RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed. However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.They helped me when nobody else would, I will do everything I can to get this loan paid off just because of how fast they approved me ,and deposited the money into my account
Hi John! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISE Team
Easy and Excellent Transaction! Great platform to get extra $$$ when the need arises. Very easy application process and quick next business day deposit of funds. No complaints! Will borrow again. Thank you!
Hi! Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
That company RISE went smooth with the process of loan application and replied back quickly when I needed to ask questions. They accept poor and fair credit scores but have to follow their rules to send them all the information to complete the loan process. Yes, a bit of high interest fees— good for people who are in the need of emergency loans and also good chance to build up the credit scores.
Hi Billie. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISE Team
The APR is super high and I expected to pay my loan off in a month but it looks like each payment is required every 2 weeks. I should’ve examined this more but I needed the funding at the moment so once it’s paid I will not do this again.
We regret to hear of your dissatisfaction with your loan. On our website, we disclose that RISE is an expensive form of credit and display the rates and terms by state. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer flexible payment options, and your on-time payments can help improve your credit score since we report payment history to Experian™ and TransUnion®. Please contact us at [email protected] if we can provide information regarding your payment options. Your RISE Team
Thank you so much …! Rise credit.com,What wonderful feelings that I got a loan to you guys…! So easily process my request. After a day my loan hit my back account already… Keep up the good work! Aloha & Mahalo everyone 🤙
Hi Alfredo! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISEcredit.com Team
Please do not use this company. They are a fraud. They do not stick by their Word if you want something overnight I suggest you go to a different Credit company
Hi Patricia. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you. Your RISE Team
I wish I could put zero stars, this is the worst predatory loan I have ever witnessed. Got a small loan from them and every payment since the new company took over has applied the whole payment to interest instead of splitting it like normal creditors, called to fix it she told me to make extra payments, put $1,000 on it and they put some on interest when it was supposed to go to the main balance. Called to get them to fix it and got lied to and told it wasn’t their problem basically and that I got lied to. They don’t stand by anything they say, this place was great when the other people owned it, but now it’s absolutely garbage and after this crap is paid off (I don’t need a ding on my credit) I will never use them again nor will I ever recommend anyone else. Stay away from them!!!!
Kaela, we’d love to see if we can work it out. Please email us at [email protected]. Thanks for contacting us. Your RISEcredit.com Team
It was fast depositing just wish the interest rate wasn’t so high
Hi Debbie. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
My experience was great with Risecredit. I had no problem filling out the application. There was a young lady that helped me to understand what the loan experience was all about. She was very nice.
You definitely made our day, Verna! We’re always working on providing great customer service. Thanks for the feedback about your experience. Your RISE Team
They were the only company that would help me out when I had no money and was desperate!! The customer service guy I spoke to was so patient, understanding, and informative! I'm so thankful they helped me when I was at my rock bottom,
Thanks for sharing your experience, Tammy! We’re always working on providing great customer service and are committed to working with our customers and doing what we can to minimize your financial stress. Please don’t hesitate to reach out again if you need us! Your RISE Team
Just paid off my loan and felt deceived! Paid off after 10 months and paid $2,000 to borrow $5,000. Ridiculous! Should have read the fine print. Completely dissatisfied! Asked for recourse and there is none.
Hi Doug. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you. Your RISE Team
Understanding my need and the speed that I received my money
Hi Priscilla. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISE Team
Leonardo, we’re so happy to hear that the process was easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us. Your RISE Team
I needed funds asap and that exact what I got
Hi EL! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISE Team
This is the most easiest and stress free loan . I applied after 12:00 pm ESt and the money was in my account before 9am the next day. I was able to do what I needed to early that day relieving a lot of stress. Thank you Rise
Hi Doris! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISE Team
The fast approval and the next day deposit. Great experience!
Hi Patricia. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISE Team
When everyone else said no rise credit gave me a chance and I thank you for that.
Hi Daryl. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
Easy, quick and affordable. Two thumbs up
Hi Frans. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
Hi Connie. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Everyone i talked with was very pleasant,and it was very easy to recieve the loan! Thanks Rise Team
You definitely made our day, Daniel! We’re always working on providing great customer service. Thanks for the feedback about your experience. Your RISEcredit.com Team
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