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Money & Insurance

TopCashback USA

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202 reviews

4.4202 reviews
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About TopCashback USA

Data updated
Website
topcashback.com
Category
Money & Insurance
Location
United States
Status
Unclaimed
Last 12 months
202 reviews
Replies to negative
87% (20/23)
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About this business

TopCashback is America’s highest-paying cash back website that’s entirely FREE to join. It also features store coupons and special offers, so you can shop guilt-free at over 7,000 online retailers, including Best Buy, Walmart and Macy’s.An average TopCashback member earns over $400 a year. That’s extra money you can put toward bills, gifts, trips, home improvements, swim lessons or everyday necessities. The sky’s the limit! Once your cash back is payable, you can cash out at any time. TopCashback offers 15+ payout methods, including PayPal and ACH Bank Transfer.So, how does cash back work? It’s simple. After you create a free account (with only an email address and password), you can search any store on TopCashback and click the “Get Cash Back” button. That action will take you to the store website, where you can shop like normal. TopCashback will track your transaction and notify you when your cash back is pending, confirmed, and then payable!TopCashback doesn’t keep any of the cash back that members earn. It gives 100% of your earnings to you. Instead, TopCashback makes money via sponsored advertisements and promotions seen on site. Retailers may even pay the company a bonus if it succeeds in driving customer traffic.Check TopCashback often for increased cash back events, extra cash back bonuses, giveaway opportunities and more. You’ll be building a rainy day fund in no time.Check out our options belowBrowser ExtensionGift Cards

Written by the business, not verified by us.

Is TopCashback USA legit?

TopCashback USA (topcashback.com) has a 4.4 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 87% of negative reviews; Reviews mostly discuss User experience, Refund. Last updated 2026-08-11.

What reviewers say

AI generated

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for offering seamless payment methods, reliable fund transfers, and consistently high cash back rates compared to other services. Consumers find the website exceptionally easy to navigate, allowing them to redeem various rewards quickly and without any unnecessary complications. However, some customers also noted frustrations regarding delayed payouts, pending statuses, and missing cash back rewards from certain online purchases. A few reviewers expressed genuine concern that specific store transactions occasionally get declined, requiring extra patience while waiting for support resolutions. People mentioned that tracking issues can sometimes happen unexpectedly.

Auto-generated from all reviews of this business. For reference only.

What people say

I applied for a Lyca phone number…

I applied for a Lyca phone number through the website at the beginning of last month, but the cashback has never been credited. I submitted a ticket but haven't received any response. It's really terrible.

Reply from TopCashback USA2026-08-03

Hi Jean, Thank you for your feedback, and we're sorry to hear about your experience. We understand how frustrating it is when Cash Back doesn't track as expected, especially when you're also waiting on a response to your ticket. We'd love the opportunity to look into this for you. Please email us at [email protected] with your account details, and we'll be happy to review your Lyca transaction and help however we can. Best, Erica

Best Cashback Platform

I have been using TopCashback USA for more than a year, and I am impressed with their business. Payments are processed quickly and easily, which makes the service highly reliable. I would recommend this service to anyone looking for a trustworthy cashback platform. Thank you!

Account Closed After Full Verification

This is completely unfair. You froze my account, asked me for my order confirmations, then asked for my ID, and kept requesting more information. I provided everything you asked for and waited for over a month. After all that, you still closed my account and kept my cashback. This is not how customers should be treated. I used your platform because I trusted it and expected to receive the cashback I earned from my genuine purchases. Instead, I was left without my account and without my cashback. I will be sharing my experience publicly so that other customers are aware of how my case was handled.

Reply from TopCashback USA2026-07-24

Hi there, We're sorry to hear you feel this way. We understand how frustrating this experience has been. For privacy and security reasons, we're unable to discuss individual account decisions publicly, but account reviews are carried out carefully and are based on our Terms of Use and the information available at the time. If you'd like us to ensure your concerns have been fully reviewed, please contact our Quality Team at [email protected]. If there's anything further I can do to help or clarify the process, you're also welcome to reach me directly at [email protected]. Best, Erica

One of my favorite cashback sites

One of my favorite cashback sites. Love that there are many stores to choose from, and to cash out, you need at least $0.01 to have a direct deposit via ACH (American Clearing House). PayPal is another option as well, and the minimum is also $0.01 as well. They have Venmo as an option as well. They minnor issue is that the minimum for Venmo is $5. You can choose to cash out via gift card (most gift cards have a minimum of $5 to cash out). If you choose a gift card, you can get a bonus (bonus also varies by gift card as well). There is no way to cash out via check. Which I have no issue with that.

Reply from TopCashback USA2026-07-23

Hi Jonathan, Thanks so much for the thoughtful review! We're thrilled to hear TopCashback is one of your favorite Cash Back sites and that you've enjoyed the wide variety of stores and flexible cash out options. We appreciate you highlighting the different payout methods and gift card bonuses. Thanks for being a valued member, and happy saving! Best, Erica

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