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Money & Insurance

opensky®

202 reviews

4.6202 reviews
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About opensky®

Data updated
Website
openskycc.com
Category
Money & Insurance
Location
United States · Dallas
Status
Unclaimed
Last 12 months
202 reviews
Replies to negative
15% (2/13)
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Is opensky® legit?

opensky® (openskycc.com) has a 4.6 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 91% rating it 4 stars or higher; The business has replied to 15% of negative reviews. Last updated 2026-08-11.

What people say

Payments were low and to get a higher…

Payments were low and to get a higher credit limit based on on time payments was a total blessing and I am grateful for the opportunity and having a welcome mat for all the sacrifices that I made that was rewarded for earning a good name with your company thank you very much for the great opportunity that you gave me

I would never recommend the OpenSky…

I would never recommend the OpenSky Secured Credit Card. I received my card just four days ago, and within a week I discovered there was a $35 annual fee. I called customer service immediately to cancel because I hadn't even used the card once. They refused to refund the annual fee. First, they offered me $20 to keep the account open. When I still said no, they increased the offer to $35 if I didn't close it. I still chose to close the account because I didn't want a card with an annual fee. Even after closing it, they told me I would still be charged the $35 annual fee and that it could take 4–8 weeks to receive my security deposit back by check. The $35 fee was taken from my debit card immediately along with my $200 security deposit. I don't remember the annual fee being clearly disclosed during the application process, and I felt very disappointed and misled. If you're looking for a secured credit card, I'd recommend the Self Visa® Secured Credit Card instead. It doesn't have an annual fee and, in my experience, is a much better option. I lost $35, but I'd rather pay that than keep an account with a company that left me feeling ripped off. Very disappointing.

c
customer · 1 review · Verified · Experienced 2026-07-29 ·

the company is giving customers a…

the company is giving customers a second chance to rebuild credit

N
Nick Freed · 1 review · Experienced 2026-07-28 ·

Absolute shit app and customer service

Absolute shit app and customer service. can t even pay or log in

T
The Green Gardinia · 2 reviews · Verified · Experienced 2026-07-17 ·

Noticed how well I have been doing on…

Noticed how well I have been doing on my payments

G
Griselda Maya · 1 review · Verified · Experienced 2026-07-17 ·

This has helped me get my credit on the…

This has helped me get my credit on the right track. Its my longest card that I have had.

Reply from opensky®2026-07-28

Love that for you! We’re happy to hear how far along you’ve come on your credit building journey!

M
Mose Battles · 1 review · Verified · Experienced 2026-07-17 ·

Great customer service