Take the first step and meet your ally in financial legal challenges. At Concordia Legal Advisors, we offer personalized legal support tailored to help you overcome debt-related stress and protect your financial future. Whether you're facing mounting credit card debt, loan defaults, or creditor lawsuits, we lead the way with expert guidance and trusted solutions.We understand that legal and financial troubles often go hand in hand. That’s why our team combines legal insight with strategic debt settlement planning to address both sides of the issue. Our advisors work closely with you to develop a resolution that not only reduces your debt, but also ensures your rights are protected.Every case is different, so we listen, assess, and we choose the proper plan that’s right for you. We don’t believe in one-size-fits-all solutions. Instead, we focus on giving you the tools, knowledge, and legal support needed to move forward with confidence.At Concordia Legal Advisors, we’re committed to being more than just a service provider, we’re your partner through every challenge. Let us help you face your financial obstacles head-on and find the best path toward resolution and peace of mind.
Written by the business, not verified by us.
Is Concordia Legal Advisors legit?
Concordia Legal Advisors (concordialegaladvisors.com) has a 3.7 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Legal Services & Government and its reputation is mixed. 24% of reviews are 1 star, a relatively high share; The business has replied to 100% of negative reviews; 35 of them were added in the last 12 months. Last updated 2026-08-12.
What people say
IE P.United States · 1 review · Experienced 2026-07-06 ·
★★★★★
I would not recommend this company…
I would not recommend this company based on my experience.
I have been trying to get my money back since **July 6, 2026**, and every time I call, I get a different answer. First, I was told it would take **3–5 days**, then **5–10 days**, then **15–30 days**. Later, I was told there was an additional requirement that had never been mentioned before.
The constant changes, lack of communication, and broken promises have been incredibly frustrating. Instead of receiving clear answers, I was repeatedly given new explanations and new delays.
What disappointed me the most was the lack of accountability. No one seemed willing to take ownership of the situation or provide a consistent answer. After weeks of waiting, I am still dealing with the same issue.
If you are considering doing business with this company, I strongly recommend asking detailed questions in writing and keeping records of every conversation. My experience has been extremely disappointing, and I cannot recommend their services.
Reply from Concordia Legal Advisors2026-08-03
Thank you for taking the time to share your feedback. We sincerely apologize that your experience has not met your expectations. At this time, we have been unable to locate an account under the name provided.
We would welcome the opportunity to review your concerns in more detail and provide an update on your account status. Please feel free to contact us directly so we can further assist you.
Phone: (949) 570-9889
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
Danita WilsonUnited States · 1 review · Experienced 2026-07-24 ·
★★★★★
I have had the same problem as everyone…
I have had the same problem as everyone they keep adding money on to my last account to settle and are threatening overwhelming fees that I can’t pay if I don’t pay by a certain day. The number that is given to call in all of these reviews is a non working number.
Reply from Concordia Legal Advisors2026-07-24
Thank you for taking the time to share your feedback. We are sorry to hear that your experience has not met your expectations.
We understand how concerning it can be to have questions about your account balance, settlement amounts, or program fees. Our goal is to ensure that clients have a clear understanding of their program, and we would appreciate the opportunity to review your account and address your concerns directly.
If you experienced difficulty reaching us, we sincerely apologize. We encourage you to contact our Help Desk at (949) 570-9889 or by email at [email protected]. Additionally, a member of our Help Desk team will be happy to reach out to you to discuss your concerns and review your account in detail.
We value your feedback and appreciate the opportunity to work toward a resolution.
John ConnollyUnited States · 6 reviews · Experienced 2026-07-16 ·
★★★★★
Helping people not to be fraud
It's been over a month since I was trying to get my refund return. I talked to them on last Thursday she told me she would have to talk to her supervisor sounds like old news. I am so upset that Concordia Legal Advisor would take advantage of people in a bad situation. Fraud them and rob them, and you have to jump through hoops for anything.
Reply from Concordia Legal Advisors2026-07-17
Thank you for sharing your feedback. We are sorry to hear your experience has not met expectations.
