Kikoff (kikoff.com) has a 2.8 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is poor. Opinions are polarized: 45% rate it 4 stars or higher while 50% give 1 star; The business has replied to 98% of negative reviews. Last updated 2026-08-10.
This company supposed to be helping people to build your credit instead they are messing it up even more, do not trust them.
We're truly sorry to hear about your experience. We want to emphasize that Kikoff is specifically tailored to facilitate the easiest and most cost-effective way to build your credit. For further assistance, please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help.
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
Love it! My credit been going up hoping it keeps going this way
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
Takes forever to remove your exposure online..
Thank you for taking the time to share your feedback and we'd love to help clarify. Kikoff scans the web every 90 days to find any new instances of your information, including republished data. We automatically start the removal process. However, there's no set timeline for 100% of exposures to be removed, because different data brokers comply with our opt-out requests on different timelines. They are required by law to comply with our opt-out requests, but some do so more quickly than others. When information is removed, we'll send you a note that we have successfully removed your personal data from a broker! For further support, you may contact us at 1 (844) 741-9292!
Great app for quick building and a solid extra credit line with ease. Very easy to utilize. Simple and effective dashboard with individual headers of interest. Easy to maintain due to autopay features and up to date report checklist and tips. A.I. assistance with good results. Oh yeah and also great for people in need of credit recovery. Allows boosting credit with current bills
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
Quick understanding n
Thank you for your kind words! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
Kickoff was cancelled over 3 months ago Still get Calls emails text app alerts Your payment is late Called to ask for legal - was told they do not have legal department Which is either a Lie Or True - which is very illegal But at this point I have all documentation on this Looking for their legal department information as I have on recording that they do not have one Anyone who has dealt with this Help They took money Reports a trade line - which how legally are they doing this with nothing backing that trade line It doesn’t help Stay clear No phone number to call my first mistake Stay away Anyone else deal with Legal Help
We're truly sorry to hear about what you’ve experienced. Your concerns matter to us, and we want you to know that we're here to help and committed to finding a solution. Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
Having a login problem caused by phone number changed. I would like to cancel that’s all. I dont need this service and I’m cutting back on expenses
We're truly sorry to hear about your experience, but we're here to help! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can together to resolve this.
Their reps can't answer a simple question. I've spent the last few hours and about 7 emails (with screenshots) asking them where I can find my secured card's total and available credit limits. They tell me to look in menus and areas that don't even exist or show in the app. I still haven't found the information. Why is it so hard? The service may be good, but I think its time to cancel. Too much hassle for something that should be simple to find.
We're truly sorry to hear about your experience, but we're here to help! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can work together to resolve this. We remain committed to providing assistance!
It’s just the beginning got leave room for the real ratings
Hi Clarence! We are always thrilled to receive feedback from our users and implement enhancements to their overall experience. If there's something specific you'd like us to take a closer look at, we'd love to hear from you! You can reach out to us at 1 (844) 741-9292 or visit our website at http://kikoff.com/link/get-help.
Has been a great application to help with my credit building 😄
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
Kickoff says they raise ur credit score. That’s a straight up LIE!!! THEY are supposed to withdraw $5 from my account every month. I’ve had the same account for years and who doesn’t have five lousy dollars in their account. Since for whatever reason they decided to not take the money out for several months then report to the credit bureau that I’m behind on my payments my credit score dropped. Even when they were taking the payment out my credit score didn’t go up at all not because of kickoff anyway. Save urself the trouble look for a better solution elsewhere. Kickoff SUCKS!!!!!!!
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
Thank you so much for your positive review! We’re thrilled that you’re enjoying Kikoff. Your feedback motivates us to keep improving!
I never leave reviews, but I dont want any anyone else to experience what I have. They have Absolute horrible customer service, I had my payments come out automatically every Month for the last year, and they reported to the credit bureau that I had been late for the last 60days when I called them, the guy informed me that he could see my payments had in fact come out, he then told me they didn’t report to the credit bureau, when i informed him i had proof that my score had dropped drastically because of it he giggled, then i was sent an email a few hours later saying there was nothing that that could do to correct the bad ding on my report. Their FALSE information to the CB costed me 18 points. I thought the purpose of Kikoff was to help us with our credit but infact it’s a scam.
We're truly sorry to hear about your experience, but we're here to help! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can work together to resolve this. We remain committed to providing assistance!
I hate this company wish i never downloaded the app! I did a c edit builder loan to completion no late payments. I unknowingly opened a secured card and got two late payments added to my credit report for a seperate service i did NOT APPROVE !!!
We're truly sorry to hear about your experience. We'd be happy to take a look into this for you! Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out.
It has boosted my credit score over 660 points
Thank you so much for your positive review! We’re delighted that Kikoff has been helpful in your credit-building journey. Your support means a lot to us!
I was contributing to a Kikoff credit builder account. I had to cancel my membership after contributing hundreds of dollars. I was told that I can’t be reimbursed. Why is it that I’m contributing to an account that gives you back your funds once paid in full but if one cancels their money is nonrefundable? Kikoff is a scam.
We’re sorry to hear about your experience, but we’d love to clear things up! The Kikoff Credit Account is a credit building subscription, not a traditional loan or card. Please note that the funds you pay towards your Credit Account cannot be withdrawn or refunded. Your monthly payments go towards building your credit history through on-time payment reporting to the credit bureaus. For further support, you may contact us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help.
Love Kikoff. Never once had an issue. It’s easy to upgrade and downgrade, it’s quick, if you have any issues they are reachable and easy and friendly. Wayyyyy better than any other credit building app. And with the love price you absolutely CAN NOT beat it. Their website & app is easy to use. I can not rave enough about them. 10/10
Thank you so much for your positive review! We’re thrilled to hear you’re enjoying Kikoff, and your feedback really motivates us to keep making it better for you!
Worst customer service they can never fix the problem when you call to try to fix something. They always repeat the same thing over and over and the problem doesn’t get fixed in top of that the promised things that they’re nachos like linking your bills to boost your credit. I have my account open for five months. I haven’t had a chance to link my bills. I called customer service cause they’re supposed to do that manually that won’t do it they just gave me the runaround and the runaround even to the point that they asked me if I wanted to close my account to get rid of the problem after talking to four supervisors too don’t do anything so they promised things that they can deliver. Never recommend this to anybody ever ever.
We're truly sorry to hear about what you’ve experienced. Your concerns matter to us, and we want you to know that we're here to help and committed to finding a solution. Please call us at 1 (844) 741-9292 or visit http://kikoff.com/link/get-help so we can try to work this out. We remain committed to providing assistance!
104 reviews matching