Easy process and our representative was…
Easy process and our representative was very communicative with quick response times.
About SmartBiz Bank, N.A.
Data updated- Website
- smartbizbank.com
- Category
- Money & Insurance
- Location
- United States · Chicago, IL | San Francisco, CA | Austin, TX
- Status
- Unclaimed
- Last 12 months
- 31 reviews
- Replies to negative
- 37% (10/27)
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Is SmartBiz Bank, N.A. legit?
SmartBiz Bank, N.A. (smartbizbank.com) has a 4.4 out of 5 rating on OK.one, based on 200 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 86% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 37% of negative reviews; 31 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
Easy to use web site
Easy to use web site And friendly people to work with the customer service answered all questions.
After working with SmartBiz Loans to…
After working with SmartBiz Loans to obtain SBA loans on two separate occasions, I can say with confidence they are a top notch company. The process was very straight forward and painless. I am very thankful for SmartBiz Loans. Highly recommend!
The whole process was very…
The whole process was very straightforward and I felt informed every step of the way.
Very good at what we do
The loan officers are professional and…
The loan officers are professional and help you to get the loan that fits your budget and needs.
SBA Loan
Great experience and fast loan processing. There was no hidden curveballs. What they said is what they did. I highly recommend them if your looking for a loan. They were quick to respond to questions and emails along the way too.
The application process was smooth and…
The application process was smooth and efficient. All of our questions were answered quickly.
The Best Source for SBA Financing
The company has the professionalism and knowledge on how to properly process a loan application through closing. They have the technology, internal system processing, and network of lenders. SmartBiz should be your first stop for business financing.
Wonderful Staff and Experience
James Floyd was great
Everything went pretty seamless. Was a great experience. James was organized and nice to work with.
Working with SmartBiz was easy and…
Working with SmartBiz was easy and smooth, they are very talented with a positive attitude, and they help me step by step what is missing and what has to be done in the right manner, such smart elegant people I was working especially ERIC WILLIAMS Thank You ERIC Thank You SmartBiz
My account manager Jimmy Ruh did…
My account manager Jimmy Ruh did exactly what he said he’d do, and that’s get the job done! My business partner and I are extremely grateful for the assistance Jimmy and Smartbiz was able to give our business!
Best Option. William Lowry was our loan officer for…
William Lowry was our loan officer for Smartbiz and was totally professional, explained every step of the application process and was very helpful in navigating around road blocks. I would highly recommend Smartbiz if you are looking to obtain any type financing, especially SBA funding. They are great!!!
Joseph was absolutely amazing
Joseph was absolutely amazing! He helped us through the process and made it easier by explaining things. He made sure we were constantly in the loop with what was going on.
Chris
Chris, was right on point and helped me with ever facet of the process. Great Job
Truly Amazing company
I am very pleased with Smartbizloans.com and even more so with my rep Chris Schreiber. They were able to get me the results I needed and helped me through out the entire process. I highly recommend any small biz in need of funding to let these guys work their magic for you.
Best Credit Facility
Fast, Good attention, delivered promised results!
The staff was amazing.5 stars
Joseph was excellent
Joseph was excellent. He was performing his job beyond the ordinary. Highly recommended.