I never received a loan offer
Reply from RISEcredit.com2026-04-23
Hi Gene. It sounds like you’ve had a poor experience. Please email us at [email protected] so we can look into this for you. Your RISEcredit.com Team
About RISEcredit.com
Data updated- Website
- risecredit.com
- Category
- Money & Insurance
- Location
- United States
- Status
- Unclaimed
- Last 12 months
- 186 reviews
- Replies to negative
- 100% (25/25)
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About this business
RISEcredit.com offers online personal loans, enabling you to get the money you need when you need it most. With features like flexible payment options, free credit monitoring, and reporting to two major credit bureaus so consistent and on-time payments may help you build your credit, it’s clear that we’re more just a loan. We’re here to help you on your path to a brighter financial future. Visit risecredit.com to learn more.
Written by the business, not verified by us.Is RISEcredit.com legit?
RISEcredit.com (risecredit.com) has a 4.4 out of 5 rating on OK.one, based on 186 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 83% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 100% of negative reviews; Reviews mostly discuss User experience, Price, Customer service. Last updated 2026-08-31.
What reviewers say
AI generatedReviewers overwhelmingly had a great experience with this company. Customers consistently appreciate how fast, simple, and straightforward the loan application process is, noting that funds are usually deposited into their checking accounts within a day or two. Consumers also frequently highlight the exceptionally helpful and professional attitude of the support team whenever guidance or assistance is needed. However, some customers also noted serious concerns regarding the extremely high interest rates associated with these loans. A few reviewers additionally experienced frustrating communication breakdowns and felt that their regular monthly payments failed to reduce the principal balance effectively.
Auto-generated from all reviews of this business. For reference only.What people say
It was fast and easy to apply and…
It was fast and easy to apply and helped me consolidate my bills.
Reply from RISEcredit.com2026-04-21
Cynthia, we’re so happy to hear that the process was fast and easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us. Your RISEcredit.com Team
Very easy loan
Rise was there when I absolutely needed money for bills
Reply from RISEcredit.com2026-04-22
Hi Danny. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Money and responsibility
I’m a little worried about the interest rate, but I want to handle this money wisely and with great caution. I do thank you for the loan, as I understand risk. Again, thank you for loan, as it was quick and easy.
Reply from RISEcredit.com2026-04-22
We regret to hear of your dissatisfaction with your loan. On our website, we disclose that it’s an expensive form of credit and display the rates and terms by state. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer flexible payment options, and your on-time payments can help improve your credit score since we report payment history to Experian™ and TransUnion®. Please contact us at [email protected] if we can provide information regarding your payment options. Your RISEcredit.com Team
The interest rate alone isn’t worth it
The interest rate alone would keep you in debt forever. Not a good loan option for emergency loans or debt consolidation. If you don’t have a great credit score + high paying job, my advice, do not apply for a loan with them
Reply from RISEcredit.com2026-04-20
We regret to hear of your dissatisfaction. The loan is designed to provide you with funds at the best possible price and only if other forms of credit are not available or are more expensive. We review the cost of the loan in great detail in the loan agreement before the option to accept the loan is presented. We also offer a five full business day rescind guarantee in case you decide that the loan isn’t right for you. You can make extra payments and/or payments above the minimum amount at any time without any pre-payment penalties. And if you pay off your loan early, you will only pay interest and/or fees for the amount of time that your loan has been active. If there are additional questions or concerns, please email us [email protected]. Your RISEcredit.com Team
Great very fast and easy
Easy and very quick
Reply from RISEcredit.com2026-04-19
Hi Kyle, we’re so happy to hear that the process was fast and easy and want to welcome you to the family! If we can assist with anything in the future, please reach out to us. Your RISEcredit.com Team
I love the ease of using RISE
I love the ease of using RISE. So happy with the service.
Reply from RISEcredit.com2026-04-19
Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team
Outstanding
Totally happy with this company
Reply from RISEcredit.com2026-04-15
Hi Ronnie. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISE Team
Excellent
Excellent Great
Reply from RISEcredit.com2026-04-10
Hi Grant. Thanks for sharing your experience with us and choosing us for your lending needs! Your RISE Team
Happy with my loan
Reply from RISEcredit.com2026-04-10
Thanks for sharing your experience with us Stacey! We’re always grateful to help customers like you. Please let us know if there’s anything we can do to help with your account. Your RISE Team
Amazing service easy to use 😏
Reply from RISEcredit.com2026-04-10
Hi Jill. Thanks for sharing your experience with us and choosing us for your lending needs! Please let us know if you ever need assistance with your account. Your RISE Team
knowledgeable staff and a company that…
knowledgeable staff and a company that does what they say they are going to do.
Reply from RISEcredit.com2026-04-11
You definitely made our day, Donald We’re always working on providing great customer service. Thanks for the feedback about your experience. Your RISE Team
Thank you very thankful for the support…
Thank you very thankful for the support help
Reply from RISEcredit.com2026-04-11
Thanks for the kind words Cynthia! Our customers are our top priority, and we’re always grateful to help customers like you. Your RISE Team
The best loan company
Great service
Reply from RISEcredit.com2026-04-09
Thanks for the kind words Mr. Nicholson! Our customers are our top priority, and we’re always grateful to help customers like you. Your RISE Team
I love the amount they offered me…
I love the amount that they offered me and I was aloud to lower the amount and they deposited my money into my account the next day , thanks
Reply from RISEcredit.com2026-04-09
Hi Kaylin. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
Real simple and easy at fast service…
Real simple and easy at fast service even on holidays
Reply from RISEcredit.com2026-04-10
Hi Amado. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
It was easy to apply and they approved…
It was easy to apply and they approved me right away and the money was in my account the next business day!
Reply from RISEcredit.com2026-04-10
Janice, we’re so happy to hear that the process was easy and fast and want to welcome you to the RISE family! If we can assist with anything in the future, please reach out to us. Your RISE Team
Excellent communication and service…
Reply from RISEcredit.com2026-04-09
You definitely made our day, Hans! We’re always working on providing great customer service. Thanks for the feedback about your experience. Your RISE Team
Excellent service
Excellent service, the whole process was quick and easy. God bless you
Reply from RISEcredit.com2026-04-06
Hi Leonardo. Thanks so much for posting about your experience and for choosing RISE! We’re here if you ever need assistance. Thanks again. Your RISE Team
Will recommend
Easy, quick and fast. I needed money quick and they made it happen. The loan was paid off within days. Thanks!
Reply from RISEcredit.com2026-04-03
Hi Rosie. Thanks so much for posting about your experience and for choosing us! We’re here if you ever need assistance. Thanks again. Your RISEcredit.com Team