We would welcome the opportunity to review your concerns in more detail and provide an update on your account status. Please feel free to contact us directly so we can further assist you.
Phone: (949) 570-9889
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
J
James L.United Kingdom · 2 reviews · Experienced 2026-07-06 ·
★★★★★
Communication is Awful. Don't rely on them in a crisis
I had credit debt from four creditors. Concordia settled with three of them, but out of nowhere, after four years, the fourth is taking me to court. I've spent two weeks trying to get a response from Concordia about what I should do, and all I can get is their call-center on the Indian subcontinent. I'm having to go to court without representation because they cannot communicate with a client.
Reply from Concordia Legal Advisors2026-07-07
Thank you for sharing your feedback. We are sorry to hear that your experience has not met expectations.
After further review, we were not able to locate an account using the information provided in this review. Kindly provide an email address, phone number, or any additional identifying details so that we may best assist you.
We would welcome the opportunity to examine your concerns in greater detail and provide an update on the legal concerns you have brought to our attention. Please contact us directly so that we may assist you further.
Phone: 949‑570‑9889
Email: [email protected]
We appreciate you bringing this matter to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
J
James R PoseyUnited States · 1 review · Experienced 2026-06-07 ·
★★★★★
Who can I talk to?
I started with Palisades in 2023 with several credit cards near 30k in debt. I was pleased with everything up until the name change. Since then customer service is lacking. With Palisades I had 2 accounts go to court and was provided legal representation and did not have to go to court and the accounts were settled. However in early in 2026 I received a summons and provided the info via fax. The court date was in April and I did not receive local representation and went to court myself. The court was gonna garnish my wages but they did allow me to extend to June court date. I have received emails from a negotiator that an offer of 84% of balance was offered by the debtor with 20 payments totaling $3500 and I was fine with that. My negotiator of course countered and for 2 weeks I have tried to get confirmation of deal but can only talk to 833-929-0999 who cannot provide legal advice nor can they connect me with some one who can. They tell me that the negotiator, Palmer Fox is in contact with debtor but that is all they can tell me. Today is June 7 and I will be going to court tomorrow morning not knowing what will happen. All I want to do is talk to someone that can answer my questions.
Hopefully things are worked out but just frustrating not knowing.
Reply from Concordia Legal Advisors2026-06-08
Thank you for sharing your feedback. We are sorry to hear your experience has not met expectations. We understand how important communication and timely updates are, especially when legal matters are involved. Your concerns regarding response times and access to your negotiation team are noted, and we take this type of feedback seriously. Every client deserves to feel informed and supported throughout their program, and we want to ensure that is the case for you moving forward.
We would welcome the opportunity to review your concerns in more detail and provide an update on your account status. Please feel free to contact us directly so we can further assist you.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
S
Shyanne SharpUnited States · 2 reviews · Experienced 2026-06-02 ·
★★★★★
Please please please stay away
Please please please stay away from this company! They charge you fees after fees after fees for their "services" I did 3 credit cards with them in a debt consolidation. I ended up paying so many fees before my money even went to my debt and I settled my largest credit card with the company itself away from this company. My term was 36 months for all 3 cards. Its been 2.5 years now and only 1 has been settled and they are "banking" my other money for when the 2nd card is settled (I was served papers for court over this one) and now they are saying that when they settle my account its going to be in 20 more month payments so they get their fees for that whole time! They will end up charging you more than you owe!
Reply from Concordia Legal Advisors2026-06-04
Thank you for sharing your feedback. We are sorry to hear your experience has not met expectations. We understand that concerns about fees, settlement timelines, and legal activity can be frustrating, and we take these matters seriously.
Our program is designed to work toward negotiated resolutions with creditors as funds become available in the dedicated account. Fees, program length, possible creditor collection activity, and the risk of legal action are reviewed during enrollment and outlined in the client agreement. That said, each account is different, and we want to make sure your concerns are reviewed carefully based on your specific file details.
