Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of homeownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money. In a day and age where buying or refinancing a home have become increasingly impersonal, we choose to bring a personal touch back to the industry by building a team that prioritizes the client experience. At Evolve Home Loans, we will continue to focus on helping others with our core values in all that we do, it’s what got us AND keeps us passionate about the mortgage business.
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Is Evolve Home Loans legit?
Evolve Home Loans (evolvehomeloans.com) has a 5.0 out of 5 rating on OK.one, based on 101 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 100% rating it 4 stars or higher; 2 of them were added in the last 12 months. Last updated 2026-09-03.
Just finished closing on a new home and AZ Home Loans provided me with my mortgage lending needs. The application process was simple, I was kept up to date with the status of my loan, and my transaction completed seamlessly and on time. I was really impressed with their no lender fee model! Before leveraging AZ Home Loans, my real-estate agent had prepared me for a 3% closing cost lender fee. With AZ Home Loans, I didn't need to pay this added cost! I'll absolutely do business with them again!
Reply from Evolve Home Loans2021-07-01
Thank you HCY for your review and kind words. Smooth process, customer service and communication are goals we strive for with every client. Our team enjoyed working with you. We appreciate you as a valued client and look forward to assisting you again in the future!
Great experience from start to finish. I would suggest this group to anyone! Annaleese walked us through every step of the process and communicated with us whenever we had a question or concern.
Reply from Evolve Home Loans2021-07-01
Thank you DA for your review. Annaleese and our team enjoyed working with you as well. We're glad you had a quick and informed process with us. Thank you for being a valued client and we look forward to assisting you again in the future.
A+ company. Every person I talked to was knowledgeable and efficient. My loan closed in less than 30 days. Great experience-- I should have contacted them sooner.
Reply from Evolve Home Loans2021-07-01
Thank you Laura for your review and kind words. We're glad you're happy with our customer service. Thank you for choosing us and we look forward to being of assistance to you in the future.
Had no problems was kept inform and great customer service
Reply from Evolve Home Loans2021-07-01
Thank you for your review. We're glad you have a better rate and had a resourceful and positive process with us. We look forward to assisting you again in the future!
Best refinance experience I've ever had.
Great communication and service throughout the process. I highly recommend AZ Home Loans for the best rate and hassle-free loan processing!
Reply from Evolve Home Loans2021-06-14
Thank you for your review and recommendation! We strive to make home loan and refinancing quick, easy and efficient for all of our clients. We're glad you had an awesome customer service experience and we look forward to assisting you in the future.
My experience with AZ Home Loans was great. Marcia and Galen went OVER and ABOVE what I think a normal mortgage broker would. Mine was a difficult loan and had a strict deadline. Galen and Marcia worked early mornings and late nights to make it happen. I'm forever grateful for both them. This is my first home purchase and if it wasn't for them, I probably would not have this property.
Reply from Evolve Home Loans2021-06-07
Thank you Kesha for your review and kind words. You were a pleasure to work with. Congratulations, and we hope you enjoy your new first home. Thank you for being a valued client and we look forward to working with you again in the future!
We appreciated the quick work that got our refi closed in only a few weeks.
Staff kept us posted on the process and let us know whenever anything was needed from us.
We got a great rate and thorough service. We are pleased.
Reply from Evolve Home Loans2021-06-03
Thank you Lois for your review. We're glad you have a better rate and had a thorough and positive process with us. We look forward to assisting you again in the future!
Would highly recommend. Very friendly, professional and answered all my questions. Made the process very easy. thank you!!!
Reply from Evolve Home Loans2021-06-03
Thank you Gilbert for your review and recommendation. We're glad you had an easy and positive process with us. We look forward to assisting you again in the future!
Thank you Crystal and Annaleese for guiding us through this mortgage process. You were able to wrap it all up very quickly and efficiently. We will be back when we buy our next property. G&RKnox
Reply from Evolve Home Loans2021-06-03
Thank you G & R Knox for your review and recommendation! Crystal and Annaleese enjoyed working with you, and we're pleased you're happy with your experience with us. Thank you for choosing us and being a valued client!
Awesome communication! Easy, simple process. Worked to accomplish my request, definitely recommend.
Reply from Evolve Home Loans2021-04-28
Thank you for your review and recommendation! We're glad you had an easy and efficient process with us. Thank you for being a valued client and we look forward to assisting you in the future!
What i was told was what I got but even better!!!!
Reply from Evolve Home Loans2021-04-28
Thank you Kimberly for your review and kind words! We're glad you had a good customer service experience and we look forward to assisting you in the future.
Customer Service is excellent! Everyone diligently did their job in a prompt and professional manner. I have referred and will continue to refer client's to AZ Home Loans!
Reply from Evolve Home Loans2021-04-28
Thank you for your review and recommendations. We're glad you're happy with our customer service and sincerely appreciate working with you and your clients. Thank you for choosing us and we look forward to being of assistance to you in the future.
Great staff. Very pleasant and attentive. They all worked very hard to keep us informed and helped us to stay on top of all the crazy documentation requirements from underwriters. Anna was my favorite.
Reply from Evolve Home Loans2021-04-28
Thank you Duane for your review! Our team enjoyed working with you both also and we're delighted that you had a great experience. We appreciate you both as valued clients and look forward to assisting you in the future.
Excellent experience with the entire AZ Home Loans team. Very thorough, great attention to detail, and super responsive. As most people do, my wife and I had many questions at different stages of the process. Any time we picked up the phone or sent an email it was quickly responded to. I would highly recommend them!
Reply from Evolve Home Loans2021-04-14
Thank you so much Bryan for your review and recommendation. We loved helping you both on your property and we're glad you;re pleased with our communication and customer service. Thank you for choosing us. You are valued clients and we sincerely appreciate you!
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