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Debthunch

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103 reviews

4.7103 reviews
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About Debthunch

Data updated
Website
debthunch.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
5 reviews
Replies to negative
14% (1/7)
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About this business

Who is Debthunch? Debthunch finds the best debt consolidation solutions for people just like you. Instantly.Is Debthunch legitimate? Yes! Debthunch is family owned with over 20 years assisting people with finding the best financial solutions available. Debthunch has a an Excellent rating on Trustpilot. Is Debthunch reliable? Yes! In addition to having Excellent and near 5-star ratings with Trustpilot and Google, Debthunch has been named multiple times to the prestigious Inc. 5000 list of fastest growing privately held companies.Here is a message directly from Debthunch to you. Our goal is simple, match you with the best debt consolidation solution that provides the greatest savings and pays off your debt in the shortest amount of time possible. We take great pride in the fact that for over 20 years we’ve helped people just like you find the right debt consolidation solution for their situation, but don’t just take our word for it. Read what our customer reviews have to say and use Debthunch for your debt consolidation to experience the same amazing results they did at https://www.debthunch.com/reviews.We understand that with so many debt consolidation options, finding the smartest debt consolidation solution for you can be time consuming, confusing and costly. The good news is that we’ve already done the hard work for you and sought out the smartest debt consolidation solutions available. With Debthunch we’ll quickly analyze your application and then instantly match you with the smartest debt consolidation solution for you. When you’re struggling to juggle several bills with different interest rates at once, Debthunch can help you to consolidate your debt with a variety of debt consolidation solutions.Debt consolidation works by combining high-interest unsecured debt from credit cards, personal loans, medical bills, collection accounts and private student loans into a single payment at a much lower interest rate or no interest at all. Participating in debt consolidation allows you to reduce the total amount of debt that you owe and also allows you to pay off your debt for quicker and for much less. If you’re looking for a way to reorganize your bills and take control of your finances again, consider using Debthunch to find the best debt consolidation solution for your personal needs.There are four main debt consolidation options that you’ll want to investigate and choose from; a personal loan, line of credit, mortgage refinance or debt resolution. Keep in mind that each of these options will allow you to move your debt payments into one lump sum.The debt consolidation solution that works best for you will depend on your unique financial situation and your current debt. Call us today at 1 (800) 299-3511 or read our Debthunch reviews to learn about the available debt consolidation options for you and how a personal loan, line of credit, mortgage refinance with cash-out or debt resolution may help you pay off your debt quicker and for much less and get you the debt relief you need.If you’re not sure why you should consider using debt consolidation for your high interest unsecured debt, there are several unique benefits of using debt consolidation. Some of these benefits include using a personal loan, line of credit, mortgage refinance with cash-out or debt resolution can help you achieve a lower interest rate or even zero interest depending on what you qualify for. These options are designed to pay off your debt quicker and you pay much less in interest, which saves you a ton of money and can bring you some much needed debt relief.When you use a personal loan, line of credit, mortgage refinance with cash-out or debt resolution to consolidate your debts you’ll have a set schedule for you to pay off your debt. This means that you’ll have an exact time when you’ll become debt free if you make sure that you stay consistent with your payment schedule.While your credit score is based on a variety of different factors, contemplating your debt with the use of debt consolidation in the form of a personal loan, line of credit, mortgage refinance with cash-out or debt resolution can help you to boost your credit score as you pay down your debts and get some much needed debt relief. Please visit us at https://www.debthunch.com/reviews to read Debthunch customer reviews or if you want to learn more about debt consolidation and improving your credit visit our Debthunch blog at https://www.debthunch.com/blog.We understand that there’s a lot of debt consolidation options on the market. That’s why we’re here to help you find the smartest debt consolidation solution for you. We’re here to instantly match with the best debt consolidation solution for your unique situation

Written by the business, not verified by us.

Is Debthunch legit?

Debthunch (debthunch.com) has a 4.7 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 93% rating it 4 stars or higher; The business has replied to 14% of negative reviews; 5 of them were added in the last 12 months. Last updated 2026-09-05.

What people say

Great company to work with!

