BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.Jewelry InsuranceOur jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearanceIf a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in fullZero deductible policiesPremiums as low as $5 per month, with monthly or discounted annual paymentsStand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance ratesPreventative maintenance included, such as prong re-tipping and clasp replacementBacked by an AM Best A+ rated insurance carrierCHECK YOUR PRICEEngagement Ring InsuranceYour engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.CHECK YOUR PRICEWatch InsuranceFor luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.CHECK YOUR PRICEOnline Jewelry AppraisalsKnowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.GET APPRAISAL NOWWedding & Event insuranceOur wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 millionCancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and giftsZero deductible on every policyHost liquor, property damage, and pet liability includedIndustry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakupCOVID coverage for the honorees and their immediate familyBundle liability and cancellation to save 10%CHECK YOUR PRICE
Written by the business, not verified by us.BriteCo (brite.co) has a 4.8 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 94% rating it 4 stars or higher; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Customer service, Price. Last updated 2026-09-05.
Reviewers overwhelmingly had a great experience with this company. Customers frequently mention that setting up insurance policies and obtaining quick quotes is exceptionally fast, seamless, and simple. People also appreciate the remarkably affordable pricing and clear appraisals compared to other alternatives in the market. Reviewers consistently highlight the helpful support staff who provide prompt and knowledgeable assistance whenever needed. However, some customers also noted occasional difficulties with uploading photo proofs or managing online document submissions. A few people also mentioned minor communication hurdles or expressed a preference for speaking directly by phone rather than managing everything online.
Auto-generated from all reviews of this business. For reference only.We could not have asked for more support and willingness to help in this entire process. This all went quickly and effortlessly on our part. We will always use and recommend Briteco to insure some of our most valuable possessions.
Easy process to sign up and auto renew so I don’t have to worry about it.
Always accommodating and knowledgeable. In fact, my appraiser did not know about your company and I hooked you up. He’s the jewelry judge in Long Island and has a large appraisal business. He is now recommending BriteCo to his clients after he read my policy and approved of it.
Good customer service.
Excellent, prompt communication. All my questions were answered. I received a receipt and coverage documentation as an added benefit without having to request it!
The overall professionalism of BriteCo is outstanding beginning with the detailed website, the assistance that I personally received from my conversation with Lauren and the prompt follow-up with the documentation once I paid for my daughter's wedding day insurance. Thank you so very much BriteCo for putting our minds at ease with the additional insurance.
Price seems reasonable and as I recall signup was easy. Briteco also refrains from sending a bunch of marketing emails. I haven't had to file a claim so my rating is primarily about the experience being low maintenance.
Hi Chris, Thank you for sharing your experience! We're glad you've found BriteCo easy to work with, from the simple signup to the straightforward pricing. We also appreciate you mentioning the low-maintenance experience! The BriteCo Team
Easy application process and transparent pricing.
Hi Josh, Thank you for the kind review! We're glad you found the application process easy and our pricing clear and straightforward. We appreciate you choosing BriteCo! The BriteCo Team
I was instructed to get event insurance for our daughter's wedding. The venue understandably had many stipulations and requirements. As I went to the different insurance websites I would not have all the choices or be certain I had everything the venue wanted. When I got to BriteCo they already had the venue with all of their requirements in place and it was so simple to fill out. Add to that it was the best price of all the other ones I tried. Very happy
Hi Lisa, Thank you for sharing your experience! We're so glad BriteCo made it easy to get the coverage you needed and that the venue's requirements were already taken care of. It's great to hear you were happy with the pricing as well! The BriteCo Team
Easy to use platform with quick and reliable event coverage!
Hi Madeline, Thank you for the kind review! We're glad you found the platform easy to use and that getting event coverage was quick and reliable. We appreciate you choosing BriteCo! The BriteCo Team
Hi Betty, Thank you for the kind review! We're glad you found the process quick and easy. We appreciate you choosing BriteCo! The BriteCo Team
Fast response time. Polite and helpful.
It was very easy to file the claim and the response time from the company was very quick and friendly and helpful. Love them
Fairly easy process. Feel secure in having the coverage. Very fair premium.
Hi Mango, Thank you for sharing your experience! We're glad you found the process easy and that your coverage gives you peace of mind. We also appreciate your feedback on the pricing! The BriteCo Team
So far my experience has been very good. Rates seem reasonable and the response is good.
Hi Thomas, Thanks for sharing your experience! We’re glad to hear you’ve found our rates reasonable and our service responsive. We appreciate you choosing BriteCo! The BriteCo Team
Great communication and easy to reach someone when I have questions!
Hi Sharon, Thank you for the kind words! We're glad to hear you've had great communication with our team and that we're always easy to reach when you have questions. We appreciate you choosing BriteCo! The BriteCo Team
I was able to enter the informtaion on the computer to get our quote. I was then able to call and speak to someone to answer all my questions and make me feel comfortable with the decision. Very professional and knowledgeable made me feel at ease.
Hi Darrah, Thank you for sharing your experience! We're glad you found the quote process easy and that our team was able to answer your questions and make you feel comfortable with your decision. We appreciate your kind words about our team's professionalism and knowledge! The BriteCo Team
Everyone I dealt with was excellent. The insurance claims adjuster was on top of my case at all times. He made everything so easy for me and I got my refund check very quickly. I would highly recommend your company to anyone. I realized I should have gotten insurance a long time ago. Thank you for everything!!
Hi Laurie, Thank you for sharing your experience! We're so glad to hear our team made the claims process easy and that you received your refund quickly. We truly appreciate your recommendation and are happy we could be there when you needed us. The BriteCo Team
Easy and Affordable and only took a few minutes.
Hi Kathy, Thank you for sharing your experience! We're glad you found the process quick, easy, and affordable. We appreciate you choosing BriteCo! The BriteCo Team
Stephanie was extremely knowledgeable and helpful with my situation. She made sure I received everything I needed to amend the issue.
Hi Ronald, Thank you for sharing your experience! We're glad Stephanie was able to provide knowledgeable and helpful support and make sure you had everything you needed to resolve the issue. The BriteCo Team
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