RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed. However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.These people ppl Lied!!!! schedule payment was to be taken out May 27 And then not again till June 30, but in fact, they took it out May 27 and June 2 which is not even a due date scam scam scam!!!!!!
Hi Susan. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you. Your RISE Team
The process was quick and easy and the payments are affordable. Exactly what I needed!
Renae, we’re so happy to hear that the process was easy and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us. Your RISE Team
EXCELLENT SERVICE
Hi Leeon. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
So far so good. On line application could use fine tuning.
Hi Craig. Thanks for sharing! We love hearing when our team goes above and beyond. Please don’t hesitate to reach out again if you need us! Your RISE Team
I have been receiving this offer for a while, I thought it was a scammer and spoke with a Rep and Yes the interest is Very High But... the funds game quick and you have 5 days to return or keep it, I was in need of some quick funds and to also build my credit. I'm ok with the bi-weekly withdraw.
Hi Carolyn. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer. Your RISE Team
1st of all... 169.11% intrest on a 3,500.00$ loan... over 14k would be paid by the end...Found out, in NC they actively dispute these charges to which many times once you pay off the loan that's it... at like 10 months loan could be paid and RISE is just ... not rolling the dice tho, not a guarantee I reckon but I have learned that a number of states consider this almost loan sharking and if laws were just a little different they'd be in prison...RISE thugs in suits...
Shelton, we regret to hear of your dissatisfaction. RISE is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected]. Your RISE Team
I got the loan and I've paid on it, and never been late or missed a payment. I get an email saying I could refinance up to 1500.00 so I needed to fix my jeep so I wanted 700.00 my second loan in my life im 60. I didn't realize it paid off the previous loan and started a new one. The difference was 125.00 in my account I talked to someone and he told me I could cancel it, and give the 125.00 back and it would be canceled. I get an email from them saying I had till the 1st of June to cancel and refinance. Now they said I have to wait until the future to see if i can refinance again THEY LIED and now my jeep is down and I can't refinance. I can't stand dealing with liars when I have done what I said I would do. I won't be going back thats bad business lying to your customers.
Richard, we’d love to see if we can work it out. Please email us at [email protected] so we can look into this for you. Thanks for contacting us. Your RISEcredit.com Team
Hi Tracey. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Were fairly quick, easy to do app etc
Hi Christy. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISEcredit.com Team
My loan application was easy and no hassle processed. Received approval within a few minutes. After signing, money was deposited to my bank account within a few hours. Thank you.
Hi Erlinda, we’re so happy to hear that the process was easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us. Your RISEcredit.com Team
The timing was good I got it when I was suppose to get it the process went well
We’re happy to hear you had a positive experience, Theresa! Thanks for being our customer! Your RISEcredit.com Team
I got approved for the loan and it states in my email”fund will be release the next business day” and I go online it says ive been denied. I feel like this was a scam I’m going to report this lender because they have all my personal information and been lying since this morning mainly through my email, not one phone call from this lender. I had to call and see about the loan my self which I think is ignorant. I make the money to pay the loan back which is sad they use us to get clients but dont help us because this lender is pathetic.
Thank you for reaching out regarding your recent application, Joseph. Please email us at [email protected] so that your account can be located and reviewed to see if more information is available. Your RISEcredit.com Team
The money was in my account the other day and the application was easy to fill
Hi Luzzette. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Because rise came thru when I really need it but it is a major high interest rate
Hi Natasha! We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISEcredit.com Team
If I could give this zero stars I would! Go through all the steps and give all kinds of info only to get turned down for a small 300 dollar loan!! WHAT A JOKE!!! Shame on you for making a person do all that with no options! What a scam,!!
Thank you for reaching out regarding your recent application, Lynn. Please email us at [email protected] so that your application can be located and reviewed to see if more information is available. Your RISEcredit.com Team
I really do appreciate your help! Thank you!
Thanks for sharing your experience with us, Vicky! We’re always grateful to help customers like you. Thank you. Your RISEcredit.com Team
Hi Rolando. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer. Your RISE Team
1 star does not even make me feel good to give this company....wow...5,000 loan, paid 2800 towards loan over 7 months and my balance is still 4549.26...wow...I have paid nothing on their records...due to their 12,00 per day interest..OMG...so crazy..how can this be legal. Some really awful solution to people who need help. Shame on you.
We regret to hear of your dissatisfaction with your loan. On our website, we disclose that RISE is an expensive form of credit and display the rates and terms by state. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer flexible payment options, and your on-time payments can help improve your credit score since we report payment history to Experian™ and TransUnion®. Please contact us at [email protected] if we can provide information regarding your payment options. Your RISE Team
Derek, we’re so happy to hear that the process was fast and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us. Your RISE Team
Hi Revillie. We’re always happy to lend a hand. Please let us know if there’s anything else we can do to help with your account. Your RISE Team
186 reviews matching
