opensky® (openskycc.com) has a 4.6 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 15% of negative reviews. Last updated 2026-08-11.
What people say
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William B · 1 review · Verified · Experienced 2026-07-07 ·
★★★★★
The secured Opensky card is excellent choice
The secured Opensky card is an excellent credit card to have if you are looking to help your credit score and history.
I have only had to call customer service once and they were polite and helpful.
They do offer an unsecured credit card with a higher credit limit after some time of demonstrating responsible credit utilization and on time payments.
Reply from opensky®2026-07-20
Thank you for your kind review! We love hearing the positive impact opensky has on our cardholders!
This company offered a cash advance with the card, however it was declined the first time I attempted to use it. Unreliable! As for the automated reply from OpenSky; NO! you have been spamming me to accept this card for months! I am not fighting with you to use it.
Reply from opensky®2026-07-20
Thank you for your message. We recommend calling 1-800-859-6412. When you call, the automated system will ask for your account number. If you do not have an account number handy, do not type anything in when requested and you will be transferred to the first available representative.
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Christina · 1 review · Verified · Experienced 2026-07-14 ·
★★★★★
Very satisfied
Very satisfied, informational!
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Tony P · 2 reviews · Verified · Experienced 2026-07-15 ·
Open sky gave me a chance when a few wouldn't. Thank you to the team of Open sky!! Now, I have been accepted to the gold card!! I will try to treat you as well as you have treated me.
Reply from opensky®2026-07-20
We appreciate your words! We’re glad you had a great experience.
My payments wasn’t to high, I was always notified when card was used. My credit scored improved and as promised they granted me an increase after 6 months it was more than what was expected.
They are a horrible company. I would not get this card they wait 5 to 7 days before the take your payment. Last week I had more than enough money to make my payment. Paid the card on Friday, on sat i received a text confirmation my payment posted. It was not till today that the money came out. Now im negative in my account. I hate this card so much!!!!
