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Money & Insurance

BriteCo

ClaimedCollecting reviews

102 reviews

4.8102 reviews
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About BriteCo

Data updated
Website
brite.co
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
102 reviews
Replies to negative
100% (2/2)
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[email protected]brite.co

About this business

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.Jewelry InsuranceOur jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearanceIf a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in fullZero deductible policiesPremiums as low as $5 per month, with monthly or discounted annual paymentsStand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance ratesPreventative maintenance included, such as prong re-tipping and clasp replacementBacked by an AM Best A+ rated insurance carrierCHECK YOUR PRICEEngagement Ring InsuranceYour engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.CHECK YOUR PRICEWatch InsuranceFor luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.CHECK YOUR PRICEOnline Jewelry AppraisalsKnowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.GET APPRAISAL NOWWedding & Event insuranceOur wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 millionCancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and giftsZero deductible on every policyHost liquor, property damage, and pet liability includedIndustry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakupCOVID coverage for the honorees and their immediate familyBundle liability and cancellation to save 10%CHECK YOUR PRICE

Written by the business, not verified by us.

Is BriteCo legit?

BriteCo (brite.co) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-09-05.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that setting up insurance policies and obtaining quick quotes is exceptionally fast, seamless, and simple. People also appreciate the remarkably affordable pricing and clear appraisals compared to other alternatives in the market. Reviewers consistently highlight the helpful support staff who provide prompt and knowledgeable assistance whenever needed. However, some customers also noted occasional difficulties with uploading photo proofs or managing online document submissions. A few people also mentioned minor communication hurdles or expressed a preference for speaking directly by phone rather than managing everything online.

Auto-generated from all reviews of this business. For reference only.

What people say

P
Paul JordanUnited States · 1 review · Verified · Experienced 2026-08-17 ·

On line information and application

On line information and application were clear and simple to complete. The available coverage amounts were flexible and helpful.

Reply from BriteCo2026-08-21

Hi Paul, Thank you for sharing your experience! We're glad you found the online information and application clear and easy to complete, and that the coverage options were helpful. The BriteCo Team

S
Syd JUnited States · 1 review · Verified · Experienced 2026-08-18 ·

The ease of ensuring my ring right…

The ease of ensuring my ring right after getting engaged, it was low stress, clear information and a good price.

Reply from BriteCo2026-08-21

Hi Syd, Thank you for sharing your experience! We're glad insuring your ring was easy, low-stress, and straightforward, with clear information and a great price. The BriteCo Team

J
Joe McUnited States · 5 reviews · Verified · Experienced 2026-08-21 ·

Renewal Notice

Just received an email informing us that our jewelry policy had renewed. I would have preferred to have received a notice informing us that our renewal was coming up soon, and that the policy and cost proposal was attached for our review.

Reply from BriteCo2026-08-24

Joe, We’re sorry for the confusion. We do send a renewal notice 60 days prior to renewal with the updated policy information and premium. We understand how important it is to have the opportunity to review everything ahead of time and appreciate you sharing your feedback with us.

L
Laura HUnited States · 1 review · Verified · Experienced 2026-08-20 ·

Service was fast

Service was fast. Within 24-36 hrs. we had an appraisel that was clear to understand, descriptive and affordable. The salesperson at our jewelry store also specified the name of your company to look for when I checked the email for the appraisel paperwork. Also ease to use the company when we are in different parts of the country will be great.

Reply from BriteCo2026-08-21

Hi Laura, Thank you for sharing your experience! We're glad the appraisal process was fast, clear, and affordable, and that everything was easy to navigate from start to finish. The BriteCo Team

K
Kristen KlineUnited States · 2 reviews · Verified · Experienced 2026-08-17 ·

I’ve been really happy with BriteCo

I’ve been really happy with BriteCo! After inheriting some jewelry, I had to have it insured and knew nothing about what to do. After some research I settled on BriteCo, and am very happy I did! They made the whole process seamless - and my mind is at ease knowing I’m covered.

Reply from BriteCo2026-08-20

Hi Kristen, Thank you for sharing your experience! We're glad we could make the process simple and give you peace of mind knowing your jewelry is covered. The BriteCo Team

A
Amy NewtonUnited States · 14 reviews · Verified · Experienced 2026-08-20 ·

Very easy to get coverage

Our wedding venue sent us a link to apply for event insurance and with just a few clicks I knew that we had the coverages needed at a reasonable premium. The policy was even shared with the venue so I didn’t have to do it.

Reply from BriteCo2026-08-21

Hi Amy, Thank you for sharing your experience! We're glad the process was quick and easy and that you were able to get the coverage you needed at a reasonable price without any extra hassle. The BriteCo Team