive for, and it's wonderful to know your experience reflected that. We'll be sure to share your kind words with Jada. Thank you for choosing Axos!

Bank takes forever to credit deposits

Bank takes forever to credit deposits. Customer service is horrible. Representative told me, “There are no supervisors or managers here. Someone will return your call in 24-48 hours.” When I asked if they were working from home or a call center I was told, “No, I am actually in the bank.” And yet nobody was available but him.

Reply from Axos Bank2026-07-22

Hi Michael, we're sorry to hear that your experience did not meet expectations. We understand how frustrating it can be when you're unable to get the assistance and information you're looking for. Please know your feedback has been escalated to management for internal review. A member of our team will be contacting you directly to review your situation, provide assistance, and help address any remaining concerns. We regret that this was your experience and appreciate the opportunity to make things right. Thank you for bringing this to our attention.

Jada was so helpful

Jada was so helpful! Answered all my questions and put my mind at ease. Thanks again Jada

Reply from Axos Bank2026-07-24

Hi Adriane, We're so glad Jada was able to provide the support and reassurance you needed. Creating positive, stress-free experiences for our customers is what we strive for every day. We'll be sure to share your kind words with Jada. Thank you for choosing Axos and for taking the time to recognize our team!

Adesh new account

Adesh was excellent, He help me with my new account which after going over the requirements was not going to work for me to much moving money around. I wanted simple and he suggested a simple saving account with a good interest rate. He opened my new account, and, in a few days, my new account should be opened and my money transferred. He was very patient work with me. I was going to close the account, but he helped me keep an account with Axos. Thank you Margaret Jungles

Reply from Axos Bank2026-07-24

Thank you for taking the time to share your experience, Margaret! We're so glad Adesh took the time to understand your needs and help you find an option that was a better fit for your goals. Providing personalized guidance and helping customers feel confident in their banking decisions is exactly the kind of service we strive to deliver. We truly appreciate your recognition of Adesh's efforts and are grateful he was able to help you find a solution that worked for you. We'll be sure to share your kind words with him. Thank you for choosing Axos. We're honored to have earned your trust and look forward to continuing to support your financial needs.

Jada was very helpful and sent me the…

Jada was very helpful and sent me the automatic transfer document right away. However, it is hard to work with the robot who answers the customer service calls, and when transferred, there is often a language barrier with help from other countries. I will still have to f/up to find out if the faxed form was received and/or my email with the document attached. Otherwise I would have given 5 stars.

Reply from Axos Bank2026-07-24

Hi Janie, We're glad to hear Jada was able to assist you, and we appreciate your recognition of her efforts. We're sorry that other parts of the process did not meet your expectations. A member of our team will review your situation and follow up directly to confirm whether your form has been received and to assist with any remaining questions or concerns. Thank you for your patience and for giving us the opportunity to help.

Lucy was quick to reply with helpful…

Lucy was quick to reply with helpful info.

Reply from Axos Bank2026-07-21

Thank you for your kind words, Elizabeth! We're so glad Lucy was able to provide the support you needed. We truly appreciate your continued trust in Axos. Thank you for your business and loyalty over the years.

Jada was extremely helpful she made my…

Jada was extremely helpful she made my experience very pleasant she answered all my questions and put me in the right direction for what I needed again Jada was a pleasure to deal with.

Reply from Axos Bank2026-07-22

Hi Dominic, We're so pleased to hear that Jada helped make the process easy to navigate and left you feeling confident in your next steps. Creating a welcoming, supportive experience is something we care deeply about, and it's wonderful to know that came through during your interaction. We'll be sure to pass along your kind words to her. Thank you for choosing Axos. We truly appreciate your trust and support.

Know whats he doing

Know whats he doing. No problem. Courtesy very good.

Reply from Axos Bank2026-07-22

Hi Rodelino, We're glad to hear everything was handled smoothly and that you received the support you needed. Providing knowledgeable, courteous service is what we strive for every day. We truly appreciate your feedback and thank you for your business.

I was frustrated with the automated and…

I was frustrated with the automated and online portal because I just wanted to pay and it wouldn't let me. Jada was very calm and helpful and easily guided me through the steps to fix my issue

Reply from Axos Bank2026-07-22

Thank you for taking the time to share your experience, Kelly. We're sorry you ran into difficulties with our automated and online tools, and we appreciate your patience while working through the issue. We're glad Jada was able to step in and help get everything back on track. We'll be sure to share your kind words with her. Thank you for your continued trust in Axos and for recognizing our team. We truly appreciate your loyalty and are grateful to have you as a valued customer.

Cody was very efficient and kept his…

Cody was very efficient and kept his word on monitoring my account and following up with me. I really appreciate his professionalism and his help. He really went above and beyond to assist me.

Reply from Axos Bank2026-07-22

Hi Denise, It means a lot to hear that you had such a positive experience. Providing attentive support and following through every step of the process is something we strive for, and we're glad Cody was able to make a meaningful impact. We'll be sure to share your kind recognition with Cody and his leadership team. Thank you for being a valued Axos customer over the years. We truly appreciate your continued trust and loyalty, and we look forward to serving you for many years to come.

This was great while it lasted

This was great while it lasted. It did not provide a competitive rate for very long

Reply from Axos Bank2026-07-22

Hi Josh, we're sorry to hear that this was your impression. We strive to offer competitive products that help our customers make the most of their money, and we'd like the opportunity to better understand your experience. Please email your contact information to [email protected] so we can review your situation and see what may have occurred. We appreciate your feedback and would welcome the opportunity to assist further. Thank you for bringing this to our attention.