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Money & Insurance

TopCashback USA

ClaimedCollecting reviews

202 reviews

4.4202 reviews
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About TopCashback USA

Data updated
Website
topcashback.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
202 reviews
Replies to negative
87% (20/23)
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topcashback.com

About this business

TopCashback is America’s highest-paying cash back website that’s entirely FREE to join. It also features store coupons and special offers, so you can shop guilt-free at over 7,000 online retailers, including Best Buy, Walmart and Macy’s.An average TopCashback member earns over $400 a year. That’s extra money you can put toward bills, gifts, trips, home improvements, swim lessons or everyday necessities. The sky’s the limit! Once your cash back is payable, you can cash out at any time. TopCashback offers 15+ payout methods, including PayPal and ACH Bank Transfer.So, how does cash back work? It’s simple. After you create a free account (with only an email address and password), you can search any store on TopCashback and click the “Get Cash Back” button. That action will take you to the store website, where you can shop like normal. TopCashback will track your transaction and notify you when your cash back is pending, confirmed, and then payable!TopCashback doesn’t keep any of the cash back that members earn. It gives 100% of your earnings to you. Instead, TopCashback makes money via sponsored advertisements and promotions seen on site. Retailers may even pay the company a bonus if it succeeds in driving customer traffic.Check TopCashback often for increased cash back events, extra cash back bonuses, giveaway opportunities and more. You’ll be building a rainy day fund in no time.Check out our options belowBrowser ExtensionGift Cards

Written by the business, not verified by us.

Is TopCashback USA legit?

TopCashback USA (topcashback.com) has a 4.4 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 87% of negative reviews; Reviews mostly discuss User experience, Refund. Last updated 2026-08-11.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for offering seamless payment methods, reliable fund transfers, and consistently high cash back rates compared to other services. Consumers find the website exceptionally easy to navigate, allowing them to redeem various rewards quickly and without any unnecessary complications. However, some customers also noted frustrations regarding delayed payouts, pending statuses, and missing cash back rewards from certain online purchases. A few reviewers expressed genuine concern that specific store transactions occasionally get declined, requiring extra patience while waiting for support resolutions. People mentioned that tracking issues can sometimes happen unexpectedly.

Auto-generated from all reviews of this business. For reference only.

What people say

M
MollyUnited States · 2 reviews · Experienced 2026-05-14 ·

I was nervous

I was nervous about trusting a website to “earn cash back” but I have had multiple successful withdrawals that are legit.

Reply from TopCashback USA2026-05-15

Hi Molly, We're glad to hear you've had multiple successful withdrawals despite being nervous to try us out. Your trust means a lot to us! Best, Erica :)

Linda RozekUnited States · 2 reviews · Experienced 2026-05-15 ·

I think this is a great way to give… i believe all your customers would say thank you

I think this is a great way to give money back to your customers. It's an inspiration to go out there and look for things to purchase. And receive money back. I love this app. Going back where one of our u s base switch bros, because

MelissaUnited States · 1 review · Experienced 2026-05-11 ·

So I ordered Kate Spade

So I ordered Kate Spade, got a nice reward. Took forever to receive, which Im now waiting again for it. I sent an email asking them how much longer? Then I was able to choose my payout, I chose Walmart gift card, which Im waiting for now. This is crazy. Needless to say, I do not recommend. UPDATE: I received my payout with a note about the speed of the payouts. Would I do this again? Probably because it was a nice payout. Lol. It just takes some patience. Great responses from trustpilot! I had to go ahead and update to 5 stars. Yall have been amazing. Thank you!

Reply from TopCashback USA2026-05-14

Hi Melissa, Thank you for updating your review! We completely understand that waiting can feel frustrating, especially when you’re excited about a payout. We appreciate your patience throughout the process and are glad to hear you received your reward in the end. Some merchant rewards can take longer to become payable depending on the store’s confirmation timeline, and gift card payouts may also require a little processing time. We know it’s not always ideal, but we’re happy the payout made it worthwhile for you! Thanks again for giving us another chance and for sharing your honest experience. Best, Erica

M
MarceloBrazil · 1 review · Experienced 2026-05-14 ·

I did not receive the number of my…

I did not receive the number of my American Express Virtual Reward card.

Reply from TopCashback USA2026-05-14

Hi Marcelo, I'm sorry to hear you didn't receive the information for your virtual card. It's important to check spam/junk folders as sometimes they do end up there. If you don't see it at all, please send me an email to [email protected] and I can help with that. Best, Erica

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