We help people with credit issues. Call or email us today to get started.----------------------------------Marko Petkovic - CEO
Written by the business, not verified by us.
Is Credit Sage legit?
Credit Sage (creditsage.com) has a 3.9 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 74% rate it 4 stars or higher while 25% give 1 star; The business has not yet replied to negative reviews; Reviews mostly discuss Customer service, Price. Last updated 2026-08-12.
What reviewers say
AI generated
Reviewers had a great experience with this company. People frequently share wonderful feedback about the team, noting that representatives are exceptionally kind, professional, and genuinely dedicated to answering every single question thoroughly. Many consumers feel deeply grateful for the guidance received, noting that agents make complex financial situations much easier to understand and navigate.
Some reviewers were not happy with unexpected costs, explaining that extra charges were not fully disclosed upfront during initial conversations. A few other people also felt that the program failed to deliver meaningful outcomes or remove negative items from their credit files despite substantial payments.
Auto-generated from all reviews of this business. For reference only.
What people say
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Selah G. · 1 review · Experienced 2026-06-17 ·
★★★★★
Rockstar Agent
I can't remember the name of the agent (blame my mom brain) but he was insanely helpful and knowledgeable! He explained everything to me in great detail, and made sure I understood the entire process. He also helped me by paying a much lower amount than I was anticipating! This whole process was a positive experience, and let it be known that kindness goes a long way!
B
Brandi · 1 review · Experienced 2026-06-16 ·
★★★★★
Mr Ball was very helpful and wonderful
Mr Ball was very helpful and wonderful. Couldn’t be happier with the service!
M
Matthew Mantooth · 1 review · Experienced 2026-06-15 ·
★★★★★
Did an absolute great job.
Did an absolute great job.. couldn’t be more happy. Thanks buddy
The representative was clear with what I should expect. In 3 months several things were off of my credit. It was an investment but it worked. I had my fiance sign up last week too.
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Michael Pellegrino · 1 review · Experienced 2026-06-12 ·
★★★★★
Perfect from start to finalizing
Perfect from start to finalizing. Great personally and professional.
Keep her with your company's.
An ABSOLUTE SCAM, someone should pursue a class action suit against them...I'm out hundreds at minimum with nothing to show. The positive reviews are from them.
J
Jacob Ruei · 2 reviews · Experienced 2026-05-16 ·
★★★★★
Credit sage isn’t trustworthy at all
WARNING ‼️Warning ‼️ Warning ‼️ Stop 🛑 Stop 🛑 Stop 🛑 Stop 🛑
Stop 🛑!
Stop 🛑!
Stop 🛑!
Don’t sign anything from credit sage please!Slam the scam Credit sage!
Be aware!
Be cautious!
Be vigilant.
We will shutdown credit Sage and its management!
Customers safety first!
Not receiving salaries that comes from dishonesty!
Credit sage loss its integrity!
I have concerns about Credit Sage's trustworthiness. They allegedly engage in deceptive practices, and their business model seems questionable. According to my experience, their representatives may sound convincing, but the company's actions appear predatory. I've experienced unauthorized charges of $400, which they didn't refund. Their pricing model includes an initial payment of $399, followed by $99 monthly payments, and then an increased payment of $126. I advise others to exercise caution when dealing with Credit Sage due to their negative reputation and alleged scams. The company may generate positive reviews to manipulate public perception. It's essential for consumers to be aware of these issues and protect themselves from potential scams.
Stop 🛑!
Stop 🛑’
Stop 🛑!
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Stephen Adams · 1 review · Experienced 2026-06-12 ·
★★★★★
I was on the phone with buddy ball and…
I was on the phone with buddy ball and he made sure I was taken care of. Thank you for all you have done for me.
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Lori Dorsey · 1 review · Experienced 2026-06-10 ·
★★★★★
Ezekiel was super amazing
Ezekiel was super amazing! Knowledgeable and thorough. Thank You is not enough for all the time he spent with my credit issues.
Extremely Grateful 🥲
J
John · 3 reviews · Experienced 2026-06-11 ·
★★★★★
Read the Cintract!
Spoke to a very helpful initial sales person who did not volunteer all of the fees to be charged by Credit Sage, but said only ongoing cost was $24.75 for monthly credit report/monitoring. Have been in program for 5 weeks and have gotten nothing from 2 of the 3 CRAs, and nothing but a copy of my basic credit report from the 3d. Read the contract as it lays out the costs that they don’t tell you upfront! The big concern going forward will be whether their 90 day guarantee of success is worth the proverbial paper it is printed on.