"I recently had the pleasure of working with Debt Hunch and I must say that my experience was truly outstanding. From the moment I submitted my application to the final disbursement of funds, their team displayed exceptional professionalism and efficiency. First and foremost, the application process was incredibly straightforward. Their online platform was user-friendly and intuitive, allowing me to easily input all the necessary information. Moreover, the application was processed promptly, and I received a response within a few hours. The customer support team was readily available to answer any questions I had, and their friendly demeanor made the entire process. Overall, my experience with Debt Hunch was incredibly positive. Their personalized service, user-friendly platform, and quick disbursement process made them stand out from other loan companies I have worked with in the past. I would highly recommend Debt Hunch to anyone in need of financial assistance, as they truly deliver on their promise of a hassle-free loan experience.”

My debt has accumulated over the last…

My debt has accumulated over the last five years and Covid really sent my financial situation into a spiral. I realized that I would be paying off my debt for upwards of 20 years, something that was a harsh realization. The interest and fees that my creditors charged me on a monthly basis where insane, maddening even! I knew something had to be done and so I started researching what my options were. When I spoke to Brooke she helped me find the best solution that fit my situation. I have been in the program since February 2023. I am happy with the results and am on my way to financial freedom. I have been able to save $700/monthly with a lower payment. I am able to help my granddaughter go school shopping. This has literally changed my life. I HIGHLY recommend.

(Updated) I'm beginning to wonder...

Edit update (August 3): Once I understood that for some weird reason my phone was showing a spam warning for their calls, things got underway. Now I'm enrolled (thank you, Anthony!) and everything is looking up, making it no problem at all to change them to a 5-star rating. It really was very easy and understandable. Before I proceeded, I looked up the company with the BBB, and they have an A+ rating. That relieved a lot of my worries. I'm beginning to wonder... The website wouldn't work for me, so after a few rounds of telephone tag I talked to a person, we did the preliminary. She said it would be referred, and I'd be contacted. I need to point out that I have lots of doctor appointments, so telephone tag is normal. The company would contact me by text, I'd arrange a callback time (also by text). I call, get voicemail, no problem since they surely handle a multitide of customers. I leave a message asking them to text me so I can call them back, because Google android shows their number(s) to be spam. My phone automatically reroutes spam calls, I have no idea they have happened, unless they leave a voicemail. And then, a different person calls, it's spam classified, I get a message, I call back immediately and get voicemail. I'd like to get the ball rolling. Are they really not spam?

Misleading offer

I answered a mailer online for a pre-approved loan at 6.99%. I was not able to complete it online and they had to call me, which is automatically one star gone. If I wanted to talk on the phone I would call. Then, when they called, the gentleman told me there were lots of options and he couldn't tell me what I was approved for until he looked into my credit and income and everything. The mailer was completely misleading and I was apparently not pre-approved for a 6.99% interest loan. I would stay away. UPDATE - Thank you for your response. It appears Debthunch meant to say "prequalified" not "pre-approved". Hopefully, in your future correspondence, you will correct this.

Reply from Debthunch2023-06-15

Your situation appears to be a result of a misunderstanding with regards to what it means to be 'pre-approved' versus 'approved'. We have never run into this type of situation in the last 19 years where there is a grievance with providing the necessary application information as clearly outlined in the 'pre-approved' offer's terms and conditions to determine whether the applicant can be 'approved'. When responding to a loan offer an applicant must always allow for their income and credit to be verified to confirm there has not been a migration in credit rating, a recent delinquency or an insufficient debt-to-income ratio post pre-approval. In your case we weren't even able to determine whether you could be approved because you were unwilling to provide the required information pursuant to the pre-approved offer terms and conditions to confirm your identity, check your most recent credit report and verify your income at the time of application. This is standard operating and underwriting procedure for lenders and banks to determine approval. In order for an applicant to be considered for approval, they must first confirm their identify, provide authorization to have their credit report run, verified and qualified and provide proof of income to verify adequate debt-to-income and ability to pay. We are unaware of a lender that will approve an application without confirming these items at minimum. Our process as shared in the pre-approved offer terms and conditions does require that you must speak with a live Debthunch representative and provide the above application information at minimum prior to being approved for the offer. We wish you the best and hope you find a solution to help you pay off your debt. UPDATE - You're welcome. Yes, the terms pre-approved and pre-qualified are usually considered interchangeable and synonymous for many lenders offering debt consolidation loan products. As shared this is the first time in 19 years that we've had a situation where a prospective applicant felt misled by the use of the term pre-approved for a prescreen offer. As displayed in the terms and conditions of the offer the applicant must agree to have their credit report run, verified and qualified and provide proof of income to verify adequate debt-to-income and ability to pay. This would be the case if the term pre-qualified or pre-approved was used.

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