We would welcome the opportunity to review your concerns in more detail, including the status of your enrolled accounts, any settlement activity, and the payment structure being referenced. Please contact us directly so we can further assist you.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
E
Edward KoshinskiUnited States · 1 review · Verified · Experienced 2026-05-23 ·
★★★★★
I like the results so far
I like the results so far, but should communicate with me more often. Keep the good work up one more to go.
Reply from Concordia Legal Advisors2026-06-01
Thank you for sharing your feedback. We are glad to hear that you are pleased with the results so far, and we appreciate your encouraging words. We also understand the importance of consistent communication and appreciate you bringing this to our attention.
We encourage you to contact our customer service team if you need any additional updates regarding your account or have any questions about the remaining item in your program. Our team will be happy to assist and provide any available information.
Phone: (833) 929-0999
Email: [email protected]
We appreciate your feedback and remain committed to addressing client concerns with care, transparency, and professionalism.
AntonUnited States · 5 reviews · Experienced 2026-05-10 ·
★★★★★
Concordia Legal Advisors have not paid my creditor this month, despite receiving my payment
Concordia Legal Advisors (also known as Palisade Legal Group prior to "rebranding") negotiated my debt with Discover Card. The original debt amount was $25,310, they negotiated it down to $18,125.76 and then charged their 27.5% fee on the original debt amount. I agreed to the negotiation and signed the agreement electronically from home. Since the inception of the agreement I have not missed a single payment; all payments happened on time and in full. My final payment to settle the agreed debt amount to Discover is supposed to occur in July of this year, I only have three payments remaining. Yesterday (5/20/2026), when I happened to check my [Concordia Legal Advisors] account portal online I noticed that they still had not made the payment to my Discover account, which is due on the 9th of every month. I immediately called them and was informed that they had had "an error" on their system and that the payment to Discover had not been made like it was supposed to. Levi (account manager) from their call center further informed that he would schedule it that day and they would do a telephone payment and that I would receive a confirmation via email at the end of the day (5/20/2026) that the payment had been made. He further informed me that I would be able to see that the payment had gone off on their website.
I kept checking my client portal on their website multiple times during the day but no payment had gone to Discover as I had been assured. Again this morning (5/21/2026) when I checked it showed no payment going off my account. Consequently, I called again as soon as they opened and was told by Asher (account manager) in their call center that the payment had not been made and he could not tell me when it would go off since their payment department had multiple payments to make (that didn't go off when they were supposed to) due to the error they had with their system. I explained that if Discover does not receive the payment in time that could endanger the agreement that is in place that I had paid Concordia Legal Advisors (formerly Palisade Legal Group) thousands of dollars for, and that if Discover didn't receive their payment as per the agreement I would be open to legal action from Discover and my existing arrangement with them could be cancelled. Palisade Legal Group (now Concordia Legal Advisors) had already gotten us sued on two of the four accounts they had initially agreed to negotiate for the monthly payment (calculated by them). As of today my account has a balance of $1,001.56, the payment that was due to Discover on 5/9/2026 is $705.24, thus there are more than enough funds available in my Concordia Account to cover the payment.
Reply from Concordia Legal Advisors2026-05-22
Thank you for sharing your feedback. We are sorry to hear your experience has not met expectations.
After reviewing your account, I can confirm there were no errors in processing the payment related to the account you referenced. As of May 21, the settlement payment has been processed and shipped to the creditor. I can also confirm that the due date for this account is at the end of the month, not the 9th. In some cases, settlement payments may be processed ahead of the due date to help ensure they are received by the creditor on time.
We would welcome the opportunity to review your concerns in more detail and provide an updated status of your account. Please feel free to contact us directly so we can further assist you.
Phone: (949) 656-3891
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
C
CindyUnited States · 3 reviews · Experienced 2026-05-17 ·
★★★★★
Signed up for a 51 month program with a…
Signed up for a 51 month program with a set amount
And everytime they wan to charge me more
Even though we have an agreement
I don't understand
Reply from Concordia Legal Advisors2026-05-19
Thank you for taking the time to share your feedback. We’re genuinely sorry to hear that your experience did not meet your expectations..