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Brenda Villa · 1 review · Experienced 2026-04-14 ·
★★★★★
scam- don't pay a dime
I paid for a service fee, and they did not complete the job that I paid for but were still requesting a payment of $99 a month.
No refund was offered due to the cancelation. I was not notified of the $99 a month when I spoke to the representative. I am at a loss of almost $400.
It is a scam to go thru this company.
D
Daniel Robles · 1 review · Experienced 2026-06-11 ·
★★★★★
I had the best experience with the best…
I had the best experience with the best possible results for my credit report. My collection has been an ongoing issue and has hindered me from Receiving a loan but the agent Cassie fixed all of my issues for half of the price! 10 out of 10 stars!!
K
Kenndel Eli · 1 review · Experienced 2026-06-09 ·
★★★★★
Credit sage - is the name of the company.
It is nice to know the name of the company. My story starts just like the rest of them. I called this company on a mistake trying to reach a dept collector. The rep on the other line refused to provide me with a name of the company I was calling. But insisted that i needed to make a almost 400 payment with additional 29 charge and a monthly fee of 99 bucks. Not including the 1.00 charge. Just charges when I was just trying to find out about a dept collector. The Cus rep was rude aggressive and frankly just trying to sell me something I did not even want or intend to sign up for. Its a trap- Do not sign up for this services. They don't even mention that this is a subscription you are siging up for. Spent hours on the phone and the whole time she just wanted me to buy something for nothing! You can tell they are really trying to take advantage of someone who is already overwhelmed and not really knowing what to do.
This company scammed me out of over $1000 with no type of feedback during the course of repairing my credit. I would not work with this company for any care or credit repair as they are not forthcoming regarding the services how long the services should be taking place and they are not upfront regarding the payment that will be collected monthly until you notice that money has been taken out of your account but not authorized. This company is a scam and not real and consumers be wary of conducting any business with credit sage.
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Samuel Skeen · 1 review · Experienced 2026-06-08 ·
★★★★★
Clem Sanders was very efficient and knowledgeable
The knowledge and efficiency of Clem Sanders
H
Highrolla · 1 review · Experienced 2026-06-08 ·
★★★★★
After paying thousands of dollars to…
After paying thousands of dollars to this company, I was misled to believe that I was paying off my debt as a settlement. Boy was I completely misguided and lied to. They are not transparent. They do not ever take accountability nor do they ever take responsibility you will not see a penny of it back. I wasted thousands of dollars and still lost my bank account and lost so many other things, but I won’t talk about it. Please be careful do not give them a penny.
G
Greg · 1 review · Experienced 2026-06-06 ·
★★★★★
Rye walker was the best
Rye walker was very knowledgeable and was very clear on giving me my options.
My experience was good Jack explained everything to me and the program sounds better than what I was in .
P
PatrickUnited States · 7 reviews · Experienced 2026-06-05 ·
★★★★★
Paid $1,800 and Saw No Results — Be Careful of the Promises Made During the Sales Process
I paid Credit Sage $1,800 in March with the expectation that they would help remove negative items from my credit report. I was also enrolled in their partner credit monitoring service for $24.99 per month, which was supposed to provide access to an updated credit dashboard. Unfortunately, I have not seen any meaningful updates or results.
During my initial consultation, I was told that these items would likely be removed within 90 days. That timeframe came and went with no changes to my credit report. When I called for an explanation, the response changed to, "We never guaranteed that anything would be removed."
While they may protect themselves through the language in their contracts and disclosures, I feel the expectations set during the sales process were very different from the actual results delivered. Looking back, I believe I would have been better off using that money to negotiate directly with my creditors.
Do your own research before signing up. Understand exactly what is and is not guaranteed, and don't rely solely on verbal promises made during the sales process.
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lourivaldo domingosUnited States · 1 review · Experienced 2026-05-29 ·
★★★★★
After spending thousands of dollars and…
After spending thousands of dollars and multiple phone calls that fell on deaf ears, these guys never helped me. I told them my goals they assured me 90 days was sufficient to help me with my credit and 6 months later still no improvement. These guys are absolute jokes. I do not recommend their service. Absolutely horrible and on top of that they have no accountability.