Mr. Cooper Powered by Rocket Mortgage (mrcooper.com) has a 3.7 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. 24% of reviews are 1 star, a relatively high share; The business has not yet replied to negative reviews. Last updated 2026-08-12.
had a terrible experience with customer service. Multiple representatives provided conflicting information, which caused unnecessary confusion and frustration. It was clear that the employees did not have a proper understanding of their own product.
L
Lisa Saberito · 3 reviews · Experienced 2026-01-08 ·
★★★★★
ZERO STARS
If I could give ZERO stars I would. The joining, merging of Rocket Mortgage has DESTROYED Mr. COOPER. Chat is now AI, it takes 10+ promts to get anywhere bc their preset assumptions suck, there is NO LONGER a damn telephone number to call - who gets rid od this for a MORTGAGE COMPANY!!! Say you hate your customers without saying it. I never had any issues with Mr Cooper would have actually recommended them, now I claxtually want a different company desperately. Horrible service oo and for over a month maybe even more the app and website have not worked to make a payment snd with no phoneline call in WHAT THE F DO YOU DO?? If these perks think they are charing me fees they picked the wrong one. We all deserve a credit on pur mortgage for these inconveniences. get rid of RM - nobody asked for them!!!!!!
The problem was access to your website which was transitioning to Rocket Mortgage. The customer Service rep shared the status info on the website. You lost a star because I asked the rep to effect changes to my payment and he confirmed that he could. However, when I logged into the now operating website, the changes I asked for were not done. That's ok but the customer service person should have been clear that they couldn't do that.
I believe there were problems with the website and I was unable to log in/change password. Now I’m not sure how to log in. If someone can reply to this and tell me how to log in, I’ll owe them lunch!
Kevin · 3 reviews · Verified · Experienced 2026-01-02 ·
★★★★★
Final payoff
Both representatives that I spoke with were extremely pleasant to speak with, knowledgeable and understanding.
As stated to both however was the fact that I had to initiate the first phone call to verify and confirm that the wire transfer was in fact received. That to me is a major problem.
Overall, very happy with my experience overall.
I received my annual escrow review and it was incorrect. The property tax estimate was too high. I forwarded Mr. Cooper a copy of the actual bill from the City and it was promptly corrected.
After the positive financial relationship we've had, it is absurd to impose a fee for obtaining the actual payoff amount of our loan. It is a slap in the face, and effectually estranges us from your company. I cannot, and will not recommend Rocket Mortgage to anyone.