Take the first step and meet your ally in financial legal challenges. At Concordia Legal Advisors, we offer personalized legal support tailored to help you overcome debt-related stress and protect your financial future. Whether you're facing mounting credit card debt, loan defaults, or creditor lawsuits, we lead the way with expert guidance and trusted solutions.We understand that legal and financial troubles often go hand in hand. That’s why our team combines legal insight with strategic debt settlement planning to address both sides of the issue. Our advisors work closely with you to develop a resolution that not only reduces your debt, but also ensures your rights are protected.Every case is different, so we listen, assess, and we choose the proper plan that’s right for you. We don’t believe in one-size-fits-all solutions. Instead, we focus on giving you the tools, knowledge, and legal support needed to move forward with confidence.At Concordia Legal Advisors, we’re committed to being more than just a service provider, we’re your partner through every challenge. Let us help you face your financial obstacles head-on and find the best path toward resolution and peace of mind.
Written by the business, not verified by us.
Is Concordia Legal Advisors legit?
Concordia Legal Advisors (concordialegaladvisors.com) has a 3.7 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Legal Services & Government and its reputation is mixed. 24% of reviews are 1 star, a relatively high share; The business has replied to 100% of negative reviews; 35 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
Toni GuigaUnited States · 1 review · Experienced 2025-12-01 ·
★★★★★
It was great talking to Troy I’ve asked…
It was great talking to Troy I’ve asked him to send an email to Firestone,credit first to reinstate the card. Also ask him to send to my and my husbands emails. So far we haven’t received what we ask for. So hopefully it will be done before Christmas. Where still waiting ….
Reply from Concordia Legal Advisors2025-12-16
Thank you for taking the time to share your positive experience with us. Your feedback truly means a great deal to our team and serves as wonderful motivation to continue providing the highest level of service possible.
We have forwarded your inquiry to our Customer Service team, and a Service Specialist will be reaching out to you shortly to follow up and provide further assistance.
If you need any additional assistance, please do not hesitate to contact us at (833) 929-0999 to speak directly with a service specialist.
Thank you again for your kind words and for choosing our services, we greatly appreciate it.
V
Virginia C.United States · 1 review · Experienced 2025-11-07 ·
★★★★★
Jason Pratt was very helpful and…
Jason Pratt was very helpful and provided the information I needed.
Virginia Callan
Reply from Concordia Legal Advisors2025-11-10
Thank you for your feedback. It’s wonderful to hear that you’ve had a positive experience with our team. Our goal is to make the process as smooth and stress free as possible, and we’re glad we were able to support you along the way. We’ll also make sure your kind words are shared with the team members involved.
Please know we’re always here if you need anything moving forward. Whether you have a question, need guidance, or simply want an update, don't hesitate to reach out.
While every financial situation is unique and past results cannot guarantee future outcomes, we truly appreciate the trust you’ve placed in us and are grateful to be a positive part of your journey.
Thank you again for choosing us and for being a valued part of our community.
S
Sean SteeleUnited States · 1 review · Experienced 2025-10-22 ·
★★★★★
Avoid the hassle and do it yourself
Avoid the hassle and do it yourself. I signed up to take care of a few credit cards and some personal loans, and the process was easy, but not very professional. The fact they changed their name should give you pause. Anyway, they will settle with the debtors but at a significant cost to you. Their fees are outrageous. What they won’t tell you is that you can do all this yourself. I had them negotiate 3 of my debts and it was significant, but when you add their fees, it was minimal. They’ve also increased my monthly payments to escrow twice already to cover “unexpected costs.” After I realized I was being fleeced by their fees, I canceled my contract so I could do the rest. The fact is the debtors are willing to work with you if you communicate with them. I had settlement offers from them come directly to me, then I forwarded them to Concodria. They settled for that amount but then tacked on their fee! They did nothing but set up a payment plan. What a joke. Just settle these yourself. A majority of debtors will negotiate with you directly as will the third party collectors. It will save you a lot of money in the long run.
