TopCashback is America’s highest-paying cash back website that’s entirely FREE to join. It also features store coupons and special offers, so you can shop guilt-free at over 7,000 online retailers, including Best Buy, Walmart and Macy’s.An average TopCashback member earns over $400 a year. That’s extra money you can put toward bills, gifts, trips, home improvements, swim lessons or everyday necessities. The sky’s the limit! Once your cash back is payable, you can cash out at any time. TopCashback offers 15+ payout methods, including PayPal and ACH Bank Transfer.So, how does cash back work? It’s simple. After you create a free account (with only an email address and password), you can search any store on TopCashback and click the “Get Cash Back” button. That action will take you to the store website, where you can shop like normal. TopCashback will track your transaction and notify you when your cash back is pending, confirmed, and then payable!TopCashback doesn’t keep any of the cash back that members earn. It gives 100% of your earnings to you. Instead, TopCashback makes money via sponsored advertisements and promotions seen on site. Retailers may even pay the company a bonus if it succeeds in driving customer traffic.Check TopCashback often for increased cash back events, extra cash back bonuses, giveaway opportunities and more. You’ll be building a rainy day fund in no time.Check out our options belowBrowser ExtensionGift Cards
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Is TopCashback USA legit?
TopCashback USA (topcashback.com) has a 4.4 out of 5 rating on OK.one, based on 202 user reviews collected here. It is listed under Money & Insurance and its reputation is good. 85% of reviews are 4 stars or higher and 11% are 1 star; The business has replied to 87% of negative reviews; Reviews mostly discuss User experience, Refund. Last updated 2026-08-11.
What reviewers say
AI generated
Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the platform for offering seamless payment methods, reliable fund transfers, and consistently high cash back rates compared to other services. Consumers find the website exceptionally easy to navigate, allowing them to redeem various rewards quickly and without any unnecessary complications.
However, some customers also noted frustrations regarding delayed payouts, pending statuses, and missing cash back rewards from certain online purchases. A few reviewers expressed genuine concern that specific store transactions occasionally get declined, requiring extra patience while waiting for support resolutions. People mentioned that tracking issues can sometimes happen unexpectedly.
Auto-generated from all reviews of this business. For reference only.
Luv, luv, luv TopCashback USA!! So easy to use and navigate the app.. who doesn’t luv cash back! It’s a no brainer!! You’re awesome! Thank you!!
Reply from TopCashback USA2026-07-08
Hi there,
We're so happy to hear you love using our app and find it easy to navigate! We truly appreciate your kind words and positive feedback. Thank you for being a valued member!
Best,
Erica :)
Super easy to log onto the website and even easier to get your cash back!
Reply from TopCashback USA2026-07-08
Hi Kelly,
We are so happy to hear that you found our website easy to use and that getting your Cash Back was a breeze! We appreciate your positive feedback.
Best,
Erica :)
Quickly has become my favorite cashback site! It’s so much less fussy than the others and the percentages are great!!
Reply from TopCashback USA2026-07-06
Hi Jen,
We are so pleased to hear that our Cash Back site has become your favorite! We truly appreciate your positive feedback regarding its ease of use and the great percentages.
Best,
Erica
Cashing out was made easy. They reminded me about my cash available and offered a large variety of options to get paid.
Reply from TopCashback USA2026-07-06
Hi Valorie,
We're happy to hear that our cash-out process was easy and that you appreciated the variety of payment options available. Thank you for your positive feedback!
Best,
Erica
Surprisingly, it's the real deal! I received cashback twice, and they truly keep their promises. Absolutely love it!
Reply from TopCashback USA2026-07-01
Hi Abdullah,
We're so happy to hear you've received your Cash Back and appreciate your kind words! We're committed to keeping our promises and hope you continue to save through TopCashback.
Best,
Erica
I highly recommend TopCashback USA! They are my go to for cash back offers. My cash back is always processed accurately and quickly. Additionally, their customer service is top notch. I recently made a mistake with my payment cash out account and the representative, Erica Vanni, quickly corrected it. My mistake would have cost me over $100. She made it right no questions asked!
Reply from TopCashback USA2026-06-30
Hi Mina,
We are so happy to hear that we are your go-to for Cash Back offers and that your Cash Back is always processed accurately and quickly. I'm especially pleased to know that I was able to assist you efficiently with your payment cash-out account. We appreciate your kind words and look forward to continuing to provide you with excellent service.
Best,
Erica :)
Great experience and good customer service. Most of my purchases are tracked properly. The ones that are missing or stuck, I can request service and they get resolved in timely manner.