RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.
Is RISEcredit.com legit?
RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed.
However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.
Experience more than five stars ⭐️ absolutely
Everything so clear so nice
I really appreciate all staff work
I so recommend
Thank you so much for so great help me always
Apply today get found same day!
Respectfully yours
Coustemer
Adnan Khafeef
05/12/2026
Reply from RISEcredit.com2026-05-14
Hi Adnan. We love to hear from happy customers and appreciate you recommending us to others!
Please let us know if you ever need assistance with your account. Thanks for being our customer.
Your RISEcredit.com Team
The loan was super easy to get. Explained the terms and payment arrangements and the option to pay early to save interest. I have had other loans with Rise and always helpful if you need money fast.
Reply from RISEcredit.com2026-05-12
Angella, we’re so happy to hear that the process was easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us.
Your RISEcredit.com Team
It was easy to do on line & so fast to receive funds the next day!
Reply from RISEcredit.com2026-05-12
Patricia, we’re so happy to hear that the process was fast and want to welcome you to the family! If we can assist with anything in the future, please reach out to us.
Your RISEcredit.com Team
Hi Mohamed. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you.
Your RISEcredit.com Team
You definitely made our day, Leasa! We’re always working on providing great customer service. Thanks for the feedback about your experience.
Your RISEcredit.com Team
Hi Yvonne. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you.
Your RISEcredit.com Team
I would recommend Rise Credit! Their application is simple. They are amazing to work with and you get the money in your bank account in a very timely manner.
Reply from RISEcredit.com2026-05-08
Hi Michaela. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Scam/ripoff/illegal operations. Have made 8 regular payments, 2 "over payments" in advance to go towards principal, and both payments did not go fully towards principal as intended. 6 of the "regular" on time payments totaling over $900++ and ZERO applied to principal. 2 "advance/early" payments totaling $650 and only $182 went towards principal. ONE THOUSAND EIGHT HUNDRED AND NINETY SEVEN DOLLARS IN PAYMENTS!!! $257 towards principal!!! TOTAL BALANCE AMOUNT DUE SHOWING IS NOW HIGHER THAN LOAN AMOUNT!!! Show NO option to make Principal Payments in advance on payment portal. Made several phone calls to inquire about how to make principal advance payments before regular payments were due and was told "We don't do that, we always take interest first."!!! WE ARE DONE WHEN TOTAL PAYMENTS EXCEED ORIGINAL LOAN AMOUNT BY $300...end of discussion!!
Reply from RISEcredit.com2026-05-08
Hi Dale. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you.
Your RISE Team
Hi. Thanks for the kind words! We’re always happy to hear when our RISE team goes above and beyond for our customers (that’s you). If we can help with anything else, please let us know.
Your RISE Team
The company is a good company to handle all your Loan needs
Reply from RISEcredit.com2026-05-08
Hi Johnny. Thanks for sharing! We love hearing when our team goes above and beyond. Please don’t hesitate to reach out again if you need us!
Your RISE Team
You definitely made our day, Pamela! We’re always working on providing great customer service. Thanks for the feedback about your experience.
Your RISE Team
Needed money right way rise was there to help me out Money was fast direct deposit in my account
Reply from RISEcredit.com2026-05-06
Hi Charles. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again.
Your RISE Team
Hi CD. Thanks for sharing your experience with us and choosing us for your lending needs. Please let us know if you ever need assistance with your account.
Your RISE Team
I like rise this is my second time
Borrowing from them they come
In handy when you need them. I just wish they gave me a higher limit amount to borrow from them. Other than that I like them!
Reply from RISEcredit.com2026-05-01
Welcome back to RISE, Carlota! We love to hear from loyal customers and appreciate you thinking of us again for your lending needs. Please don’t hesitate to reach out to us if you need anything.
Your RISE Team
Quick, easy application. Lady was very helpful & walked me thru application. Would recommend to friend. Money was in my account when I was told it would be. Great company!
Reply from RISEcredit.com2026-04-29
Hi Laura. We love to hear from happy customers and appreciate you recommending us to others! Please let us know if you ever need assistance with your account. Thanks for being a RISE customer.
Your RISE Team
Amazing company and God bless you all sincerely Judy Anne Alday
Reply from RISEcredit.com2026-04-28
Thanks for the kind words, Eric! Our customers are our top priority, and we’re always grateful to help customers like you. Please let us know if you ever need assistance with your account.
Your RISE Team
It was quick. It was easy and your customer service people are very efficient and friendly
Reply from RISEcredit.com2026-04-24
You definitely made our day, Joanne! We’re always working on providing great customer service. Thanks for the feedback about your experience.
Your RISEcredit.com Team
