Use your credit card to pay your biggest expenses including rent, salaries and invoices to earn credit card points and rewards like never before, while improving your cashflow.
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Is ipaymy legit?
ipaymy (ipaymy.com) has a 4.1 out of 5 rating on OK.one, based on 377 user reviews collected here. It is listed under Business Services and its reputation is good. 75% of reviews are 4 stars or higher and 8% are 1 star; The business has replied to 93% of negative reviews; 27 of them were added in the last 12 months. Last updated 2026-10-24.
Hi there, we're delighted to hear that you find our platform user-friendly and that you've discovered some advantages while using our services.
We're committed to providing an intuitive and accessible experience for our users, and knowing that you've found it friendly to use means a lot to us.
If you have any specific features or advantages that you'd like to share or if there's anything we can do to enhance your experience further, please feel free to reach out. Your feedback is invaluable to us!
Hi Wai Yin, thank you for sharing your experience! We're thrilled to hear that you noticed a faster payment period.
Ensuring swift and efficient transactions is something we continuously work on, and it's fantastic to know that you've observed the improvement. Your satisfaction is our priority, and we're grateful for your support.
Very easy to setup payments & rates charged are compatible to its competitor. Minimum amount required is also much less.
Reply from ipaymy2023-12-06
Thank you for your 5* review Kumari! We're thrilled to hear that setting up payments was a breeze for you. Your satisfaction means a lot to us, and we're grateful for your support.
Should you have any further questions or need assistance, please don't hesitate to reach out. We're here to help!
Hi Gordon, thank you for taking the time to share your feedback! Ensuring a smooth and timely process is one of our top priorities, and we're thrilled that it met your expectations.
If you ever need further assistance or have any questions, feel free to reach out via our live chat or email us at [email protected]. We appreciate your trust in us and look forward to serving you again.
Easy to use and understand BUT it would have been great if you also have promo codes for mastercard. I had to use another 3rd party payment servide provider just because they provide discounter fee.
Hi Halid, we are sorry to hear you found ipaymy’s services too expensive. Although ipaymy provides a simple and automated way to ensure all your recurring expenses are paid on time, many of the users find added value by using the platform over an extended period of time to passively accrue credit card points in miles - which may result in earning enough points to redeem towards a business class flight for up to 70% less than the retail price.
We do run promotions from time to time which you can find out more about here: http://help.ipaymy.com/en/articles/6360497-current-promotions. If there’s any specific aspect you believe needs improvement or any feedback you’d like to share, we’d genuinely appreciate it. Our goal is always to ensure our customers are not just satisfied but delighted with their experience.
The response to my queries is very fast and prompt. Explanation is also very clear
Reply from ipaymy2023-11-01
We truly appreciate your feedback Casey! It's fantastic to hear that you've had a positive experience with our customer support team. Providing fast and clear responses to your queries is a top priority for us at ipaymy.
Your satisfaction is important to us, and we're here to ensure that you receive the support you need. Thank you for choosing us!
Hi Jay, we're elated to hear that you found our process smooth and simple! Thank you for choosing us, and we're here to provide you with a hassle-free experience whenever you need our services.
User friendly interface with many popuplar vendor available for selection without the need to keying in.
Reply from ipaymy2023-11-01
Hi there, thank you for taking the time to share your positive feedback! We're thrilled to hear that you found our platform user-friendly and appreciate the convenience of selecting popular vendors without the need for manual input.
Your input is invaluable as we continue to enhance our platform. We look forward to serving you with even more convenience and ease in the future!
Hi Jia Yung, we're delighted to hear that you found our payment setup process easy! At ipaymy, we're committed to providing a seamless and convenient experience for our customers.
If you have any more feedback or suggestions to make your experience even better, please feel free to share them with us. Thank you for choosing us, and we look forward to serving you in the future.
Feels cheated to have made payment via ipaymy in hopes of accruing miles only to be informed there is a "system glitch" and code used was identified by Citibank to be for Real Estate Agents and Managers Rentals. As such, no miles were accrued on Citibank card. Lost over 900 miles which could have been accrued via CardUp or other services. Wrote in to ipaymy and they were unable to offer anything except an apology for the "glitch" and believe it or not, a promo code to TRY AGAIN for the next payment.
Will most likely never use ipaymy again. Miles lost, unsavoury experience, nothing like what is promised on its website.
Reply from ipaymy2023-11-02
Hi Anna, thank you for taking the time to share your experience with us. We sincerely apologize for the inconvenience you’ve encountered when using ipaymy for your payment and your disappointment regarding your recent transaction.
We understand how important earning those card points and rewards are to you - so we can imagine how frustrating this must have been.
While we strive to offer a service where users can feel confident in paying their expenses and earning card points and rewards - unfortunately an isolated incident occurred. We sincerely apologize for this and tried to make amends by providing a new promo code for your next payment as you did not incur any fees for the affected payment.
