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Money & Insurance

Birch Lending

100 reviews

4.2100 reviews
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About Birch Lending

Data updated
Website
birchlending.com
Category
Money & Insurance
Location
United States · Minto
Status
Unclaimed
Last 12 months
100 reviews
Replies to negative
100% (18/18)
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Is Birch Lending legit?

Birch Lending (birchlending.com) has a 4.2 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 18% are 1 star; The business has replied to 100% of negative reviews. Last updated 2026-08-10.

What people say

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Theresa Chilton · 3 reviews · Experienced 2026-07-27 ·

Very fast and accommodating

Reply from Birch Lending2026-07-28

Thank you for sharing your experience with us, Theresa! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (833) 742-4724.

M
Marvin Robinson · 8 reviews · Experienced 2026-07-22 ·

Birch lending is number one in my book

Birch lending is number one in my book. They understand when life throws you a curb ball and they are here to help.

Reply from Birch Lending2026-07-27

Hi, Marvin, always great to hear positive feedback! Thanks so much for taking the time to write this review. Any questions or concerns you may have, please don’t hesitate to reach out to us at [email protected] or at (833) 742-4724. Thank you for being a Birch Lending customer!

T
Todd · 1 review · Experienced 2026-07-24 ·

Fast and easy

Reply from Birch Lending2026-07-27

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

C
Cebele Cambron · 8 reviews · Experienced 2026-07-22 ·

Quick and easy

Fast and easy to apply

Reply from Birch Lending2026-07-24

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

S
Sylvia Medina · 4 reviews · Experienced 2026-07-24 ·

Easy and very convenient.

Reply from Birch Lending2026-07-25

Thank you for taking the time to leave this positive review. We appreciate your business.

e
erika f · 2 reviews · Experienced 2026-07-21 ·

Its so easy to apply and I like that…

Its so easy to apply and I like that you earn points to be ablento lower the bill! The people are always so helpful and they work wothbme for the loan and payments. I have borrowed a couple of times when $ had been super tight. Always my go to in a pinch for $

Reply from Birch Lending2026-07-23

Hello Erika! We are delighted to have you as a VIP customer of Birch Lending. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at [email protected] or call us at (833) 742-4724. Thank you for choosing Birch Lending as your preferred lender. We value your business and are committed to providing you with exceptional service.

j
joshua carter · 1 review · Experienced 2026-07-19 ·

very fast no garbage no BS no beating…

very fast no garbage no BS no beating around the bush. Money was in my account the next day thought it was a scam. Very grateful.

Reply from Birch Lending2026-07-21

Thank you for the review! We are committed to transparency in our process and are happy to be able to help. We appreciate your business.

M
Michael A Boatright · 23 reviews · Experienced 2026-07-01 ·

The experience with Birch lending has…

The experience with Birch lending has been great so far.

Reply from Birch Lending2026-07-21

Thank you for sharing your experience with us, Michael! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (833) 742-4724.

J
Jo Bryant · 1 review · Experienced 2026-07-20 ·

Birch Lending Came Through!

Birch lending made it possible for me to deal with an emergency situation very easily very quickly and stress-free I appreciate their quick action and easy process I will definitely recommend and use them again if need be!

Reply from Birch Lending2026-07-21

Hello Jo, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!

B
Bryant Butler · 1 review · Experienced 2026-07-18 ·

I have just recently joined them as a…

I have just recently joined them as a client as I recently started with them I had gotten into a very difficult situation than before!!!! And right then and there they were there to help me out again there isn't enough thank you that I can say a very good company that actually treats you like family

Reply from Birch Lending2026-07-20

You're most welcome and thank you for the review, Bryant! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (833) 742-4724.

c
customer · 2 reviews · Experienced 2026-07-16 ·

Service was quick and they were able to…

Service was quick and they were able to lower payments for me to make it easier for me

Reply from Birch Lending2026-07-20

Thank you for taking the time to leave this positive review. We appreciate your business.

G
Guillot Volmy · 1 review · Experienced 2026-07-15 ·

For now

For now, I can't say much because we're just trying to see how everything goes

Reply from Birch Lending2026-07-20

Thank you for taking the time to leave this review. We appreciate your business.

D
Debbie Revel · 2 reviews · Experienced 2026-07-16 ·

So easy to get the loan can’t Thank you…

So easy to get the loan can’t Thank you enough my husband wanted a pool

Reply from Birch Lending2026-07-16

You're most welcome and thank you for the five-star review, Debbie! We're glad you chose us as your lending partner.

D
Denise · 1 review · Experienced 2026-07-12 ·

Honestly they care of my issue and got…

Honestly they care of my issue and got my payments lower. I'm sure I will use you again. Thank you for the understanding my issue and getting me back on track. Thank you, Denise

Reply from Birch Lending2026-07-16

Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.

D
Deneen · 1 review · Experienced 2026-07-15 ·

Brittany was absolutely AWESOME

Brittany was absolutely AWESOME her customer service is the only reason I continued to do business with your organization. She addressed what the 5 people before her could not. THANK YOU BRITTNEY

Reply from Birch Lending2026-07-15

Hi Deneen! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Birch Lending, and we're grateful for the opportunity to serve you. Thank you again for your business!

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Carlistene edmorin · 1 review · Experienced 2026-07-03 ·

5***************************************…

5****************************************************************************************************************************************************************************************************birch lenging is the best 5************service same you got ur loan thank u somuch for the best service& best customer service aswell!

Reply from Birch Lending2026-07-13

Thank you for sharing your experience with us, Carlistene! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at [email protected] or at (833) 742-4724.

E
Eva Lopez · 1 review · Experienced 2026-07-10 ·

Service

You don’t take a long time…..service is awesome

Reply from Birch Lending2026-07-13

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

L
Liz · 1 review · Experienced 2026-07-10 ·

This time was super easy

This time was super easy, and funds went in before the end of the day.

Reply from Birch Lending2026-07-14

We appreciate the time you took to share this review. We're happy to know that you found the process simple and timely. We appreciate your business.

S
Steve T · 4 reviews · Experienced 2026-07-08 ·

Alfredo did SUCH A GREAT job of helping…

Alfredo did SUCH A GREAT job of helping me out!

Reply from Birch Lending2026-07-13

Thank you for the review, Steve! We're glad our staff was able to help you with the funding you requested in your time of need. Let us know if you have any questions at [email protected] or at (833) 742-4724.

A
Anthony Segundo · 1 review · Experienced 2026-07-10 ·

DO NOT I REPEAT DO NOT USE THIS…

DO NOT I REPEAT DO NOT USE THIS COMPANY! DO NOT USE THIS COMPANY AT ALL!! FIND ANY OTHER WAY TO BORROW MONEY!!! I TOOK A LOAN OUT FOR $320 AND THE INTEREST ON IT IS $2000. DO NOT USE THIS COMPANY AT ALL THEY ARE COMPLETE SCAM. THEY DON’T GIVE A crap. THEY JUST WANNA TAKE YOUR MONEY FROM YOU AND TAKE DESPERATE PEOPLE‘S MONEY SO DON’T USE THIS COMPANY AT ALL. I WISH I COULD SUE THEM TO BE HONEST, BUT I DON’T WANT TO

Reply from Birch Lending2026-07-10

Hi Anthony, thank you for reaching out, We are always here to help. We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings. We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances. Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at [email protected] or (833) 742-4724 at your earliest convenience so we may resolve this issue. Thank you.