Fast quote
Fast quote. Quick and direct
We love hearing that, Tiffany. Thanks for the 5-star review. —Root Insurance Social Media Team
Root Insurance (joinroot.com) has a 2.9 out of 5 rating on OK.one, based on 102 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. Opinions are polarized: 49% rate it 4 stars or higher while 49% give 1 star; The business has replied to 94% of negative reviews. Last updated 2026-08-10.
Fast quote. Quick and direct
We love hearing that, Tiffany. Thanks for the 5-star review. —Root Insurance Social Media Team
I had root insurance and was in a total loss wreck in December of 2025. I was assigned Daniza Giles as my agent. For two weeks I could not get ahold of Daniza, had no rental car even though I had paid for coverage, and had no updates on what was going on with my car. When I asked for a new agent that would respond, root refused to assign me a new agent. I had to call everyday for two weeks to finally be able to speak to a supervisor that finally helped me and got me into a rental and got the loss moving on my car. Now here we are in April, i have a new vehicle and new car insurance so I would no longer have issues with Root. As it turns out, I was pulled over after an officer ran my plates only to tell me my license was suspended in March due to Root’s negligence in submitting the certificate of coverage to Indiana’s BMV, so now it looks as if I had no coverage at all during my accident! Wouldn’t you know, Daniza Giles was responsible for submitting it and never did. Wouldnt you also know, Daniza is conveniently not in the office again for another week and no one wants to help me get the form submitted to get my license unsuspended. As well as pay $250 in fines for a suspended license that I should have never had. Two kids and a full time job that I cannot take to school or show up to work now, and root wants to play with people’s lives and wellbeing. I will have a lawyer involved if it has not been submitted to the BMV by April 15th. Would never recommend this company to anyone, for any insurance at all. A joke of a company is all it is.
Hi, Kays. We're sorry to hear about your experience. Please know that we've shared your feedback with our claims department for review. —Root Insurance Social Media Team
Second time attempting to write a review, root insurance is deleting bad reviews as many times they can when possible, trustpilot needs to investigate. I got hit by someone who couldnt use a turn signal properly , after two weeks of them looking into it they said it was a 50/50 fault. No compensation. Other driver hired a expensive lawyer and scared root insurance into taking a bow and throw me under the bus at 100% fault. This cheap insurance will never help you if the other person sues you. They also have a high turnover rate with agents. Warning do not buy.
Hi, Ramon. We're sorry to hear about the accident and we hope everyone is safe. If you need help with a claim, please send your policy and claim numbers to [email protected] so that we can get this to the right place. Please also attach this review for context. Thanks in advance. —Root Insurance Social Media Team
Ok so my initial quote was 258 then I found I out that was only liability after I paid it and then when I tried to upgrade my policy they told me I had to pay another 358$ just to upgrade to full coverage
Hi, Samuel. We aim to make all aspects of your experience clear and convenient, starting when you sign up. We're sorry to hear this wasn't the case and we appreciate you giving Root a try. —Root Insurance Social Media Team
Not a car insurance company if you need help claiming through the other person's insurance I have had a few different car insurance companies this one is the worst full coverage doesn't mean anything but being expensive won't be using them much longer prefer people that speak English and I won't have to keep asking them to repeat what they say!!!
Hi, William. We're sorry to hear about your experience and have shared your feedback with our claims department for review. —Root Insurance Social Media Team
Easy to use the app to do our driving test and to sign up for a new policy!
Thanks, Connie! We're happy to hear we could make insurance easy for you. —Root Insurance Social Media Team
Thank you for sharing, Andreia. —Root Insurance Social Media Team
I just started insurance with root but I enjoy the app it’s very self explanatory and easy to use and access.
We're happy to hear we could make insurance easy for you. We'll be here if you need anything along the way. —Root Insurance Social Media Team
We love hearing that and we'll be here if you need anything. —Root Insurance Social Media Team
It’s a little hard for the older people to understand we’re not computer savvy
Hi, Tonya. We aim to make the Root app easy and convenient. If you ever need help or have questions, you can reach our customer support team at [email protected]. —Root Insurance Social Media Team
Root Insurance is one of the worst insurance experiences I’ve had. They cancelled my policy without warning and STILL charged me after taking my money. That’s beyond frustrating it feels like straight-up bad business. Save yourself the headache and don’t use them. They can cancel your policy whenever they want and still take your money.
Hi, Jordan. We aim to make all aspects of your experience clear and convenient, and we're sorry this was not the case. We appreciate your time with us and we'll be here to help if you need anything. —Root Insurance Social Media Team
Very easy and quick to sign up. It’s affordable and exactly what I needed during these tough economic times. Highly recommend!
We're happy to help you save and make insurance easy. Thanks for the 5-star review. —Root Insurance Social Media Team
Ariel is the best of the best. She put the customer first.
Thanks for the 5-star review, Lewis. We're happy to help and we'll continue to be here if you need anything. —Root Insurance Social Media Team
You gave me a quote of 1,400 for six months. When I entered my credit card, you charged me 1,558.00. When I called an hour later to cancel, you said you were charging me 50.00 processing. contract was sent while I was on hold with your agent. I had recommended your company to a very close friend, but when I found out your true value, I let him know you were a fraud.
Hi, Nehemiah. We aim to make all aspects of your experience clear and convenient, and we're sorry this was not the case. Please know that we've shared your review with our customer support team. —Root Insurance Social Media Team
The agent she was spot on with everything
We're happy to help, Mike. Thanks for the 5-star review. —Root Insurance Social Media Team
I still cannot get into Root after I paid for car insurance so, I have no idea if this is legitimate
Hi, Lori. We want to help, but we'll need a little more information from you. If you are still unable to view your policy in the Root app, you can reach our customer support team at [email protected] so that they can look into this. —Root Insurance Social Media Team
Once established information regarding my vehicle registration, the process didn't take long. It gave choice's that can be altered later and was hassle free. The competition prices was acceptable and affordable. Roots was recommended to me, so that I can do the same.
Thanks for the 5-star review, Lauria. We're glad you found us. —Root Insurance Social Media Team
Process was very easy and allowed me to get just what I needed for my insurance purposes.
Thanks for sharing, Jennifer. We're glad to hear we could make insurance easy for you. —Root Insurance Social Media Team
Hi, Andrew. We're sorry to hear this and hope to improve your experience. If you need help with a Root policy, please feel welcome to reach our customer support team at [email protected]. —Root Insurance Social Media Team
We appreciate the 5 stars, James! —Root Insurance Social Media Team
102 reviews matching