Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of homeownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money. In a day and age where buying or refinancing a home have become increasingly impersonal, we choose to bring a personal touch back to the industry by building a team that prioritizes the client experience. At Evolve Home Loans, we will continue to focus on helping others with our core values in all that we do, it’s what got us AND keeps us passionate about the mortgage business.
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Is Evolve Home Loans legit?
Evolve Home Loans (evolvehomeloans.com) has a 5.0 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 100% rating it 4 stars or higher; 2 of them were added in the last 12 months. Last updated 2026-09-03.
As a retired loan officer, who has dealt with incompetent loan officers, and battled with underwriters, processors, appraisers, etc. in my 25 year career, I was hoping for the best but expecting the worst. Guess what....the worst never happened. Dave Wick, my MLO was on top of my file from the git go and never missed a deadline through closing. Marcia Maes, his processor was aMAESing, sorry. Communication was consistent, clear and understandable, with a minimum of lender speak. Promises made were delivered without fail. Easy, stress free transaction, fair pricing, transparent all the way through and a great rate to boot. You won't be disappointed.
Reply from Evolve Home Loans2021-11-02
Thank you Dave for your review and recommendation! Our team enjoyed working with you as well. We're glad you had an efficient and stress free process with us. Thank you for being a valued client and we look forward to assisting you again in the future.
My experience with Evolve Home Loans was extremely positive. Everyone I dealt with was professional, helpful and courteous. My loan closed sooner than I anticipated. I would gladly recommend this lender to anyone seeking to re-finance, purchase a new home or in my case, pull equity for improvements.
Reply from Evolve Home Loans2021-09-28
Thank you so much for your review and recommendation. We loved helping you with your refinance and we're glad your loan closed quickly! Thank you for choosing us. You are a valued client and we sincerely appreciate you.
Amazing service. Always looking out for their customers
Reply from Evolve Home Loans2021-09-28
Thank you for your review. We're glad you're happy with our customer service - our team enjoyed working with you also. Thank you for choosing us and we look forward to being of assistance to you in the future.
Everyone was great to work with, got back to me very quickly and the loan closed on time. I actually will miss talking with them because they seemed more like good friends by the end.
Reply from Evolve Home Loans2021-09-28
Thank you Victoria for your review and such kind words! We're so pleased that you are happy. Our team enjoyed working with you also and we always appreciate when someone notices. It was our pleasure working with you and look forward to helping you in the future.
Evolve Home Loans (previously AZ Home Loans) were fantastic to work with. They kept in contact and provided updates on a daily basis which kept us in the loop regarding the entire process. It was our first time purchasing a home and they made it so easy and provided lots of information. Highly recommend them!
Reply from Evolve Home Loans2021-09-07
Thank you Mark for your review and recommendation. Our team enjoyed working with you both also and we're delighted that you are happy with our customer service on your first home purchase! Congratulations and we look forward to assisting you in the future!
Jennifer and Anna at Evolve made this a simple and easy process. They were helpful in answering questions I had and kept my workload to a minimum. I would give them an A+ for their work!!
Reply from Evolve Home Loans2021-09-07
Thank you Neal for your review and kind words. We're glad you enjoyed our customer service. Jennifer and Anna enjoyed working with you also! Thank you for choosing us and being a valued client.
Loan fees were half that of other refi firms. A great experience!
Reply from Evolve Home Loans2021-09-07
Thank you Randall for your review! We're glad you're happy with our loan fees and customer service. Thank you for choosing us and being a valued client.
Very impressed with the short processing time of my refinance with cash out. I would recommend Evolve Home Loans to ALL my friends, coworkers and family. Excellent communication throughout the loan application process.
Reply from Evolve Home Loans2021-08-10
Thank you for your review and kind words! Our team enjoyed working with you as well and we're thrilled that you're happy with your refinance through us. Thank you for being a valued client and we look forward to assisting you again in the future.
I have used Evolve Home Loans three times for refinancing. The reason I have come back is because they are conscientious and easy to work with. The only issue I had this time was a one month wait for an appraiser which held up the process a bit. If I need a home loan in the future, I will use Evolve again.
Reply from Evolve Home Loans2021-08-10
Thank you for your review. We strive to make home loan and refinancing quick, easy and efficient for everyone. We apologize for the length of time the appraiser scheduling took as we don't have control over that process. Thank you for being a valued client and we look forward to assisting you again in the future!
It was pretty smooth experience I worked with Eric Clyne and the Cassie Sanchez and both were great. Answered all my questions and returned calls,texts and emails efficiently. I'd recommend them
Reply from Evolve Home Loans2021-08-10
Thank you Margaret for your review and recommendation. We're glad you had an smooth process with us. Thank you for being a valued client and we look forward to assisting you in the future!
Kudos to David Wick and Cassie Sanchez for making our loan processing run smoothly from pre-qualification to actual application all the way to closing. Our experience with Evolve Home Loans (formerly known as AZ Home Loans) is so exceptional that we'd recommend home buyers to reach out to you on their home lending needs. Professional, knowledgeable and friendly staff who are always available to answer any questions you may have during the entire loan process. Thanks Evolve Home Loans!!!
Reply from Evolve Home Loans2021-07-19
Thank you for your review and recommendation. We're so pleased that you're happy with our service! Our team enjoyed working with you also and we always appreciate when someone notices. It was our pleasure working with you and look forward to helping you in the future.
Annaleese and the team couldn’t have made this process any easier. Quick, easy and efficient. Would recommend!
Reply from Evolve Home Loans2021-07-15
Thank you for your review and recomendation. We're glad you had a quick and efficient process with us. Thank you for choosing us and we look forward to assisting you in the future!
Evolve Home Loans is a great company to do business with. They were able to close our loan within 30 days. Their Team members are very knowledgeable and quick to respond. The whole process was so easy. I highly recommend this company.
Reply from Evolve Home Loans2021-07-14
Thank you Brenda - we're so pleased that you are happy. Our team enjoyed working with you also and we're glad it was a quick, informed and efficient process. We always appreciate when someone notices. It was our pleasure working with you and look forward to helping you in the future.
I had recently refinanced my home with AZ Home loans. they were fast and professional when working with me. The process was pretty much done within 3weeks. Eric and Cassie are knowledgeable and were always available for any questions. I had the best experience working with them.
Reply from Evolve Home Loans2021-07-14
Thank you for your review and recommendation! Eric and Cassie enjoyed working with you and we're glad you had a quick process. Thank you for choosing us and being a valued client. We look forward to assisting you in the future.
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