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Money & Insurance

Earnest

174 reviews

4.6174 reviews
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About Earnest

Data updated
Website
earnest.com
Category
Money & Insurance
Location
United States · San Francisco
Status
Unclaimed
Last 12 months
174 reviews
Replies to negative
63% (5/8)
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Is Earnest legit?

Earnest (earnest.com) has a 4.6 out of 5 rating on OK.one, based on 174 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 63% of negative reviews. Last updated 2026-08-12.

What people say

M
Miette Sullivan · 2 reviews · Verified · Experienced 2026-07-17 ·

Every one I spoke to was very educated…

Every one I spoke to was very educated and informative and answered all my questions which was very helpful. I was able to make a discussion fairly quickly.

D
Daljit Singh · 1 review · Verified · Experienced 2026-07-10 ·

Very good fast service thank you

D
Donna Hughes · 2 reviews · Verified · Experienced 2026-07-16 ·

Thought the interest rate was too high.

M
Melissa · 1 review · Verified · Experienced 2026-07-15 ·

Easy to apply, quick approval

The application was super easy and quick

H
Heather · 3 reviews · Verified · Experienced 2026-07-17 ·

Keyanna was exceptional

Keyanna was exceptional. She helped me through a refinancing of my student loans, and was patient and kind the whole time. She helped me feel comfortable and trust that I was doing what I was right for me. Money decisions can be hard, and she made it easy. These things matter a lot. Thank you!

D
Deborah F · 1 review · Verified · Experienced 2026-07-17 ·

Happy Experience

The assistant was very patient, helpful, knowledgeable, kind, and understanding to my situation.

T
Tatiana Orr · 1 review · Verified · Experienced 2026-07-06 ·

The application was seamless and…

The application was seamless and support was extremely helpful

A
Avneet · 2 reviews · Verified · Experienced 2026-07-10 ·

Customer service

Really quick customer service support .They are quite professional.

C
Candice Kotulak · 1 review · Verified · Experienced 2026-07-10 ·

Very easy process and application

Very easy process and application, minimal wait times calling in and speaking with someone which is a stark contrast to the federal agency I was with before.

E
Enma Diaz · 1 review · Verified · Experienced 2026-07-04 ·

Professional

Very professional and productive

E
Erin Mickey · 1 review · Verified · Experienced 2026-07-09 ·

Very easy to maneuver through online…

Very easy to maneuver through online site.

A
Anonymous · 1 review · Verified · Experienced 2026-07-15 ·

very clear and easy to understand and…

very clear and easy to understand and initiate the process of refinance

J
James Hemphill · 1 review · Verified · Experienced 2026-07-09 ·

SIMPLE

Process was very simple !

A
Ashley Beasley · 1 review · Verified · Experienced 2026-07-16 ·

The loan application was quick and…

The loan application was quick and effective