RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed. However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.Rise has given me a great experience by allowing me to receive the loan of my choice.
Hi Loretta. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Getting the loan was easy….I spoke with a representative, and he was very knowledgeable…
Hi Jerald. Thanks for sharing! We love hearing when our team goes above and beyond. Please don’t hesitate to reach out again if you need us! Your RISEcredit.com Team
Everything from the application to the funding process was simple and easy. Did not have to speak to anyone which I appreciate very much.
Hi Sam! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISEcredit.com Team
My experience was great…
You definitely made our day, Darin! We’re always working on providing great customer service. Thanks for the feedback about your experience. Your RISEcredit.com Team
On a $4500 loan I have paid over $1400 In interest. With only about $70 of principle paid towards the loan. This is a complete rip off. No where in the loan application did it state 198% interest otherwise I would not of taken the loan. This is a complete scam. I think this should be reported to the BBB and I will be making that call if they dont straighten it out.
Suzette, we regret to hear of your dissatisfaction. The loan is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected]. Your RISEcredit.com Team
My Loan process was very easy and I had the funds the next Bussiness day! I am very happy !
Hi Tami! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISEcredit.com Team
Predatory Loans with 174% Interest Rate! That means, if you borrow 1000, your paying back 2700. $1700 Profit for being in the situation you are. Less than perfect credit. I'd rather just borrow from a loan shark, and worry about getting killed if I don't pay it back in a month, as opposed to paying that much extra on top of the loan. I WILL NEVER USE RISE Credit EVER.....
Cody, we regret to hear of your dissatisfaction. The loan is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected]. Your RISEcredit.com Team
Hi Jacqueline. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISEcredit.com Team
This place is horrible! I took out a loan believing the letter I got in the mail, only to be charged something completely different. I didn't notice the change in the interest rate and am being charged absolutely outrageously for something I could pay sooner except the rates more than triple the loan amount repayment. This is not a way to help credit. It's a way to kill credit. Now I am beyond stressed. Terrible
Christina, we regret to hear of your dissatisfaction. The loan is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected]. Your RISEcredit.com Team
The interest rate on this loan is absolutely outrageous. The payments are unrealistic.
We regret to hear of your dissatisfaction with your loan. On our website, we disclose that it’s an expensive form of credit and display the rates and terms by state. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer flexible payment options, and your on-time payments can help improve your credit score since we report payment history to Experian™ and TransUnion®. Please contact us at [email protected] if we can provide information regarding your payment options. Your RISEcredit.com Team
My experience was that the application was easy to fill out abd the steps to secure the loan was eady
Hi Gladys. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Great experience, they solve my financial problem in less than 2 days
Hi! We’re always happy to hear about your experience. Helping our customers take control of their finances is our thing. Your RISEcredit.com Team
Name, we’re so happy to hear that the process was fast and easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us. Your RISEcredit.com Team
It was a very easy process and I will be telling others about my experience. I gave you my information and you gave me my options.👌🏿
Hi Katrena. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being our customer. Your RISEcredit.com Team
My online experience was done with ease.
Hi Venessa. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Started the application at night it was in my account the very next day. It help me catch up on all of my credit card debt and the monthly payments aren’t bad. It’s just the APR is extremely high is the only issue. But worth it if it’s the only expense.
Hi! We’re always happy to hear about your experience. Helping our customers take control of their finances is our thing. Your RISEcredit.com Team
Disclosure the your going to have to make 2 payment instead off one payment.
We regret to hear of your dissatisfaction. We’re happy to review your account and discuss the repayment terms. Please contact us by phone at 866-580-1226 or via email at [email protected]. Your RISEcredit.com Team
I want to pay this loan off right away. Payments too high as well as rate.
Cathy, we regret to hear of your dissatisfaction. The loan is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected]. Your RISEcredit.com Team
Willingness to give me a loan when most companies wouldn't. The process was quick and the money was deposited just as quick
Hi Jeremiah! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISEcredit.com Team
Osvaldo, we’re so happy to hear that the process was easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us. Your RISEcredit.com Team
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