The be for such a great customer…
The be for such a great customer experience.
Reply from TBO Bank2025-04-01
Thank you for taking the time to leave us a review. We appreciate it!
About TBO Bank
Data updated- Website
- tbobank.com
- Category
- Money & Insurance
- Location
- United States · Orrick
- Status
- Unclaimed
- Last 12 months
- 22 reviews
- Replies to negative
- 60% (25/42)
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Is TBO Bank legit?
TBO Bank (tbobank.com) has a 3.3 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Money & Insurance and its reputation is mixed. Opinions are polarized: 57% rate it 4 stars or higher while 38% give 1 star; The business has replied to 60% of negative reviews; 22 of them were added in the last 12 months. Last updated 2026-08-10.
What people say
Fraudulent payment withdrawal from my…
Fraudulent payment withdrawal from my accouny after payoff
Reply from TBO Bank2025-04-02
We're sorry your experience was not amazing. We looked into it and want to discuss how to make it right. Can you email us at [email protected], please?
Very helpful i am impress the people so…
Very helpful i am impress the people so kind thank you !!!
Reply from TBO Bank2025-04-01
Thanks for your review. We love hearing about people's positive experiences with TBO Bank!
Great Service
It was quick and fast
Reply from TBO Bank2025-03-28
Thank you for taking the time to leave us a review. We appreciate it!
It came through in a pinch
It came through in a pinch. It was quick, easy, and expensive, but not as expensive as I've seen.
Reply from TBO Bank2025-03-24
Thanks for your review. We love hearing about people's positive experiences with TBO Bank!
Great
Very helpful
Reply from TBO Bank2025-03-24
Thank you for taking the time to leave us a review. We appreciate it!
Wouldn’t Recommend.
I will admit, getting the money deposited was fairly easy, quick & simple. The interest rate was absolutely ridiculous and should be illegal…250% APR is diabolical. Thank goodness I was able to pay off my loan instead of going through the whole term just paying the minimum. I would NOT recommend this company at all. Good riddance.
Reply from TBO Bank2025-03-24
Sorry about your experience, we've looked into this and would like to discuss next steps please email us at [email protected]
Easy process
Easy process! Trustworthy! So glad Atlas is there for us when we need it!
Reply from TBO Bank2025-03-24
Thank you for taking the time to leave us a review. We appreciate it!
Quick Response
What made my experience great was how expedient they were with their service. I needed a small loan to cover funeral expenses and I was funded almost immediately. They also provided the option to make double payments or payoff immediately without hefty penalties like some loan companies.
Reply from TBO Bank2025-03-18
Wow! We appreciate your feedback. Thank you so much for taking the time to share it!
Recommended for a short-term loan
Helpful in a time of immediate need.
Reply from TBO Bank2025-03-18
Thanks! We appreciate you taking the time to leave your feedback.
It’s to me very odd that you take a 1st…
It’s to me very odd that you take a 1st payment as soon as the loan starts and just had a bad experience over all. So once this is taken care off….definitely will not recommend
Reply from TBO Bank2025-03-18
Sorry about your experience, we've looked into this and would like to discuss next steps please email us at [email protected]
That was fast and easy.
I was scared bcuz I never think it was real. I ask for emergency loan of 5000 but they borrow me just 2900. But it was ok to star. So thanks a lot. It was fast I apply one day morning b-fore 11 am and I got the direct deposit next day. By morning too.
Reply from TBO Bank2025-03-18
Thank you for taking a few minutes to share your thoughts about Atlas. We appreciate it.
My experience with you guys was great
My experience with you guys was great . Customer service was good. My call was answered in timely fashion. I wasn’t hold hole for a long period of time. I see myself when and if needed taking out another loan with you guys.
Reply from TBO Bank2025-03-18
Thank you for taking the time to leave us a review. We appreciate it!
Crazy 308% interest rate should be…
Crazy 308% interest rate should be illegal, who in there right mind would agree to that.
Reply from TBO Bank2025-03-18
We apologize you didn't have the best start with us. Please email [email protected] so we can make it right.
Your staff made it easy to get the…
Your staff made it easy to get the money I needed with no problems
Reply from TBO Bank2025-03-18
Thanks for your review. We love hearing about people's positive experiences with Atlas!
DO NOT USE THIS SCAM OF A LOAN COMPANY…
DO NOT USE THIS SCAM OF A LOAN COMPANY . I BORROWED 800$ FROM THEM AND THE GAVE ME 189% INTEREST RATE. THAT OVER 3000$ I HAVE TO PAY BACK TO THIS CROOKED SCAM CROOKS NO GOOD PIECES OF GARBAGE.. "DO NOT USE THIS COMPANY" THEY WILL SCAM YOU TO PAY 200% BACK ON THE LOAN THEY GIVE YOU AVOID THESE CROOKS ... LOOK SOMEWHERE ELSE. I BORROWED 800 AND NOW IM IN DEBT TO THEM FOR 31 $ A WEEK FOR 3 YEARS.... THESE PEOPLE ARE CROOKS ... DONT DO IT ... OMG PLEASE DO NOT GO THROUGH THESE LOW LIFE CROOKS. THEY ARE THIEVES. AND NO ONE ON THE PHONE SPEAKS ENGLISH... BE SMARTER UNLIKE I WAS.
Reply from TBO Bank2025-03-18
Sorry about your experience, we've looked into this and would like to discuss next steps please email us at [email protected]
That Atlas is a company you can trust when you need extra cash.
Atlas made it extremely easy to get a loan and a second loan. I’d recommend them to anyone.
Reply from TBO Bank2025-03-12
Thank you! Feedback from our customers is always appreciated and welcome.
Quick an easy reasonable rates for pay…
Quick an easy reasonable rates for pay back, rent was due and i was panicking so thankyou
Reply from TBO Bank2025-03-12
Thank you for taking a few minutes to share your thoughts about Atlas. We appreciate it.
Easy application
Easy application, quick response.
Reply from TBO Bank2025-03-11
Thank you for taking the time to leave us a review. We appreciate it!
Quick and easy application and approval.
Reply from TBO Bank2025-03-12
Thanks! We appreciate you taking the time to leave your feedback.