RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.
Is RISEcredit.com legit?
RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed.
However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.
What people say
A
Adam · 1 review · Verified · Experienced 2026-08-01 ·
★★★★★
Too expensive at 199% adding up daily…
Too expensive at 199% adding up daily but still it’s loan .
Reply from RISEcredit.com2026-08-02
Thanks for sharing your experience, Adam! We’re committed to working with our customers and doing what we can to minimize your financial stress. That’s why we’ve developed payment flexibility tools so we can help make your account more manageable when things do get tough. Please reach out to us if we can help you in the future.
Your RISE Team
Melissa, we’re so happy to hear that the process was fast and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
First time customer with Rise credit. This was the very best experience I’ve ever had with a loan company… from beginning to end. I would recommend them to my friends.
Thank you. Hjones
Reply from RISEcredit.com2026-07-28
Hi Helene. Thanks for sharing! We love hearing when our team goes above and beyond. Please don’t hesitate to reach out again if you need us!
Your RISE Team
Hi Ana. Thanks for the kind words! We’re always happy to hear when our RISE team goes above and beyond for our customers (that’s you). If we can help with anything else, please let us know.
Your RISE Team
Rise is there when you need them whether it be money for personal needs, bills, emergency situations etc.
Reply from RISEcredit.com2026-07-28
You definitely made our day, Rhonda! We’re always working on providing great customer service. Thanks for the feedback about your experience.
Your RISE Team
This experience was great because the funds came as promised,it was on the account early and there was no problems. I am happy to got the loan and I thank you so very much .
Reply from RISEcredit.com2026-07-28
Hi James. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer.
Your RISE Team
Fast and helping in my stressful moment with a family matter.
Reply from RISEcredit.com2026-07-27
Hi Angela. Thanks for sharing! We love hearing when our team goes above and beyond. Please don’t hesitate to reach out again if you need us!
Your RISE Team
Hi Anders. Thanks for the kind words! We’re always happy to hear when our RISE team goes above and beyond for our customers (that’s you). If we can help with anything else, please let us know.
Your RISE Team
Hi Damien. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Karen, we’re so happy to hear that the process was easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
Hi Patrick. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Excellent service and super fast! I’m truly very satisfied with the service I received. I highly recommend them 100%. Thank you for your efficiency and professionalism!
Reply from RISEcredit.com2026-07-27
Angela, we’re so happy to hear that the process was fast and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
My experience was great because they approved me when I needed money most I needed more but I just asked for what I needed it for but it was helpful
Reply from RISEcredit.com2026-07-27
Hi Samuel. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer.
Your RISE Team
This company is total rip off cause how do you charge somebody 10 dollars a day with telling them. I have made off 600.00 dollars for the loan the July 3 and I still own 2,000. I will tell nobody about this company it’s not worth it..
Reply from RISEcredit.com2026-07-27
We regret to hear of your dissatisfaction with your loan. On our website, we disclose that RISE is an expensive form of credit and display the rates and terms by state. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer flexible payment options, and your on-time payments can help improve your credit score since we report payment history to Experian™ and TransUnion®. Please contact us at [email protected] if we can provide information regarding your payment options.
Your RISE Team