About Merrick Bank
Data updated- Website
- merrickbank.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 202 reviews
- Replies to negative
- 89% (16/18)
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Is Merrick Bank legit?
Merrick Bank (merrickbank.com) has a 4.6 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 90% rating it 4 stars or higher; The business has replied to 89% of negative reviews. Last updated 2026-08-10.
What people say
Patience
Patience, customer service
Super easy to deal with.
Easy use of app
Easy use of app. All the information I need is there and easy to make payments.
Already doubled my credit limit and…
Already doubled my credit limit and I’ve only had this card about 6 months. It’s really helping me build my credit!
Very helpful
Made the experience easy and helpful.
High interest rate
Reply from Merrick Bank2026-07-17
Thank you for your review, James. If you have any concerns about the interest rate, please contact us at 833-845-1900. We’re always striving to improve our customer experience and are here to help.
I’ve had no issues with Merrick Bank
I’ve had no issues with Merrick Bank. The process has been smooth from day one.
Automatically giving credit increase…
Automatically giving credit increase helped out a lot
Speedy customer service is a plus!!!!
Thank you for giving me achance on…
Thank you for giving me achance on giving me a credit card.
Awesome I’m so thankful for having this…
Awesome I’m so thankful for having this card!!!
Great service
The Bank
It was a great experience.
Great way to build credit
Great way to build credit, easy payments and no issues with service
excellent service never had problem
Reply from Merrick Bank2026-07-17
Happy to hear this!
Approval of fund and easy system
Not sure why I'm receiving this
Not sure why I'm receiving this. I have received no packages. 🤷♀️
Reply from Merrick Bank2026-07-17
Thank you for your feedback, Barbara. If you have any questions or concerns, please contact us at 833-845-1900.
You give me the opportunity to get the…
You give me the opportunity to get the credit I deserve.
Reply from Merrick Bank2026-07-17
Thank you for your review. We’re happy we could help, and we appreciate you choosing our credit program.
cyrus
easy to make payments