Kikoff (kikoff.com) has a 2.8 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. Opinions are polarized: 45% rate it 4 stars or higher while 50% give 1 star; The business has replied to 98% of negative reviews. Last updated 2026-08-10.
It’s seems like it works for your credit but not sure if you get the money back . If I would have known about this probably wouldn’t have tried . Because of not sure if this is like a savings account or expense account
Reply from Kikoff2026-02-01
Thank you for taking the time to share your feedback and we'd love to help clarify. The Kikoff Credit Account is a credit building subscription, not a traditional loan or card. Please note that the funds you pay towards your Credit Account cannot be withdrawn or refunded. Your monthly payments go towards building your credit history through on-time payment reporting to the credit bureaus. For further support, you may contact us directly at 1 (844) 741-9282 or visit http://kikoff.com/link/get-help.
My credit score has increased 70 pts since I first began using Kikoff. I started with a credit account then added a savings/loan. Well worth every penny spent. I've been able to dispute inaccuracies and I have received so many credit offers including refinance offers on my current auto loan. Do yourself a favor and let them help you raise your credit score!
Reply from Kikoff2025-11-20
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
A
Amanda · 1 review · Experienced 2025-08-14 ·
★★★★★
KICKOFF THE REAL MVP!!
Kickoff has been such an awesome experience for me because of how helpful they truly are!! Literally raised my score by hundreds of points!
Plus helped me figure out exactly how to help my situations when no one else would take the time to do so, THANKS KICKOFF!!
Reply from Kikoff2025-11-06
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
They deliver on what they promise. They’ve helped me increase my credit score much faster than I expected and I will continue to use them. Some of their features don’t seem to work, at least not for me, but all in all, they’ve been an immense help when it comes to raising my score.
Reply from Kikoff2025-11-03
Thank you so much for your positive review! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
