RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.
Is RISEcredit.com legit?
RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed.
However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.
Will they give you the money you need? Yes.
Do they absolutely make a ton of money from it? Yes.
Is there customer service good? Absolutely not.
Are you getting robbed in the end? Yes. Double yes.
Try to avoid if you can.
Reply from RISEcredit.com2026-07-18
Bridget, we regret to hear of your dissatisfaction. RISE is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected].
Your RISE Team
Very good customer service. Easy procedure. Thank you.
Reply from RISEcredit.com2026-07-18
You definitely made our day, Theodore! We’re always working on providing great customer service. Thanks for the feedback about your experience. Please let us know if you ever need assistance with your account.
Your RISE Team
Great service very easy process and approval was instant and flexible and reasonable payment plans
Reply from RISEcredit.com2026-07-18
Carameldelux, we’re so happy to hear that the process was fast and easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
J
Jeff · 3 reviews · Verified · Experienced 2026-07-07 ·
★★★★★
Customer service was very helpful
Customer service was very helpful. The money was there in a day.
Reply from RISEcredit.com2026-07-15
You definitely made our day, Jeff! We’re always working on providing great customer service. Thanks for the feedback about your experience. Please let us know if you ever need assistance with your account.
Your RISE Team
Amanda, we’re so happy to hear that the process was fast and easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
It was a pleasure working with the loan officer. Very professional and caring and helpful
Reply from RISEcredit.com2026-07-16
You definitely made our day, Carolyn! We’re always working on providing great customer service. Thanks for the feedback about your experience. We’re here if you ever need assistance.
Your RISE Team
This was for best process Ive every went through in getting loan.
It was like it said "pre approved"..it took 5 minutes tops to complete the application...and the funds were there the next day
Reply from RISEcredit.com2026-07-14
Hi Sandra. Thanks for sharing your experience with us and choosing us for your lending needs! Please let us know if you ever need assistance with your account.
Your RISE Team
Hi Darwin. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Hi Kenneth. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Rise, was very helpful in getting me the funds, when no one else would. A little expensive but I can pay off early, like that. Thankyou
Reply from RISEcredit.com2026-07-12
Hi Charles. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Hi Franklin. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
A
Al · 2 reviews · Verified · Experienced 2026-07-05 ·
★★★★★
Fast and simple.
Reply from RISEcredit.com2026-07-09
Al, we’re so happy to hear that the process was fast and simple and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
Lower the interest rates, and allow replies to your comments.
Reply from RISEcredit.com2026-07-08
We regret to hear of your dissatisfaction with your loan. On our website, we disclose that RISE is an expensive form of credit and display the rates and terms by state. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer flexible payment options, and your on-time payments can help improve your credit score since we report payment history to Experian™ and TransUnion®. Please contact us at [email protected] if we can provide information regarding your payment options.
Your RISE Team
You definitely made our day, Saul! We’re always working on providing great customer service. Thanks for the feedback about your experience.
Your RISE Team
Robert, we’re so happy to hear that the process was easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us.
Your RISE Team
Hi Gloria. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer.
Your RISE Team
Hi Angelica. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Hi Carlos. Thanks for sharing! We love hearing when our team goes above and beyond. Please don’t hesitate to reach out again if you need us!
Your RISE Team
Thanks Rise for helping me out during my time of need. Everything was very good. They approved me in no time at all when I was in a bind
Reply from RISEcredit.com2026-07-04
Hi Queen. Thanks for the kind words! We’re always happy to hear when our RISE team goes above and beyond for our customers (that’s you). If we can help with anything else, please let us know.
Your RISE Team
