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Money & Insurance

Sunshine Loans

ClaimedCollecting reviews

104 reviews

4.3104 reviews
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About Sunshine Loans

Data updated
Website
sunshineloans.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
104 reviews
Replies to negative
75% (12/16)
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sunshineloans.com

Is Sunshine Loans legit?

Sunshine Loans (sunshineloans.com) has a 4.3 out of 5 rating on OK.one, based on 104 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 81% of reviews are 4 stars or higher and 12% are 1 star; The business has replied to 75% of negative reviews; Reviews mostly discuss User experience, Customer service. Last updated 2026-08-12.

What reviewers say

AI generated

Reviewers had a great experience with this company. Customers frequently mention how simple and user-friendly the application process is, allowing people to receive funds directly into their accounts very quickly when emergencies arise. Consumers truly appreciate the reliable and friendly assistance provided during difficult moments, noting that the overall process runs smoothly from start to finish. However, some customers also noted difficulties reaching support by phone, mentioning that automated menus and unresponsive staff made it hard to get help. Others encountered unexpected repayment terms or faced frustrating challenges when trying to settle their balances early due to delayed communication.

Auto-generated from all reviews of this business. For reference only.

What people say

E
EmilyUnited States · 1 review · Experienced 2026-07-13 ·

Truthfully the loan process is simple…

Truthfully the loan process is simple and they do provide funds quickly. However, the customer support is non-existent. The loan documents I signed were never emailed to me and were not on the website either so I reached out to customer support for a copy because my payment amount was more than double what was agreed to in the loan documents. When you try to call there are long wait times so they urge you to email instead for a faster response, but the it takes longer to get an email back. I never got the loan documents sent to me so i tried to pay off my loan early and it took 3 extra days because I could not get an answer from customer service, and because the interest compounds daily on these loans the pay off ended up being much more than the day I had initially requested to pay it off. If you have other options please take those instead.

Reply from Sunshine Loans2026-07-16

We appreciate you taking the time to share your feedback, and we understand your concern. We sincerely apologize for any inconvenience you experienced. At Sunshine Loans, providing clear communication and excellent customer service are our top priorities. We’d appreciate the opportunity to review your concern further. Please reach out to us at [email protected] so we can assist you directly.

L
LindaUnited States · 2 reviews · Verified · Experienced 2026-07-09 ·

I was told that I was approved for…

I was told that I was approved for 600.00, then comes back with this 100.00. Not sure I will do this again.. Don’t tell me someone what it’s approved for and then change the amount, that’s very disappointing…

Reply from Sunshine Loans2026-07-10

Thank you for sharing your feedback. We sincerely apologize for any frustration or inconvenience this situation may have caused. Our goal is always to be clear and transparent, and we appreciate you taking the time to raise your concern. We’d be glad to review your account and discuss this further so we can address your questions properly. Please feel free to contact us at [email protected] so we can assist you directly.

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