Reply from Concordia Legal Advisors2025-10-22
We’re sorry to hear that your experience didn’t meet your expectations. Your concerns matter to us, and we want to ensure they’re acknowledged and addressed appropriately.
We're committed to continuously improving the quality of our service and communication.
To better understand your experience and work toward a resolution, we’ve reached out to you privately for more information. Once we hear back, our team will carefully review the details and determine the best next steps.
Your feedback plays an important role in helping us strengthen our processes and better serve our clients.
If you need immediate assistance, please don’t hesitate to contact our support team directly:
Phone: (949) 656-3891
Email: [email protected]
Thank you again for bringing this to our attention, we look forward to resolving it with you.
So far so good I had seven accounts like credit cards and personal loans. Concordia costumer service is excellent. I started in June with them and they had settle four account and l just have three more accounts and we are set off and our financial status will get better and our credit score will be raising after we settle all accounts. I thinks it was the best decision so we could have at least paid off with settlement pays and avoid going in bankruptcy.
Reply from Concordia Legal Advisors2025-10-17
We truly appreciate you taking the time to share your journey with us. It’s encouraging to hear that things are moving in a positive direction for you. Our team is committed to providing each client with personalized care and attention to navigate their unique financial circumstances.
While every financial situation is different and past performance is no guarantee of future results, we’re delighted to know that you had a positive experience with us. We sincerely appreciate your trust.
Please remember that we’re always here to answer any questions or offer support whenever you need it. Your trust means a great deal to us, and we look forward to continuing to work alongside you as you pursue your financial goals.
Thank you again for your feedback and for choosing to work with us.
Reza HamidianUnited States · 1 review · Experienced 2025-10-11 ·
★★★★★
Troy was wonderful
Troy was courteous, very helpful, and efficient. I was able to confirm the outcome of my past week call with Concordia under one minute with him.
Reply from Concordia Legal Advisors2025-10-13
Thank you so much for your thoughtful feedback! We're delighted to hear that our team was able to provide clear guidance and meaningful support throughout your experience. Your kind words truly mean a lot, and we'll be sure to share them with our team members. Consistency and care are at the heart of what we do.
We're always here to help if you ever have questions or ideas to share, we genuinely value your input.
While we recognize that every financial journey is unique and that past performance is not a guarantee of future results, we’re thrilled to know your experience was a positive one. Your trust is incredibly important to us.
Thanks again for your review, we're committed to continuing to provide attentive, high-quality service to every client we work with.
Brad MeierUnited States · 1 review · Experienced 2025-09-18 ·
★★★★★
Company didn't settle my last debt they…
Company didn't settle my last debt they canceled my legal help i paid for by accident and did not reinstate it i got sued from creditor for 14 000 and had to hire lawyer to settle this debt and Concordia charged me over 5,000 in fees they lie cheat steal stay a million miles away from this trap
Reply from Concordia Legal Advisors2025-10-13
Thank you for sharing your feedback. We're sorry to hear about your experience and understand how stressful situations like this can be. Please know that we take your concerns seriously, and our goal is always to support our clients through each step of the program.
To better understand your case and work toward a solution, we’ve requested your information privately so we can locate your account and conduct a full review of your file. Once we locate your file, we will escalate your case to the appropriate team and ensure it is prioritized for prompt attention and resolution.
Our team is committed to addressing any issues that may have occurred and ensuring that you receive a clear and timely response.
We appreciate your patience and the opportunity to make things right. If you’d prefer to reach out directly, please contact us at:
Phone: (949) 656-3891
Email: [email protected]
Your trust matter to us, and we're here to help.
c
customerUnited States · 4 reviews · Experienced 2025-10-08 ·
★★★★★
Totally incompetent group of fools
Totally incompetent group of fools. I've tried 4 times to find out why they quit taking my payments. They told me they would process the payment each time having me sign their doc. Every time I have to contact them I am forced to give my info at least twice. Do not expect any customer service or action from them I would NOT recommend using their services.