We take concerns like yours seriously, and your comments have been forwarded to our management team for review. At this time, we’re unable to locate an account under the information provided.
We would welcome the opportunity to review your concerns in more detail. Please contact us directly so we can assist you further:
Phone: (949) 656-3891
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care and transparency.
Sue RizzioUnited States · 2 reviews · Experienced 2026-05-14 ·
★★★★★
Do not use them they are fraud they…
Do not use them they are fraud they will put you in more debt they don’t notigsting with creditors, then you sued by creditors and garnish wages, I have two I’m working on now, they don’t commucste at all, try to fire them, they keep e telling they need call me back never do, of course they they over $2000 in escro so they won’t give back so I can pay my debt off since they didn’t, this company is fraud beware
Reply from Concordia Legal Advisors2026-05-18
Thank you for your feedback. We are sorry to hear your experience did not meet expectations. We understand the debt settlement process can be stressful, especially when accounts become escalated or involve legal matters.
Our team works to communicate with clients throughout the process and pursue resolutions based on each account’s individual circumstances. Because creditor policies and timelines vary, settlement outcomes and timeframes can differ from account to account.
We take concerns about communication and client support seriously and appreciate you bringing this to our attention. We would welcome the opportunity to review your concerns in more detail and provide any available account information directly to you. Please contact us so we can assist you further.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this matter to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
P
Phyllis I StremmelUnited States · 1 review · Verified · Experienced 2026-05-14 ·
★★★★★
Debt Release
All of the employees were courteous and helpful. I don't want to be picky, but employees who do not have a clear vocalization of the English language are difficult to understand.
Reply from Concordia Legal Advisors2026-05-18
Thank you for your feedback. We are glad to hear that our team was courteous and helpful during your experience with us. We also appreciate you sharing your concerns regarding communication.
Clear and effective communication is very important to us, and we understand how important it is for clients to feel comfortable and fully understood throughout the process. Your feedback will be shared internally as we continue working to improve the overall client experience.
If you have any further questions or need additional assistance with your account, please contact us directly.
Phone: (833) 929-0999
Email: [email protected]
We appreciate you bringing this matter to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
Monique LeeUnited States · 2 reviews · Experienced 2026-05-01 ·
★★★★★
I have asked this company on more than one occasion to be honesf
I have asked this company on more than 6 occasions for my balance for all debts. They, and even when they were Palisades, would keep telling me they would send the information. I’ve never received it despite paying between 1900 and 1587 per month. This has been for the last 4.5 years. They refuse to send me the real balance owed and keep saying that someone reached out to me. I stated that I do not want someone reaching out to me, I requested a full balance owed for all accounts that are in their possession. Over the phone, they told me I still owe 50k, even though I’ve paid over 80k and did not have that much debt. Despite the terms and contract, it has not been paid off in the time stated on the contract nor did I owe that much debt in the first place. I’ve suffered a 209 point drop and I’m not feeling this company. I still am faced with garnishments that I did not face when it was Palisades. I would say do not use this company. They keep referring me to my ledger and that’s not what I’m requesting. I’m requesting a breakdown of fees and balances and telling me over the phone is illegal if I’m requesting legal correspondence. I did not pay last month because it’s ridiculous. Don’t use this company.
Reply from Concordia Legal Advisors2026-05-12
Thank you for sharing your feedback. We are sorry to hear that your experience did not meet your expectations. Your concerns have been forwarded to upper management for review.
After a thorough review of your account, we are unable to locate any prior requests for balance information regarding your enrolled accounts. We also did not find any email correspondence from you requesting this information. Over the past several months, multiple attempts were made to contact you by phone, including for scheduled monthly account reviews, during which balance details, payment history, settlement activity, and program fees could have been easily reviewed. Unfortunately, we were unable to reach you.
