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Business Services

ipaymy

ClaimedCollecting reviews

377 reviews

4.1377 reviews
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About ipaymy

Data updated
Website
ipaymy.com
Category
Business Services
Location
Singapore
Status
Unclaimed
Last 12 months
27 reviews
Replies to negative
93% (41/44)
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About this business

Use your credit card to pay your biggest expenses including rent, salaries and invoices to earn credit card points and rewards like never before, while improving your cashflow.

Written by the business, not verified by us.

Is ipaymy legit?

ipaymy (ipaymy.com) has a 4.1 out of 5 rating on OK.one, based on 377 user reviews collected here. It is listed under Business Services and its reputation is good. 75% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 93% of negative reviews; 27 of them were added in the last 12 months. Last updated 2026-10-24.

What people say

Using credit card It is not as common…

Using credit card It is not as common to use a credit card to pay invoices locally as compared to overseas. Little did we forget about the extra miles and perks the little fee is going to give us. 2.25% for a $5,000 invoice is as though you just visited a fancy restaurant or went for a drink session with your friend - it is both fair and manageable. I have tried cardup which is more expensive, took a week prior to deduct my credit card and have a stringent process of approving the invoices. As compared to ipaymy which only needs 2 days prior to deduct your credit card and that will stretch your credit a little further. Vetting process is also much faster and easier, there is no urgent fee to exploit the customers like what their competitor did. Definitely would recommend it. Didn’t give 5/5 star because the fee can still be lower, or at least lower for regular customers or have a tiering system. Some of us have more invoices and would definitely love to see a better rate =)

You have been helpful

You have been helpful. Better if we can do away with texting and do a call back or direct call to you to save time. Time is money.

Reply from ipaymy2020-05-27

Hi Mr. Benedict! Thank you for taking the time to provide this feedback. Our team will look into what we can do to make this service channel available in the near future.

I think some the condo account details…

I think some the condo account details you should have it automated like cardup. It was very troublesome to input details myself. If not for the lower rate I would use cardup instead.

Reply from ipaymy2021-01-11

Hi Jack! Thank you for taking the time to provide this detailed feedback. While it may have taken a tad longer to add your bank details specific to your condo, the good news is for your next payment these details are all saved and ready to go for your next payment :) We do hope the delivery of your payment was a 5* experience.

Promotion code for May 2020

Can I have promotion code for May 2020 payment or every promotion code to be email to our email.

Reply from ipaymy2021-01-11

Hi Leong! Thank you for being a loyal ipaymy user! We can confirm that you are subscribed to our promotional email list so you should always be in the know about our latest and greatest promotions. If you still aren't receiving our emails check your spam/junk mailbox to make sure they didn't accidentally end up there. Also, be sure to follow our Facebook/Instagram pages for the latest information on promotional offers. If you still believe you aren't receiving our emails give our friendly support team a shout on our live chat and we will be happy to help you out. Don't forget you can also be rewarded for spreading the word about ipaymy by inviting your friends and favourite businesses to join ipaymy through our referral program! :) We hope the delivery of your payments has been a 5* experience!

Got the promo code too late

Reply from ipaymy2020-05-13

Hello! ipaymy runs occasional promotions from time to time which are usually announced by email. We do strive for 5 star service in delivering your payment. We hope you found the process of taking advantage of our recurring rent promotion and your landlord receiving the rent payment on time a positive experience.

simple to use

simple to use. If you could provide some common recipient's bank details like insurance companies etc would be great. Some other platform provides such, so customers like us do not need to find it out on our own.

It will be good if Malaysia ipaymy…

It will be good if Malaysia ipaymy business account allow to send payment to overseas since now many businesses are dealing with vendor abroad . Thanks

Reply from ipaymy2021-01-08

Hi Sam! Thank you for providing this suggestion. We have shared this feedback with our product team and have made a note to keep you updated on any new service offerings. Despite not having cross-border payments available it Malaysia we do hope your experience in paying Invoices and Salaries was a 5* one.

The charges a little bit high though we…

The charges a little bit high though we can get the reward points from Credit Card. Hopefully when more people is using Ipaymy, a more competitive charge can be reviewed. Not easy to find UEN of company and get hold of their bank account to deposit the payment. all other is good. Easy to use though

The lovely team extended my promotion…

The lovely team extended my promotion rate of 1.99% for entire 2020! Thank you ipaymy team!

Reply from ipaymy2020-04-15

Hello Wong! Thank you for taking the time to provide this feedback. We are happy to hear you were able to take advantage of our recurring rent promotion and get to enjoy the convenience of automatic rent payments every month :)

Speechless experience...

I have been a user of Ipaymy ever since 2018. I had missed out a few promo codes, which always happen right after I submit my payment. I have tried to find any new ones before I submit my payment and fail to find any. But I know that I can always ask your friendly team over chat function right? - X The recent incident, I have tried to chat with one of your team members. Before I submit my payment and I tried to ask if there are any new Promo codes for the month of April, he said no... I am thinking, ok thats fine... March has it but I missed it, so maybe April don't have anymore... Thats alright, I have tried but failed... Move on... Shortly after I submit my payment. TADA~! MF! New promo code for April is Out! Hooray for all the other users! But NOT FOR ME! You cannot imagine my frustration when I saw the promo email. Anyway, I have tried whatever I could and I am just VERY disappointed over this...

Reply from ipaymy2020-04-16

Hi Billy, first of all, thank you for being such a loyal customer. We are very humbled and appreciative that you have chosen to use our service for over 2 years. We have tried to reach out to you personally to discuss this matter in greater detail however have not been able to reach you yet. We are really sorry to hear how much frustration this has caused you. We can understand how inquiring for a promo code, being told there currently isn't one available and a couple of days later receiving one can be disappointing. We investigated your case further and we can genuinely say, at that moment of time we did not have an ongoing promotion towards invoice payments. As a business, we occasionally run promotions and our marketing tactic is not to intentionally announce promo codes as a result of an individual recently using our service. Once again we are sorry to hear about your disappointment and due note you are still eligible to take advantage of any ongoing promotions. We hope this experience does not discontinue your loyalty with us. Thank you once again for taking the time to share your feedback!

Please support AMEX in Malaysia

Still giving 1 Star as Singapore and Hong Kong are supporting AMEX payment but not in Malaysia.

Reply from ipaymy2020-04-14

Hi, Kevin thank you for taking the time to provide this feedback. In Malaysia, we currently only support payments made with Visa or Mastercard. We hope you do not view your actual experience of using ipaymy + a Visa credit card as 1-star experience as our team strives to provide 5-star service with regards to customer support and reliable delivery of your payments.

Customer Service is good for helping…

Customer Service is good for helping 1st time user

Reply from ipaymy2020-04-14

Hello! We are so thrilled to hear you had a great experience as a first time user! We hope to continue to provide this excellent service going forward! Should you ever need any assistance you can always rely on your Account Manager or reach out to us on our live chat. :) Thanks again!

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