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Money & Insurance

BriteCo

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102 reviews

4.8102 reviews
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About BriteCo

Data updated
Website
brite.co
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
100% (2/2)
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About this business

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.Jewelry InsuranceOur jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearanceIf a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in fullZero deductible policiesPremiums as low as $5 per month, with monthly or discounted annual paymentsStand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance ratesPreventative maintenance included, such as prong re-tipping and clasp replacementBacked by an AM Best A+ rated insurance carrierCHECK YOUR PRICEEngagement Ring InsuranceYour engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.CHECK YOUR PRICEWatch InsuranceFor luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.CHECK YOUR PRICEOnline Jewelry AppraisalsKnowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.GET APPRAISAL NOWWedding & Event insuranceOur wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 millionCancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and giftsZero deductible on every policyHost liquor, property damage, and pet liability includedIndustry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakupCOVID coverage for the honorees and their immediate familyBundle liability and cancellation to save 10%CHECK YOUR PRICE

Written by the business, not verified by us.

Is BriteCo legit?

BriteCo (brite.co) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-09-05.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that setting up insurance policies and obtaining quick quotes is exceptionally fast, seamless, and simple. People also appreciate the remarkably affordable pricing and clear appraisals compared to other alternatives in the market. Reviewers consistently highlight the helpful support staff who provide prompt and knowledgeable assistance whenever needed. However, some customers also noted occasional difficulties with uploading photo proofs or managing online document submissions. A few people also mentioned minor communication hurdles or expressed a preference for speaking directly by phone rather than managing everything online.

Auto-generated from all reviews of this business. For reference only.

What people say

Vivian was great and entire process was so easy

Vivian was great! She sent multiple appt reminders which I really appreciated. She was professional, patient and explained everything. We got the appraisal quickly and got the insurance quote and policy super fast. Would definitely recommend Briteco to everyone in the future. Thanks! Sean

Reply from BriteCo2026-08-19

Hi Sean, Thank you for sharing your experience! We're so glad Vivian made the process easy by keeping you informed, answering your questions, and helping everything move along quickly. We truly appreciate your recommendation and kind words about your experience! Thank you, The BriteCo Team

Amazing customer service!

The whole process was super easy! They were recommended by our venue and when I needed help adjusting my policy, Christine was extremely helpful and the turnaround was insanely fast! Thank you BriteCo and Christine for such amazing customer service. I feel at ease knowing my wedding is insured by a great company 😎🥳

Reply from BriteCo2026-08-13

Hi Anna, Thank you for sharing your experience! We're so glad to hear Christine was able to help with your policy quickly and make the process easy. It's great to know you felt supported throughout the process and have peace of mind knowing your wedding is covered. We appreciate you choosing BriteCo! Best, The BriteCo Team