Honesty
Overall it's very helpful for my fiance and credit rating
About Merrick Bank
Data updated- Website
- merrickbank.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 202 reviews
- Replies to negative
- 89% (16/18)
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Is Merrick Bank legit?
Merrick Bank (merrickbank.com) has a 4.6 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews. Last updated 2026-08-10.
What people say
Very helpful and kind.
Credit limit increase
All the above
All the above Great card
Website makes it easy to navigate.
I HAVE ENJOYED HAVING THE CARD.
I LOVE THIS CARD
did what they promise
Website was easy to use and quick to respond
A second chance to rebuild my credit
Reply from Merrick Bank2026-07-17
Thank you so much for your feedback, Lisa. We’re glad you chose our credit program to help rebuild your credit, and we’re here to support you along the way.
Customer service…
Customer service ,payments,experiance,giving me a chance with credit.
Reply from Merrick Bank2026-07-17
Thank you for your feedback, Mildred!
I have o problem purchasing with this…
I have o problem purchasing with this card. I love it. Thank you.
Reply from Merrick Bank2026-07-17
Glad to hear this, Shellie!
The experience went well
The experience went well. Quick and no interference.
Good service
Was simple
Was simple. Thank you
They always help the people
They,re always their for you when you need help the most
Reply from Merrick Bank2026-07-17
Thank you for your review, James.
Review
It was fast and efficient
I just like how you guys do things,
Using my card has been really easy…
Using my card has been really easy thank you
The app is precise and consistent love…
The app is precise and consistent love it
Reply from Merrick Bank2026-07-17
Happy to hear this!
I would recommend this card to anyone…
I would recommend this card to anyone that want to build their credit. Great card to have
It is so easy to make payments whenever…
It is so easy to make payments whenever I want