Travel Guard (travelguard.com) has a 4.2 out of 5 rating on OK.one, based on 103 user reviews collected here. It is listed under Travel & Vacation and its reputation is good. 80% of reviews are 4 stars or higher and 17% are 1 star; The business has not yet replied to negative reviews. Last updated 2026-08-10.
What people say
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Sarah de Luca · 7 reviews · Verified · Experienced 2026-06-04 ·
★★★★★
A great service for US travelers overseas
TravelGuard came up with the amount I more or less expected to receive for our claim, even if calculated slightly differently from expected. While it was very challenging to get the Representative on the phone in spite of requests for scheduled calls, she was excellent, professional and caring when we finally did connect. I have been a long-time TravelGuard customer, plan to use the service in the future and have already recommended it to traveling friends.
Good travel insurance but rates are geared toward age and state
I've been using Travel Guard exclusively for my cruise vacations for many years utilizing the Essential Plan coverages, with the additional medical and evac options offered. The online site is easy to navigate and you get a quote right away. Having said that, I do have several items I don't like such as higher rates for seniors along with higher rates for living in Florida. Additionally, not having a waiver for pre-existing conditions unless you buy the policy within 15 days of your initial deposit and the CFAR option only being offered for TG's higher premium policies.
