Improve your financial health with breakthrough financial tools and services from Credit Genie.GET A CASH BOOST UP TO $100: We all can use a little boost from time to time. With Credit Genie, you can access up to $100 with no interest and no credit check.OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive overdraft fees.TRACK YOUR SPENDING: Use the Credit Genie app to understand how you are spending your money, so you can take control of your financesManage Your Expenses: We've partnered with the nation's largest and most-trusted providers to help manage your bills and slash your expenses.
Written by the business, not verified by us.
Is Credit Genie legit?
Credit Genie (creditgenie.com) has a 3.7 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 65% rate it 4 stars or higher while 26% give 1 star; The business has replied to 94% of negative reviews; Reviews mostly discuss User experience, App, Customer service. Last updated 2026-08-12.
What reviewers say
AI generated
Most reviewers were somewhat happy with their experience overall. Consumers frequently mention that the platform is very easy to navigate and provides helpful financial support when they are short on cash. People truly appreciate the straightforward application process, quick daily deposits, and reliable assistance during tight financial spots. Many users find the service dependable for managing emergency expenses and building small credit amounts securely.
Some reviewers were not happy with unexpected membership charges and frustrating automatic payment issues. A few other people also felt that customer support is extremely difficult to reach when trying to resolve account problems or request refunds.
Auto-generated from all reviews of this business. For reference only.
What people say
dee breeUnited States · 1 review · Experienced 2026-07-20 ·
★★★★★
This company is a scam
This company is a scam! They deleted my account and continued to charge me a $9.99 monthly fee. And won't let me cancel it! Even though I don't have an account. Stay away from them. They are a fraudulent company
Reply from Credit Genie2026-07-29
Thanks for sharing your concern. Credit Genie is a legitimate company and we take these matters seriously. Please contact us at support.creditgenie.com so we can review your account, stop any unwanted charges, and help resolve this. —Credit Genie Support
Be there when money is tight and helping with financial support it's a great tool to have and I love it
Reply from Credit Genie2026-07-23
Thank you so much for sharing this. We’re thrilled Credit Genie has been there for you when money is tight. Let us know if we can make your experience even better. —Credit Genie
Rachelle ReedUnited States · 1 review · Experienced 2026-07-23 ·
★★★★★
Borrowed $100
Borrowed $100. Instead of paying back $114.99 they instead decided they can take out $229.98 from me. Ended up being overcharged and they won’t fix their mistake. Never again will I want to use their services.
Reply from Credit Genie2026-07-23
We’re sorry for the frustration—this doesn’t sound right. We can’t review charges publicly, but our team will investigate and help. —Credit Genie Support
Thank you so much for sharing that. We’re truly glad Credit Genie could help when you needed it most. Let us know if we can make your experience even better. —Credit Genie Support
J
Josh EubanksUnited States · 1 review · Experienced 2026-07-23 ·
★★★★★
I don’t have enough miney account to…
I don’t have enough miney account to pay and i want this fee to stop leaving an basically empty account
Reply from Credit Genie2026-07-24
We’re sorry for the stress this has caused. Deleting the app doesn’t stop charges—disconnect your bank in the app’s “Settings” to end fees. Please contact us at support.creditgenie.com so we can review your account and help stop any ongoing charges. — Credit Genie Support
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Decius JohnsonUnited States · 2 reviews · Experienced 2026-07-22 ·
★★★★★
Good company they will give you a…
Good company they will give you a chance when others say no
Reply from Credit Genie2026-07-23
Thank you so much for the kind words! We’re thrilled Credit Genie has been able to support you. Let us know if there’s anything we can do to make your experience even better. —Credit Genie Support
Thank you for the feedback! We’re glad you’re finding Credit Genie useful. We appreciate you taking the time to share this. —Credit Genie Support
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Nestor VelezUnited States · 3 reviews · Experienced 2026-07-21 ·
★★★★★
Nestor Velez
Credit genie has helped me out , but why can’t I get more money than 100$ or 50$ the first time I got 150$ or 200$ but it is what it is
Reply from Credit Genie2026-07-23
Thanks for sharing this—and we’re glad Credit Genie has helped. Cash Boost eligibility and available amounts can change based on bank activity over time. If you have questions about your current $50/$100 limit, please contact us at support.creditgenie.com so we can review your account and help. —Credit Genie Support
Jason ThompsonUnited States · 1 review · Experienced 2026-07-19 ·
★★★★★
Trash site charges additional fees then…
Trash site charges additional fees then takes longer to refund now I’m banned and no clue why terrible business ethics
Reply from Credit Genie2026-07-20
We’re sorry for the frustration. We want to look into the fees, refund timing, and why your account was disabled. Please contact us at support.creditgenie.com so we can review your account and help resolve this. —Credit Genie Support
Thank you! We’re glad Credit Genie has been super easy to use. If you ever need help, visit support.creditgenie.com. —Credit Genie Support
Bill SavageUnited States · 1 review · Experienced 2026-07-19 ·
★★★★★
credit genie is there when I need a…
credit genie is there when I need a little extra help
Reply from Credit Genie2026-07-20
Thank you for sharing! We’re glad Credit Genie can be there when you need a little extra help. If you ever need support, visit support.creditgenie.com. —Credit Genie Support
Thank you! We’re glad your experience was fast and friendly. If you ever need help, visit support.creditgenie.com. —Credit Genie Support
T
Ty from JerseyUnited States · 1 review · Verified · Experienced 2026-07-09 ·
★★★★★
Glad I’m taking the time out to…
Glad I’m taking the time out to strengthen my financial literacy. Credit genie is a godsend.
Reply from Credit Genie2026-07-17
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
Theresa CadotteUnited States · 1 review · Experienced 2026-06-12 ·
★★★★★
They helped with a good amount that…
They helped with a good amount that came in clutch 👌 mint!!
Reply from Credit Genie2026-07-14
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
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Allison CartwrightUnited States · 6 reviews · Experienced 2026-07-10 ·
★★★★★
Easy app to menuever and understand
Easy app to menuever and understand. Quick fix for my need;)
Reply from Credit Genie2026-07-14
Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support
I paid for the instant service and still and it took them a day to send it to me. Complete RIP OFF!!!
Reply from Credit Genie2026-07-15
We’re sorry for the frustration and understand your concerns about the timing of your transfer after selecting instant service. We’d like to review what happened and help address your concerns. Please contact us at support.creditgenie.com so our team can investigate and assist you directly.
—Catherine, Credit Genie Support
