RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
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Is RISEcredit.com legit?
RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed.
However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.
Rise Credit was so helpful and made this process so easy
Reply from RISEcredit.com2026-04-03
Teresa, we’re so happy to hear that the process was easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us.
Your RISEcredit.com Team
Thanks for sharing your experience with us! We’re always grateful to help customers like you. Thank you.
Your RISEcredit.com Team
B
BigBoy8008 · 3 reviews · Experienced 2026-01-21 ·
★★★★★
Turbo Funding
On the surface....apr appears to be extremely high.... however....monthly repay options are designed to moderate fairly based upon speedy pay back. Funds were deposited fairly quick during bank holiday delays...Nice loan processing system. Very convenient...
Reply from RISEcredit.com2026-01-26
Thanks for sharing your experience with us! We’re always grateful to help customers like you. Thank you.
Your RISE Team
R
Robert Tate · 1 review · Experienced 2025-12-03 ·
★★★★★
I received the Rise offer in the mail
I received the Rise offer in the mail. Usually my chances of getting a loan are very slim. Regardless I applied for the loan. It was a quick and easy process. I was delighted to find out I had been approved. The money was transferred to my checking account before noon the following day. I would recommend to anyone to give Rise a try.
Reply from RISEcredit.com2025-12-06
Hi Robert. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer.
Your RISE Team
I am very pleased with the excellent experience with applying for a loan and how easy the process was for me to get approved with ease. This has helped me in many more ways than expected.
Thank you for the great customer service.
Reply from RISEcredit.com2025-10-10
Hi Marie. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer.
Your RISE Team
P
Patrice · 3 reviews · Experienced 2025-09-12 ·
★★★★★
Smooth Transaction
My experience with Rise was easy. No long drawn out paperwork, just a few questions and my loan was funded on the next business day as promised. I will definitely keep doing business with them.
Reply from RISEcredit.com2025-09-19
Patrice, we’re so happy to hear that the process was easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team