BriteCo

About this business

BriteCo is a US-based insurtech that specializes in stand-alone jewelry, wedding and event insurance. Founded by a third-generation retail jeweler in 2017 to make coverage faster and more affordable than the traditional options. BriteCo is licensed in all 50 states, and you can get covered directly online at brite.co, through 4500+ independent insurance agents, or at 3500+ retail jewelers and partners nationwide.Jewelry InsuranceOur jewelry insurance protects fine jewelry of every kind, with a quote in under 60 seconds and coverage in minutes:Worldwide protection, 24/7, against loss, theft, damage, and mysterious disappearanceIf a covered piece is lost, it's replaced at up to 125% of its appraised value, so even if market prices go up, you can replace it in fullZero deductible policiesPremiums as low as $5 per month, with monthly or discounted annual paymentsStand-alone jewelry coverage that's separate from your homeowners or renters policy, and BriteCo doesn't report claims to loss-history databases like C.L.U.E. or A-PLUS, so filing won't impact your home insurance ratesPreventative maintenance included, such as prong re-tipping and clasp replacementBacked by an AM Best A+ rated insurance carrierCHECK YOUR PRICEEngagement Ring InsuranceYour engagement ring goes everywhere you go, and its protection should too. BriteCo engagement ring insurance covers accidental loss, theft, damage, and even mysterious disappearance, anywhere in the world. There's zero deductible, and a covered total loss is replaced at up to 125% of the appraised value. BriteCo also includes automated value updates annually to ensure you are getting the best possible coverage. Quote and buy online in minutes.CHECK YOUR PRICEWatch InsuranceFor luxury timepieces, BriteCo offers stand-alone watch insurance that is separate from your homeowners coverage. You're protected against theft, loss, damage, and mysterious disappearance, worldwide and with no deductible, up to the full insured value of the watch. Coverage typically runs about 1% to 2% of the watch's value per year, and you can get insured in under two minutes.CHECK YOUR PRICEOnline Jewelry AppraisalsKnowing what your jewelry is worth is the first step to insuring it properly. BriteCo's online jewelry appraisal gives you a fast, accurate appraisal from certified experts, with no in-person visit required. It's an easy way to document the value of an engagement ring or any fine jewelry, whether you're buying a policy or just want an up-to-date record for your collection.GET APPRAISAL NOWWedding & Event insuranceOur wedding and event insurance is venue-approved and ready in under two minutes, protecting your celebration and your budget:Liability coverage from $102, including $1,000,000 per occurrence / $2,000,000 aggregate, with limits up to $20 millionCancellation coverage from $80 that reimburses lost deposits and payments for venues, vendors, attire, and giftsZero deductible on every policyHost liquor, property damage, and pet liability includedIndustry-exclusive "change of heart" option: up to 75% of non-refundable expenses, including a qualifying breakupCOVID coverage for the honorees and their immediate familyBundle liability and cancellation to save 10%CHECK YOUR PRICE