Regarding your concerns about the total amount of debt enrolled, our records show that the account balances reviewed are consistent with the debts enrolled in the program and the account information available to us. We understand it can be frustrating to see remaining balances after making program payments over an extended period of time. However, this is a debt resolution program, and funds deposited into the dedicated account are generally used for settlement negotiations, settlement payments, and applicable program fees.
The ledger previously provided reflects full transparency and shows all funds deposited into and disbursed from your dedicated account from enrollment through the present. This includes balance information, settlement activity, payment history, and fee details. Additional account information remains available upon request.
We would welcome the opportunity to review your concerns in more detail and provide any available account information directly to you. Please contact us so we can assist you further.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this matter to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
E
Elisabeth NacapuyUnited States · 1 review · Experienced 2025-10-01 ·
★★★★★
My experience started as expected
My experience started as expected, I had a delayed promotion and knew that I would have trouble with my largest accounts while waiting (job required to be sole employer). Halfway thru the year Palisade became Concordia. I should have asked why. I received mail in October from my last debtor; called Concordia and the rep asked me to scan the mail and to not call the debtor as Concordia has power of attorney and will handle it. By December I was served 6 times; in person, on my door and in the mail. The customer service representative never addressed the mail I received; claiming I never emailed the scanned copy. I resent it to the legal department as requested and was told that I didn’t have to go to the court date. I’m now about to have my wages garnished for my last debt they flubbed and cannot afford more than the monthly payments I’d been making without risking my car payments etc so it’s looking like the bankruptcy I’ve been working hard to avoid is eminent. I could have filed for bankruptcy two years ago. It would have avoided the loss of my place to live and having to ask family to help with my car loan. They told me that the last two debts was sold and that they would not accept payments on the second where only the repayment of $6,000 in full. I don’t know why they would accept payments on one but not the other. Then they told me I had to sign paperwork to remove their “power of attorney” to find out what the debtor had filed in court. My attorney said that telling me that I cannot speak to the debtor was a lie. To sum it up; thanks to this company I’ve lost my home, a dear friend, and now have to file for bankruptcy anyways.
Reply from Concordia Legal Advisors2026-05-05
Thank you for taking the time to share your experience. We are truly sorry to hear how distressing this situation has been and understand how upsetting it is to feel unsupported during such a difficult time.
We want to clarify that from the time your account entered legal status, it was assigned to a dedicated legal negotiator who worked directly with the assigned law firm in an effort to resolve the matter. Unfortunately, not all legal creditors are willing to negotiate, and settlement outcomes are not guaranteed. In this case, the creditor advised in January that resolution would only be possible through a 1 time full balance payment, which this option was provided to you.
As disclosed in the enrollment agreement, while we work to negotiate settlements as funds become available in the escrow account, unresolved debts may continue collection activity and can include placement with a law firm for legal action. Sufficient funds must be built in the account before any settlement can be finalized, even if there is not sufficient funds available we will still provide you a settlement offer with additional funds needed if that option is available.
Regarding the communication concerns mentioned, we regret any frustration this may have caused. It is never our intention to disconnect a call with any client. Based on what was reported, this appears to have been the result of a technical issue with our phone system. We sincerely apologize for any inconvenience this may have caused.
We welcome the opportunity to review your concerns in more detail. Please feel free to contact us directly so we can assist you further.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
Ive been told I should be paying a lot less, I see nothing about balances being reduced. Need to know what’s going on , ready to switch companies
Reply from Concordia Legal Advisors2026-04-22
Thank you for sharing your feedback. We are sorry to hear that your experience did not fully meet your expectations. Your concerns have been forwarded to upper management for further review.
The purpose of our program is to settle debts for less than the balance owed while saving you time and money. In your case, we have successfully settled 4 debts. 1 account is fully paid off, and we are actively making payments on 3 additional accounts. Given the amount of time you have been enrolled in the program, this represents significant progress.
If you are experiencing difficulty keeping up with your monthly payments, please let us know. We are happy to discuss available options and see how we can assist you with your payment plan.
We would welcome the opportunity to review your concerns in greater detail. Please feel free to contact us directly so we can assist you further.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this matter to our attention and remain committed to addressing all client concerns with care, transparency, and professionalism.
