TopCashback is America’s highest-paying cash back website that’s entirely FREE to join. It also features store coupons and special offers, so you can shop guilt-free at over 7,000 online retailers, including Best Buy, Walmart and Macy’s.An average TopCashback member earns over $400 a year. That’s extra money you can put toward bills, gifts, trips, home improvements, swim lessons or everyday necessities. The sky’s the limit! Once your cash back is payable, you can cash out at any time. TopCashback offers 15+ payout methods, including PayPal and ACH Bank Transfer.So, how does cash back work? It’s simple. After you create a free account (with only an email address and password), you can search any store on TopCashback and click the “Get Cash Back” button. That action will take you to the store website, where you can shop like normal. TopCashback will track your transaction and notify you when your cash back is pending, confirmed, and then payable!TopCashback doesn’t keep any of the cash back that members earn. It gives 100% of your earnings to you. Instead, TopCashback makes money via sponsored advertisements and promotions seen on site. Retailers may even pay the company a bonus if it succeeds in driving customer traffic.Check TopCashback often for increased cash back events, extra cash back bonuses, giveaway opportunities and more. You’ll be building a rainy day fund in no time.Check out our options belowBrowser ExtensionGift Cards
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Is TopCashback USA legit?
TopCashback USA (topcashback.com) has a 4.4 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 87% of negative reviews; Reviews mostly discuss User experience, Refund. Last updated 2026-08-11.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for offering seamless payment methods, reliable fund transfers, and consistently high cash back rates compared to other services. Consumers find the website exceptionally easy to navigate, allowing them to redeem various rewards quickly and without any unnecessary complications.
However, some customers also noted frustrations regarding delayed payouts, pending statuses, and missing cash back rewards from certain online purchases. A few reviewers expressed genuine concern that specific store transactions occasionally get declined, requiring extra patience while waiting for support resolutions. People mentioned that tracking issues can sometimes happen unexpectedly.
Auto-generated from all reviews of this business. For reference only.
level service below 0. abusive and aggressive approach. they trying to steal my money. even when i provided them with requested info they rise new demands every time. it takes ages for them to reply. dont be impressed by their "nice" reply - send us an email and we will check it out. all they do is get paid by retailers and keep that money for themselves. OVER A MONTH NOW THEY "CHECKING OUT" MY ACTIVITY. All my fault is make some hotel orders ahead that seems too much for them
Every single purchase I make on TopCashBack receives "declined" for cashback. What a waste of time! If I knew that I won't get a cashback, I would use a different platform. Absolutely unreliable service. I strongly recommend to change the name to "NoCashBack".
Seamless transition of funds from my Top Cashback rewards into an e-gift card. I especially enjoyed being able to choose to donate a portion of my rewards to a charity of my choosing.
I was pleased that despite having to manually process a claim, they were able to make things right for me. this was my first use of their service and I was struggling with the instructions on how to properly send through a claim.
Reply from TopCashback USA2026-08-04
Hi Erica,
We are genuinely pleased to hear that we were able to resolve your claim effectively, especially as a first-time user. We understand that navigating new processes can be challenging, and we appreciate your patience. We are always working to improve our instructions for a smoother experience.
Best,
Erica
I've used TopCashback USA for years. It's a great way to earn cash back on purchases and is very easy to use.
Reply from TopCashback USA2026-08-04
Hi Patricia,
We're so happy to hear you've had such a positive experience using our service for years and find it easy to earn Cash Back! We appreciate your feedback.
Best,
Erica :)
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