Once again, we apologize for the inconvenience you’ve experienced, and we hope you’ll consider giving us another chance in the future. Your satisfaction is important to us, and we are committed to providing a service where you can feel confident about earning your card points and rewards.
Only receive the code for $30 off for first time payment after I make my first payment.
Reply from ipaymy2023-10-04
Hi Ling, thank you for sharing your feedback with us regarding the $30 off promotion. We understand your concern, and we apologize for any confusion or inconvenience you may have experienced.
To clarify, the referral code for $30 as the referrer does not apply to just the first payment hence you can use it for your next payment. However, we will certainly look into this matter to ensure a smoother and more timely process for our future customers.
If you have any further questions or if there's anything else we can assist you with, please feel free to reach out to our customer support team. Your satisfaction is important to us, and we're here to help.
Is great to have a live real person to guide us and not expect us to read all from articles or terms and conditions as everyone experiences different problem and scenario. However, we are blessed to have Vanessa, who possess her professionalism and patience in guiding and assisting us throughout the application (we applied before under diff names). Payment processing was fast and straight forward but quite alot of reports/documents to be printed for every successful transaction from the start till the end of payment received.
Reply from ipaymy2023-10-04
Hi Angela, thank you for sharing your valuable feedback with us! We truly appreciate your kind words and the time you've taken to recognize the personalized support you received from Vanessa during your application process.
We understand that navigating through articles and terms and conditions can be overwhelming, and we're committed to providing a human touch to guide you through your unique situations and challenges. Vanessa's professionalism and patience are indeed qualities we hold in high regard, and we're delighted to have her as part of our team.
We appreciate your feedback regarding the payment processing experience. We're constantly working to streamline our processes and enhance our systems to make it as straightforward as possible for our customers. Your input is invaluable in helping us make these improvements.
Regarding the reports and documents, we'll certainly review this aspect of our service to see if there are ways we can make it more efficient and user-friendly.
Once again, thank you for choosing our services and for your kind words. If you have any further suggestions or if there's anything else we can assist you with, please don't hesitate to reach out. We look forward to serving you again in the future.
Hi Anon, thank you for taking the time to leave a review! We're delighted to hear that you've been enjoying the convenience of our services and that you're benefiting from the miles you've earned. Your satisfaction is our priority, and it's always rewarding to receive positive feedback from our valued customers.
We're committed to providing you with a seamless and convenient experience every time you choose our services. If you have any suggestions or if there's anything specific you'd like to share with us to make your experience even better, please feel free to reach out. Your feedback helps us continue to improve and enhance our offerings.
Once again, thank you for choosing us, and we look forward to serving you again in the future. Safe travels and happy miles!
Hi Gowtham, thank you for your concise feedback! We're glad to hear that you found our service easy to use. We're thrilled that you took advantage of our American Express promotion.
If you have any more feedback or questions, feel free to reach out. We appreciate your support and hope to continue exceeding your expectations in the future!
Ipaymy service have been responsive, prompt and professional.
Platform though need some work. Citipayall platform is a lot better, though Ipaymy has its merits too.
Reply from ipaymy2023-08-21
Thank you for taking the time to share your thoughts on our service! We truly appreciate your feedback and are delighted to hear that you found our team to be responsive, prompt, and professional in assisting you.
We understand that platform functionality is important to our users, and we're committed to continuously improving our services. Your comparison to Citipayall's platform is valuable input, and we'll certainly take this into consideration as we work towards enhancing our platform's features and user experience.
If you have any specific suggestions or further feedback, please don't hesitate to reach out to us via [email protected].
Hi Taufiq, thank you for taking the time to share your thoughts! We're delighted to hear that you found our product reliable and easy to use. Your feedback encourages us to keep up our commitment to delivering high-quality and user-friendly solutions.
If you ever have any questions or need assistance, please don't hesitate to reach out. We appreciate your support and look forward to serving you again in the future!
More promotion code for non tax no recurring payment.
Reply from ipaymy2023-08-08
Hi there, thank you for taking the time to write this review! We appreciate your feedback and have fed this back to our internal team. Customer satisfaction is extremely important to us and we always strive to achieve the highest standards.
Stay tuned to our current promotions article here for more updates: http://help.ipaymy.com/en/articles/6360497-current-promotions
Hi Aseem, thank you for taking the time to share your experience with us. We apologize for any confusion or frustration you may have encountered regarding the mileage accrual.
Upon closer examination of the Terms and Conditions of the card used, we have identified that payments made during the promotion period are not eligible for miles. We understand that this information may not have been immediately clear although we do advise customers to refer to your card’s latest Terms and Conditions or contact your card issuers directly for confirmation.
If you have any further questions or if there's anything else we can assist you with, please don't hesitate to reach out to our customer support team at [email protected].