P
PEDRO ROMOUnited States · 1 review · Verified · Experienced 2025-05-09 ·
★★★★★
They told me my payment was not going…
They told me my payment was not going up and I got lied, first was 20 dollars more and then over 500 for 12 months, they lied to me
Reply from Concordia Legal Advisors2026-04-17
Thank you for sharing your feedback. We are sorry to hear that your experience did not meet your expectations. Your concerns have been forwarded to upper management for further review.
To provide clarity regarding your account, your draft amount was increased in order to settle one of your enrolled accounts. This increase was completed with your expressed permission. At the time the settlement offer was received, there were not enough funds available to complete the settlement. We therefore obtained the offer along with the additional funds needed so it could be presented to you, giving you the option to move forward with the settlement immediately rather than waiting. If there was any misunderstanding regarding the purpose of the draft increase, we sincerely apologize.
We welcome the opportunity to review your concerns in more detail. Please feel free to contact us directly so we can assist you further.
Phone: 949-656-3891
Email: [email protected]
We appreciate you bringing this matter to our attention and remain committed to addressing client concerns with care, transparency, and professionalism.
Thank you for taking the time to share your positive experience with us. Your feedback truly means a great deal to our team and serves as wonderful motivation to continue providing the highest level of service possible.
We have forwarded your inquiry to our Customer Service team, and a Service Specialist will be reaching out to you shortly to follow up and provide further assistance.
If you need any additional assistance, please do not hesitate to contact us at (833) 929-0999 to speak directly with a service specialist.
Thank you again for your kind words and for choosing our services, we greatly appreciate it.
D
D PUnited States · 2 reviews · Experienced 2026-03-19 ·
★★★★★
Don't Fall for This Scam
Don't Fall for This Scam ! I was told in the beginning they would notify all my creditors and not to take any calls from them ! Well , I ended up in court and Concordia told me they cant do anything about it but to drop that creditor from their program and I have to find a way to pay it , I got a loan ! Another creditor took me to court and was gonna take my house and all ! I had to find additional funds for Payments ...very difficult and pissed ! Now I came into some money and went straight to my last 2 creditors and paid them in full ... Then closed my account with Concordia ! They charged me $1,500 for fees for services they claimed to have provided ! Believe me ... You will do better by yourself of another company .
Reply from Concordia Legal Advisors2026-03-23
Thank you for taking the time to share your feedback. We’re genuinely sorry to hear that your experience did not meet your expectations..
We take concerns like yours seriously, and your comments have been forwarded to our management team for review. At this time, we’re unable to locate an account under the information provided.
We would welcome the opportunity to review your concerns in more detail. Please contact us directly so we can assist you further:
Phone: (949) 656-3891
Email: [email protected]
We appreciate you bringing this to our attention and remain committed to addressing client concerns with care and transparency.
They were supposed to settle four debt accounts. After two full years, NOTHING has been settled. They've taken thousands of my dollars and paid NOTHING toward the debts they were supposed to pay. I even signed up for their "Legal Protection Plan" through Veritas, which is also bogus. As soon as I signed up for this program, the communication got bad. Every call was with another new guy that I couldn't understand. Soon they stopped answering my calls completely. I reached out to Forth, the company that does the transactions for them, and they couldn't even stop the transactions.
Reply from Concordia Legal Advisors2026-02-05
Thank you for taking the time to share your feedback with us. We’re sorry to hear that you feel your experience did not meet expectations.
Your concerns have been forwarded to upper management, and a support specialist will be reaching out to you directly to discuss your account in more detail.
As a company, we strive to maintain open and transparent communication with all of our clients, from enrollment through program completion, including expected timelines and account status. After a further review of your file, it appears that multiple settlements were reached; however, some were lost due to missed program payments. We made several attempts to contact you to assist with bringing your payments back on track but were unable to successfully connect.