Reply from Concordia Legal Advisors2025-10-10
We appreciate you bringing your concerns to our attention. At Concordia Legal Advisors, we take client feedback seriously and are committed to continually improving the level of service we provide. Every client’s experience matters, and we want to ensure yours is addressed with care and professionalism.
To help us address your concerns more directly, we've submitted a request for your contact details privately. We’d welcome the chance to connect with you personally and work toward a prompt resolution.
In the meantime, if you’d prefer to reach out to us directly, our team is here and ready to assist:
Phone: (949) 656-3891
Email: [email protected]
We appreciate your patience and the opportunity to support you.
V
VICKI SALZMANUnited States · 3 reviews · Experienced 2025-09-26 ·
★★★★★
Logan went over everything with me,was…
Logan went over everything with me,was very polite,had great news for me! I would definitely recommend Concordia Legal advisors,they resolved all my cards and now I am debt free!! They kept in touch throughout the whole time solving the cards for me and let me know every step of the way. Thank you Concordia!!
Reply from Concordia Legal Advisors2025-09-29
We truly appreciate your kind words! It’s wonderful to know that our team provided clear guidance and support throughout your journey. We’ll be sure to pass your kind words along to our team, as we believe consistency and care are essential for client success.
We're always here to help. If you have any questions or suggestions, please don't hesitate to reach out. We'd love to hear from you.
While every financial situation is unique and past performance does not guarantee future results, we’re pleased to hear that you had a positive experience with us and truly appreciate your trust.
Thank you for your feedback, we remain committed to providing each of our clients with attentive, high-quality service.
S
Shelli Chamberlain United States · 2 reviews · Experienced 2025-09-24 ·
★★★★★
Tyler was extremely helpful in…
Tyler was extremely helpful in assisting me with updating my information.
Reply from Concordia Legal Advisors2025-09-25
It’s wonderful to know that our team provided clear guidance and support throughout your journey. We’ll be sure to pass your kind words along to our team, as we believe consistency and care are essential for client success. Your feedback is always valued.
J
Jeffery PeeteUnited States · 3 reviews · Experienced 2025-09-24 ·
★★★★★
Very easy to talk with
Reply from Concordia Legal Advisors2025-09-25
Thank you for your kind words! We're delighted to hear that you've had a great experience with us. Providing clear communication and support is our top priority, and we're glad we could assist you.
If you ever need anything, don’t hesitate to reach out. We truly appreciate your trust in us and look forward to continuing to serve you!
D
DavidUnited States · 4 reviews · Experienced 2025-09-22 ·
★★★★★
High predatory fees
High predatory fees. Never returned calls. Canceled and they won’t refund my money in my account. Beware of these people and their practices. Someone needs to sue this company and begin class action. Sooo disgusted.
Reply from Concordia Legal Advisors2025-09-23
Thank you for your feedback. We understand your concerns and want to assure you that Concordia Legal Advisors is fully committed to providing high-quality services tailored to each of our client's needs.
To ensure we can assist you more personally and resolve any outstanding issues, we've submitted a request for your contact details through Trustpilot.
We appreciate your patience and the opportunity to make things right.
If you'd prefer to speak with us directly, our support team is available and ready to help:
Phone: (949) 656-3891
Email: [email protected]
Donna WhiteUnited States · 1 review · Experienced 2025-09-19 ·
★★★★★
Easy and fast.
Reply from Concordia Legal Advisors2025-09-22
Thank you for your kind words! We appreciate your trust and confidence in our team and services.
c
customerUnited States · 7 reviews · Experienced 2025-08-27 ·
★★★★★
Logan was very professional and…
Logan was very professional and pleasant. I was able to get a lot of questions answered.
Reply from Concordia Legal Advisors2025-08-29
We truly appreciate your feedback! It’s wonderful to hear that you’ve had a positive experience with our team. Our goal is to make the process as smooth and stress-free as possible, and we’re so glad we could help. If you ever have any questions or need further assistance, we’re always here for you. Thanks again for trusting us—we’re grateful to have you as a valued client!
