Southeast Financial Offers Nationwide Recreational Financing for Motor Homes, RVs, Campers, Horse Trailers, Boats and Motorcycles. If you can drive it or ride it for recreational purposes, chances are we finance it. Our mission is to secure the best possible recreational loan so you can live life to the fullest. After doing business in the national recreational loan industry for more than 14 years, we know what it takes to keep our clients happy. Customer service is the key at Southeast Financial
Is Southeast Financial legit?
Southeast Financial (sefinancial.com) has a 4.9 out of 5 rating on OK.one, based on 179 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 97% rating it 4 stars or higher; The business has replied to 33% of negative reviews; Reviews mostly discuss Customer service, User experience. Last updated 2026-09-03.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Consumers frequently praise the exceptionally helpful staff and the remarkably efficient loan process, highlighting that representatives are always friendly, professional, and dedicated to keeping applicants fully informed at every single step. People truly appreciate the exceptionally smooth communication and expert guidance provided throughout their entire financial journey from start to finish.
However, some customers also noted that communication could occasionally feel a little slow during certain phases. Some reviewers specifically mentioned that completing the procedures took quite some time and that getting phone calls answered required extra patience.
Auto-generated from all reviews of this business. For reference only.
Overall, it was a quick and cordial experience. Reps were friendly and very informative.
Reply from Southeast Financial2026-02-13
We're happy to hear that your experience was quick and cordial. We appreciate your positive feedback regarding our friendly and informative representatives!
Great customer service! Brooke was responsive and very helpful.
Reply from Southeast Financial2026-02-10
Thank you so much for the kind review! I really appreciate you taking the time to share your experience. It was a pleasure working with you, and I’m always happy to help. Please don’t hesitate to reach out if you need anything in the future!
-Brooke Carico
It was fine. Process took a while. Very invasive. Video calls they must pay your taxes etc. No human contact all emails but best rate and term
Reply from Southeast Financial2026-05-11
Thank you for the review, Michael. I tried calling you twice early on in the process but didn't get an answer so I emailed you. From there, I just assumed you preferred email as your preferred communication style since that was how I received a response. I apologize if that was not the case. The zoom call is part of our fraud prevention policy and most clients prefer the face to face communication. I hope you are enjoying your Class B, please don't hesitate to reach out if you need anything in the future!
Dissappointed in southeast financial because they advertise that they can get you approved on loans as long as you have a 575 credit score and I have a credit score closer to 700 and they still denied the loan and never notified me. I had to check back later on to find out and when i did it still showed the status as awaiting approval but when i scrolled to the bottom it said loan denied. I won't be doing business with them in the future and I am going to not recommend to anyone.
I did a private party RV sale across state lines (Colorado to Florida) and it was no problem for SE Financial. Other lenders refused. But to them this was just another Tuesday. Fees are reasonable, communication was fantastic every step of the way, fast turn around, and they are meticulous about helping buyers and sellers avoid fraud!
Southeast Financial’s team is a pleasure to work with. They provided us with a Buttery Smooth RV loan process for these first time travel trailer buyers. Fast loan approval with the friendliest customer service that never felt like they were too busy to answer any questions. Top that with a Competitive loan rate and no pressure warranty products. No pressure at all. Perfect one stop shop.
Reply from Southeast Financial2026-01-22
Thank you so much Debbie and Carl! It was a pleasure working with you both and we greatly appreciate your business! I hope you enjoy your new RV!-Candace