If you would like to discuss your account further or have any questions, please feel free to contact us using the information below:
Phone: (949) 656-3891
Email: [email protected]
Thank you again for bringing your concerns to our attention. We appreciate the opportunity to review this with you and work toward a clear path forward.
This is the biggest rip off I've seen. Not to mention that they harass you at least monthly!!! They tell you to call them back and don't answer! Last month I spent 2 hours on hold over a week trying to call them back.They had my debt, so far I have actually been sued by 4 companies and the last one I dealt with by myself and getting it dismissed. They don't fight for you. Not to mention that I live on a VERY small income (disability)and they are taking over 2/3 of my money every month!!! And I just learned that they have extended this 2 years I have been paying them since March of 2023 @$410?? And they upped it to $610 roughly but yet it was just supposed to be for 10 months at this rate to pay off a account.... It's been over a year and a few months!!! They didn't care about me surviving a major car accident and the at fault driver didn't have insurance, and I was going to have to pay out of my pocket for medical stuff and another car
I was told oh sorry can you up your payment!?!? Can you ask your family and friends for money!?!? I was signed up under free legal and I found out that I am paying"legal representative fees" but I settled my own court case?!? Nope this company is a nightmare. I'm about ready to change my bank account.
Reply from Concordia Legal Advisors2026-01-30
Thank you for sharing your feedback. We’re truly sorry to hear that your experience did not meet expectations, and we appreciate you bringing your concerns to our attention.
We want to clarify that our intention is never to cause additional hardship for our clients. Any payment increase or program extension is not implemented without a client’s expressed authorization, and when adjustments are made, it is solely for the purpose of continuing progress toward resolving enrolled accounts. We’re sorry if there was any misunderstanding regarding this process.
We take concerns all feedback very seriously. Your concerns have been forwarded to our management team for review, and a member of our team will be reaching out directly to discuss your concerns in more detail.
We appreciate you bringing this to our attention and welcome the opportunity to address your concerns, at your earliest convenience please contact us at:
Phone: (949) 656-3891
Email: [email protected]
Thank you again for bringing your concerns to our attention. We appreciate the opportunity to review this with you and work toward a clear path forward.
Elizabeth RivasUnited States · 1 review · Experienced 2025-12-21 ·
★★★★★
Concordia legal advisors previously…
Concordia legal advisors previously know as Palisade legal group has taken over 14k from me since Nov 2023. I thought I was helping my credit by having them help me resolve a personal loan. Palisade/ Concordia stated they got one main to agree on a little over 8k. And palisade/Concordia would take approximately 2.5k for their end. Well I just finished my last payment so I thought on November 25 of this year. When I seen my credit score didnt change and my one main was still showing the 8k due. I reached out on December 22nd 2025 Palisade is now saying I owe and additional 600+ dollars to not default on my agreement. I spent hours on the phone advocating for myself as they never informed me if this. And asked them if I wasnt the one to reach out about this matter, it would have defaulted and my 14k would have been for nothing! They agreed! They robbed me! The manager said he would have their team look into it and get back to me, it is now December 29, 2025 and still now word. It is absolutely disgusting and beyond alarming that this is able to happen. That companies are able to scam and steal from those in bad financial situations and still trying to do the right thing. Ive read Palisade has had multiple lawsuits for this very thing. I will continue to seek justice for myself and hopefully be able to notify others of this horrible so called debt relief company.
Reply from Concordia Legal Advisors2026-01-12
Thank you for taking the time to share your feedback with us. We are sorry to hear that your experience did not meet your expectations.
Your concerns are very important to us and have been forwarded to upper management for further review. A support specialist will be reaching out to you shortly to address your concerns in more detail.
After further review of your account, it appears that your settlement was voided due to a missed draft payment. We did speak to you to inform you that the settlement was at risk and to advise you of the additional funds needed to save the settlement; however, those additional funds were ultimately declined.
If you would like to discuss your concerns further, please do not hesitate to contact us using the information below:
Phone: (949) 656-3891
Email: [email protected]
Thank you again for bringing this matter to our attention. We appreciate the opportunity to review your concerns and work toward a clearer path forward.