Great option for immigrants
Great option for immigrants, when you just arrived to US and no one would give you a loan, Stilt is there for you. Medium size interest %, but it works and it helps you build your so needed credit score!
Stilt is a mission-driven fintech company focused on providing credit to immigrants and the underserved in the United States.
Written by the business, not verified by us.Stilt Inc. (stilt.com) has a 4.9 out of 5 rating on OK.one, based on 100 user reviews collected here. It is listed under Money & Insurance and its reputation is excellent. Praise is nearly unanimous, with 98% rating it 4 stars or higher; The business has not yet replied to negative reviews. Last updated 2026-08-30.
Great option for immigrants, when you just arrived to US and no one would give you a loan, Stilt is there for you. Medium size interest %, but it works and it helps you build your so needed credit score!
I had taken my 3rd loan with Stilt and couldn’t be happier. I know it sounds weird to be happy to get a loan but when it saves your financials especially at the times like Covid, it makes you happy. The greatest thing about Stilt is that they serve to visa workers, students, foreigners and legal residents, not just citizens. Their loan process is easy, the fees are fairly priced and clear, and the app/website is easy to use, as well as track everything (status, history, balance). I also like the customer service, they are very prompt, professional, to the point and friendly.
This is my second loan through Stilt. Both times I have been thoroughly satisfied. The entire process is smooth efficient and most importantly transparent. Being an immigrant, I had to jump through a lot of hoops to even apply for loans, until I found Stilt. Also, any time I reached out to customer service, their responses were prompt and the concern was addressed quickly.
I took a loan from stilt at a moment when I truly needed it. The money came to my account fast and the app to pay my bills was very functional. The person helping me was also very helpful and made everything easy.
Fast Processing and with reasonable interest rates.
Excellent customer support. Fast and reliable.
I took a loan with stilt 3 years ago and it really helped me in tough times.the process is smooth. Very easy to manage loan payments
Excelent Loan service for immigrants. It helped to improve my credit score.
Stilt is a good lender to take personal loans with low interest rates.
Stilt is impressive in my case, opinion and overall experience was excellent. I believe this type of companies are the ones who really care about general population and provide financial services genuinely with high customer satisfaction. I wish them the best and do more good work and expand. So that mutual financial benefits between customer and business is still relevant.
It was good experience for me, haven’t faced any issues while getting loan with my opt visa. I would recommend stilt.
Stilt.com is a wonderful company. It has been a great pleasure to do business with them. I will definitely do business with them again if needed.
Vet Quick and smooth service and great for non citizens
Stilt has a very smooth process. The documentation upload and verification is quick and loan transfer was immediate as well. Interest rates are also very competitive against the market. Specially helpful for immigrants as it is difficult to avail loans from other banks generally.
Very poor customer service. Thry never update credit reports and it affects all your credits and cant get loans. Try to ignore as much as possible. Reviews seem fake.
I had positive experiences in all cases of taking loans with Stilt. Especially, I liked their prompt responses and swift approvals.
No hassels with enrollment and twas a seamless ,stress-free experience. Would definitely recommend.
I had a loan of 35k$ from stilt instantly. I had reached out to multiple banks and loan companies but since I am not a US citizen and I don't own any asset here, for e.g, a house, none of the organizations was offering me a loan. That's when I found out about stilt and I contacted them and I submitted a few documents and loan was instantly transferred to my account. The process was very smooth with no hassle.
Most helpful organization. Much appreciated and happy with their customer service
Excellent services . They process was simple
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