Either this is a scam or the people in this company are incompetent. They have done nothing for me as far as contacting my creditors and trying to make some kind of a negotiation with them. I’ve talked to customer service, which they don’t know what’s going on but I never get to talk to someone that’s actually dealing with my creditors
Reply from Concordia Legal Advisors2025-08-28
Thank you for reaching out and sharing your concerns. We appreciate the opportunity to address this matter and assure you that we are actively working to resolve it.
Our team has already taken steps to review the issue and implement the necessary improvements to prevent future occurrences. We take all feedback seriously and are committed to ensuring a smooth resolution.
If you need further assistance or would like to discuss this in more detail, please feel free to reach out to our support team at:
Phone: (949) 656-3891
Email: [email protected]
D
Douglas GUnited States · 16 reviews · Experienced 2025-08-22 ·
★★★★★
Cabel Brooks was professional
Cabel Brooks was professional, kind, and mostly emphatic. He took control of my call and made me feel confident that he would get things done. He did! He worked hard to get my issue resolved with first call resolution. His performance today was stellar.
Reply from Concordia Legal Advisors2025-08-28
We truly appreciate your feedback! It’s wonderful to hear that you’ve had a positive experience with our team. Our goal is to make the process as smooth and stress-free as possible, and we’re so glad we could help. If you ever have any questions or need further assistance, we’re always here for you. Thanks again for trusting us—we’re grateful to have you as a valued client!
We truly appreciate your feedback! It’s wonderful to hear that you’ve had a positive experience with our team. Our goal is to make the process as smooth and stress-free as possible, and we’re so glad we could help. If you ever have any questions or need further assistance, we’re always here for you. Thanks again for trusting us—we’re grateful to have you as a valued client!
P
Paul MooreUnited States · 1 review · Experienced 2025-07-24 ·
★★★★★
The individual that I spoke with tried…
The individual that I spoke with tried very hard to get our refund from Forth deposited back into our account. He was unsuccessful because of something on their end.
Reply from Concordia Legal Advisors2025-07-25
Thank you so much for your kind words! We're delighted to hear that you've had a great experience with us. Providing clear communication and support is our top priority, and we're glad we could assist you. If you ever need anything, don’t hesitate to reach out. We truly appreciate your trust in us and look forward to continuing to serve you!
The communication is awful and the product is misrepresented. Truthfulness in the beginning will avoid people from being misled into a product that does not help the consumer
Reply from Concordia Legal Advisors2025-07-28
Thank you for your feedback. We understand your concerns and want to assure you that Concordia Legal Advisors is fully committed to providing high-quality services to our clients. We take great pride in maintaining the highest standards of service and customer satisfaction. Please rest assured that if any issues have arisen, we are here to address them promptly and ensure your experience with us is a positive one. We encourage you to reach out to us directly at (949) 656-3891 or [email protected], and we would be more than happy to resolve any concerns. We truly value all of our customers and are dedicated to making sure you feel confident and supported throughout your journey with us.
We truly appreciate your feedback! It’s wonderful to hear that you’ve had a positive experience with our team. Our goal is to make the process as smooth and stress-free as possible, and we’re so glad we could help. If you ever have any questions or need further assistance, we’re always here for you. Thanks again for trusting us—we’re grateful to have you as a valued client!
R
Richard BrouilletteUnited States · 2 reviews · Verified · Experienced 2025-06-24 ·
★★★★★
My creditors are telling me they have…
My creditors are telling me they have not received anything and it has been 5 months that I have been working with this company. Our credit is ruined and I have contacted them several times and they do nothing.
Reply from Concordia Legal Advisors2025-07-21
Thank you for your feedback. We understand your concerns and want to assure you that Concordia Legal Advisors is fully committed to providing high-quality services to our clients. We take great pride in maintaining the highest standards of service and customer satisfaction. Please rest assured that if any issues have arisen, we are here to address them promptly and ensure your experience with us is a positive one. We encourage you to reach out to us directly at (949) 656-3891 or [email protected], and we would be more than happy to resolve any concerns. We truly value all of our customers and are dedicated to making sure you feel confident and supported throughout your journey with us.